BELPER CAR CENTRE LIMITED
🌳Matureactive
02449056 · ltd · incorporated 1989-12-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 35.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£25.5k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
Special-situation opportunityDistressed automotive with salvageable qualities — special-situations priority.
Opportunity 73/100 (strong), bankability 70/100. Strong seller-intent signal (78/100, director aged 81). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 35.8y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 35.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
98 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £25,508
Cash YoY
+10%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£30k
↑ 9.5% YoY
Net Worth
£26k
↑ 7.2% YoY
Current Assets
£35k
↑ 9.9% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £26.0k | £24.2k |
| Current assets | £34.9k | £31.7k |
| Cash | £29.8k | £27.2k |
| Debtors | £4.3k | £3.7k |
| Net assets | £25.5k | £23.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-06-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-07-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-07-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-05-18➖FELLOWS, Maurice John resigneddirector
- 2021-12-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-11-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-07-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-10-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-07-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-06-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-07-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2003-05-02➕TURKINGTON, Paul Benjamin appointeddirector
- 1990-10-08🔒Charge registered #1Lender: Margaret Fellows.
- 1989-12-05🏢Company incorporatedAs BELPER CAR CENTRE LIMITED
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 81 — succession pressure is live.
Succession & seller-readiness
91/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 37 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2025-12-07
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Margaret Fellows Individual · British · DOB 02/1945 · age 81 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Mr Paul Benjamin Turkington Individual · British · DOB 01/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/05/2016 |
1 historic (ceased) PSC
- Mr Maurice John Fellowsceased 08/07/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| AUTOPLUS GARAGE LIMITED→ 16037120 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| B.O.S CAR COSMETICS LTD→ 14386749 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BELLWAY MOTORS LTD→ 13803664 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BELPER AUTOTECH LTD→ 04393140 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| BENZ BAVARIAN LIMITED→ 03896298 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| BEST 1 TINTS LTD→ 16595893 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BGS & SON LIMITED→ 16877627 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BIAMOTORSPORTUK LTD→ 16939783 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BJ AUTOMOTIVE LIMITED→ 15405938 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BLACKWELL MOT & TYRE CENTRE LIMITED→ 11030716 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BLUE LIGHT ENGINEERING LTD→ 15981683 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BLUECHAIN & LINK SUPPLY CHAIN LIMITED→ 17073692 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1989-12-05
Jurisdictionengland-wales
Primary SIC45200 — SIC 45200
Registered office
23a Derby Road.,
Belper
Derbyshire.
DE56 1UU
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2025-12-07OVERDUE
Last: 2024-11-23
Officers (3 active · 1 resigned)
Active
Active
TURKINGTON, Paul Benjamin→
Activedirector · ~56y · appointed 2003-05-02
View their other companies + combined net worth →
FELLOWS, Maurice John→
Resigneddirector · ~92y · resigned 2022-05-18
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Margaret Fellows. | Legal charge | 1 property | 08/10/1990 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (98 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-06-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-07-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-17
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-16
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-07-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-07-27
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-07
termination-director-company-with-name-termination-date
officers · TM01
2022-12-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-07-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-12-06
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-11-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-11-09