ANCHOR VANS LTD.
🌳Matureactive
02446355 · ltd · incorporated 1989-11-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
£26.46M
year to Mar 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: SIC 45112
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 45200SIC 45200
- 45320Retail trade of motor vehicle parts and accessories
Investor take
PursueLeverage-led grower with a 74-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 74). Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (57/100).
🏦
Refinance opportunity
15 live charges · 8 lenders · oldest 32.1y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 32.1 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
15 charges (15/15 with lender, 15/15 with type)
90
Directors & officers
9 officers (5 active, 9 linked, 6 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
156 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £549,370
Revenue decline
Turnover down 11% YoY
Turnover YoY
-11%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Turnover | £26.46M | £29.59M |
| Gross profit | £2.83M | £2.91M |
| Operating profit | £851.5k | £922.0k |
| Profit before tax | £549.4k | £542.4k |
| Average employees | 7100 | 6400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
- 2026-06-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-24📄accounts-with-accounts-type-mediumaccounts · AA
- 2025-03-27📄accounts-with-accounts-type-mediumaccounts · AA
- 2023-12-22📄accounts-with-accounts-type-mediumaccounts · AA
- 2022-12-22📄accounts-with-accounts-type-fullaccounts · AA
- 2022-03-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-31🔓Charge satisfied #13
- 2022-03-29🔒Charge registered #15Lender: Lloyds Bank PLC
- 2021-12-23📄accounts-with-accounts-type-groupaccounts · AA
- 2021-06-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-08🔓Charge satisfied #9
- 2021-05-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-11📄accounts-with-accounts-type-groupaccounts · AA
- 2020-01-04📄accounts-with-accounts-type-groupaccounts · AA
- 2019-11-25📄change-person-director-company-with-change-dateofficers · CH01
- 2018-12-03📄accounts-with-accounts-type-fullaccounts · AA
- 2018-08-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-08-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-08-14🔒Charge registered #14Lender: Lloyds Bank PLC
- 2018-08-14🔒Charge registered #13Lender: Lloyds Bank PLC
- 2011-01-28🔒Charge registered #12Lender: Graham Michael Joyce and Sarah Jane Joyce
- 2009-08-04➕JOYCE, Graham Michael appointedsecretary
- 2009-08-04➕JOYCE, Graham Michael appointeddirector
- 2009-08-04➕JOYCE, Sarah Jane appointeddirector
- 2008-10-31➖JOYCE, Graham Michael resigneddirector
- 2008-06-26🔓Charge satisfied #6
- 2008-06-26🔓Charge satisfied #5
- 2008-06-01➖JOYCE, Sarah Jane resigneddirector
- 2008-04-30➖WILLIS, Carole resignedsecretary
- 2008-04-01➕JOYCE, Gregory Mark appointeddirector
- 2008-02-01🔒Charge registered #11Lender: Bank of Scotland PLC
- 2008-02-01🔒Charge registered #10Lender: Bank of Scotland PLC
- 2008-01-30🔓Charge satisfied #8
- 2008-01-23🔓Charge satisfied #7
- 2006-04-26🔓Charge satisfied #2
- 2006-04-24🔒Charge registered #9Lender: Capital Bank PLC
- 2006-04-01➕JOYCE, Simon Graham appointeddirector
- 2006-02-01🔒Charge registered #7Lender: Graham Michael Joyce and Sarah Jane Joyce
- 2006-02-01🔓Charge satisfied #4
- 2006-02-01🔓Charge satisfied #3
- 2006-01-31🔒Charge registered #8Lender: Graham Michael Joyce and Sarah Jane Joyce
- 2006-01-31🔒Charge registered #6Lender: Lloyds Tsb Bank PLC
- 2006-01-06🔒Charge registered #5Lender: Lloyds Tsb Bank PLC
- 2002-05-18➖JOYCE, Sarah Jane resignedsecretary
- 2002-05-18➕WILLIS, Carole appointedsecretary
- 1996-10-31🔒Charge registered #4Lender: Sarah Jane Joyce
- 1996-10-19🔓Charge satisfied #1
- 1996-10-18🔒Charge registered #3Lender: Graham Michael Joyce and Sarh Jane Joyce
Showing most recent 50 of 53 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 37 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Graham Michael Joyce Individual · British · DOB 10/1954 · age 72 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Sarah Jane Joyceceased 31/05/2018· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · RG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.PAINT AND BODY REPAIR LTD→ 13686392 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A&S AUTO CARE CENTRE LIMITED→ 11818988 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ALL KEYED UP LTD→ 15227162 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALLEN'S OF TADLEY LIMITED→ 07522513 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| AMO MOTORS LTD→ 15759383 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMZ AUTO SERVICES LTD→ 16707840 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMZ AUTOZ LTD→ 16819556 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANDWELL AUTO REPAIRS LTD→ 10533803 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ANDYTRUC LIMITED→ 01219421 · est 1975 · no financials extracted | — | — | — | — | 50y | — | — |
| ANGUS AUTOS LIMITED→ 06418056 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ARBOR LANE GARAGE LIMITED→ 07258694 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ARLINGTON AUTOWORKS LTD→ 16184508 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1989-11-24
Jurisdictionengland-wales
Primary SIC45112 — SIC 45112
Registered office
Anchor House Bath Road
Padworth
Reading
RG7 5JF
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-06-17
Last: 2026-06-03
Officers (5 active · 4 resigned)
JOYCE, Graham Michael→
Activesecretary · appointed 2009-08-04
View their other companies + combined net worth →
JOYCE, Graham Michael→
Activedirector · ~72y · appointed 2009-08-04
View their other companies + combined net worth →
JOYCE, Gregory Mark→
Activedirector · ~42y · appointed 2008-04-01
View their other companies + combined net worth →
JOYCE, Sarah Jane→
Activedirector · ~74y · appointed 2009-08-04
View their other companies + combined net worth →
JOYCE, Simon Graham→
Activedirector · ~47y · appointed 2006-04-01
View their other companies + combined net worth →
JOYCE, Sarah Jane→
Resignedsecretary · resigned 2002-05-18
WILLIS, Carole→
Resignedsecretary · appointed 2002-05-18 · resigned 2008-04-30
JOYCE, Graham Michael→
Resigneddirector · ~72y · resigned 2008-10-31
JOYCE, Sarah Jane→
Resigneddirector · ~74y · resigned 2008-06-01
Click a director name to see their full track record across all companies.
Mortgages & charges
15
Total charges
5
Outstanding
2
Active lenders
Status:Lender:15 of 15 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 29/03/2022 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 14/08/2018 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 14/08/2018 | 31/03/2022 | |
| outstanding | Graham Michael Joyce and Sarah Jane Joyce | Debenture | 1 property | 28/01/2011 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Debenture | 1 property | 01/02/2008 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Legal charge | 1 property | 01/02/2008 | — | |
| satisfied | Capital Bank Capital Bank PLC | Debenture | 1 property | 24/04/2006 | 08/06/2021 | |
| satisfied | Graham Michael Joyce and Sarah Jane Joyce | Debenture | 1 property | 01/02/2006 | 23/01/2008 | |
| satisfied | Graham Michael Joyce and Sarah Jane Joyce | Legal charge | 1 property | 31/01/2006 | 30/01/2008 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 31/01/2006 | 26/06/2008 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture deed | 1 property | 06/01/2006 | 26/06/2008 | |
| satisfied | Sarah Jane Joyce / Graham Michael Joyce | Debenture | 1 property | 31/10/1996 | 01/02/2006 | |
| satisfied | Graham Michael Joyce and Sarh Jane Joyce | Second legal charge | 1 property | 18/10/1996 | 01/02/2006 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage deed | 1 property | 18/10/1996 | 26/04/2006 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 18/06/1994 | 19/10/1996 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (156 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-06-08
accounts-with-accounts-type-medium
accounts · AA
2025-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-12
accounts-with-accounts-type-medium
accounts · AA
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-11
accounts-with-accounts-type-medium
accounts · AA
2023-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-11
accounts-with-accounts-type-full
accounts · AA
2022-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-14
mortgage-satisfy-charge-full
mortgage · MR04
2022-03-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-03-31
accounts-with-accounts-type-group
accounts · AA
2021-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-11
mortgage-satisfy-charge-full
mortgage · MR04
2021-06-08