ACTREG (U.K.) LIMITED

🌳Matureactive

02474209 · ltd · incorporated 1990-02-26

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 36.1y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2025

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Non-specialised wholesale trade

Sector: Wholesale & retail

Investor take

Pursue

Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (73/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 2 lenders · oldest 36.1y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 36.1 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

6 charges (6/6 with lender, 6/6 with type)

Directors & officers

7 officers (6 active, 7 linked, 5 with DOB)

Ownership & PSC

3 active PSC(s) of 4 total, 4 with control declared

Director network

5 connected companies via shared directors

Filing history

125 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-12-31	2024-12-31
Average employees	700	700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 persons-with-significant-control

Last 90 days

filings

• 1 persons-with-significant-control
• 1 confirmation-statement
• 1 accounts

Last 180 days

filings

• 1 persons-with-significant-control
• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (37 events)Click to expand

2026-04-29
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-04-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-06
📄
resolution
resolution · RESOLUTIONS
2025-10-06
📄
memorandum-articles
incorporation · MA
2025-10-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-03
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-02
➕
ROACH, Ben Martin appointed
director
2025-10-01
➕
GAMBLE, Jamie Nicholas appointed
director
2025-10-01
📄
capital-name-of-class-of-shares
capital · SH08
2025-05-06
📄
memorandum-articles
incorporation · MA
2025-05-06
📄
resolution
resolution · RESOLUTIONS
2025-05-06
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-05-06
📄
capital-name-of-class-of-shares
capital · SH08
2025-05-06
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-05-02
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-04-02
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-26
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-02-26
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-04-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2008-11-19
➕
MCGEACHY, Robert Graham appointed
director
2003-08-06
🔓
Charge satisfied #4
2003-08-06
🔓
Charge satisfied #3
2002-01-18
🔓
Charge satisfied #5
1995-07-06
🔓
Charge satisfied #2
1995-07-06
🔓
Charge satisfied #1
1995-04-27
🔒
Charge registered #6
Lender: National Westminster Bank PLC
1995-04-27
🔒
Charge registered #5
Lender: National Westminster Bank PLC
1995-04-27
🔒
Charge registered #4
Lender: National Westminster Bank PLC
1994-11-28
➕
MARSHALL, Stephen Charles appointed
secretary
1994-11-28
➖
SIMMONDS, Judith Marguerite resigned
secretary
1993-04-15
🔒
Charge registered #3
Lender: Barclays Bank PLC
1992-07-02
🔒
Charge registered #2
Lender: Barclays Bank PLC
1990-04-09
🔒
Charge registered #1
Lender: Barclays Bank PLC
1990-02-26
🏢
Company incorporated
As ACTREG (U.K.) LIMITED

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

63/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
secondary12+ year tenure: Director in role 18 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

3 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Stephen Charles Marshall Individual · British · DOB 10/1958 · age 68	25–50%	25–50%	25-50% shares · 25-50% voting	01/10/2025
Robert Graham Mcgeachy Individual · British · DOB 07/1962 · age 64	25–50%	25–50%	25-50% shares · 25-50% voting	26/02/2025
Mr Mark Unwin Individual · British · DOB 10/1959 · age 67	25–50%	25–50%	25-50% shares · 25-50% voting	26/02/2025

1 historic (ceased) PSC

Mr Stephen Charles Marshallceased 01/10/2025· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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A K BIOMEDICAL & HEALTHCARE LIMITED→ 16870038 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AACS HOLDINGS LIMITED→ 11181560 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
ABSIMPLYTEXTILE LTD→ 14545066 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
AC GROUNDWORKS CONSTRUCTION LIMITED→ 10830472 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ACCESSORY BITS LIMITED→ 04882698 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
ACE AGGREGATES LTD→ 14905372 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ACUMEN TRADING LIMITED→ 05730815 · est 2006 · no financials extracted	—	—	—	—	20y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1990-02-26

Jurisdictionengland-wales

Primary SIC46900 — Non-specialised wholesale trade

Registered office

Unit 2 Henson Close

Telford Way Industrial Estate

Kettering

Northamptonshire

NN16 8PZ

Filing status

Accounts

Next due: 2027-09-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2027-04-15

Last: 2026-04-01