AMAR ENTERPRISES LIMITED
🌳Matureactive
02411415 · ltd · incorporated 1989-08-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£265.6k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 66-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · oldest 5.6y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
93 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £265,618
Cash YoY
+117%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£21k
↑ 117% YoY
Net Worth
£266k
↑ 21% YoY
Current Assets
£113k
↑ 5.1% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £650.4k | £620.8k |
| Current assets | £113.1k | £107.6k |
| Cash | £21.3k | £9.8k |
| Debtors | £91.8k | £97.8k |
| Net assets | £265.6k | £219.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2026-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-11🔒Charge registered #2Lender: Lloyds Bank PLC
- 2020-12-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-15🔒Charge registered #1Lender: Lloyds Bank PLC
- 2020-11-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-11-01➕JAGSI, Rita appointeddirector
- 2020-10-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-04-27📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 1989-08-07🏢Company incorporatedAs AMAR ENTERPRISES LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 37 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Rita Jagsi Individual · British · DOB 05/1961 · age 65 | 25–50% | — | 25-50% shares | 15/10/2020 |
Mr Sanjiv Manu Lalji Jagsi Individual · British · DOB 02/1960 · age 66 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AKSHAR ASSET INVESTMENTS LIMITED→ 16255968 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALTHOFF & ASSOCIATES LTD→ 06198928 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| ALYASSIRICAR LIMITED→ 16637843 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMAZING MORTGAGE SOLUTIONS LIMITED→ 15454058 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AMERSHAM TECHNOLOGY LIMITED→ 06113117 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| AMFAM LTD→ 16799171 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMP DERIVATIVES LTD→ 06782274 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| AMRESH LIMITED→ 10086876 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ANCHORAGE CONSULTANCY LTD→ 12496229 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ANGELGATE CAPITAL MANAGEMENT LTD→ 15755250 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANGLESTAR LIMITED→ 02376554 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1989-08-07
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
261 Edgwarebury Lane
Edgware
HA8 8QL
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-08-21
Last: 2025-08-07
Officers (3 active · 0 resigned)
Active
Active
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 11/03/2021 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 15/12/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (93 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-03-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-12-15
appoint-person-director-company-with-name-date
officers · AP01
2020-11-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-10-16