ABCO DERBY LIMITED
Opportunity 74/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 4 lenders · oldest 31.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 31.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £1.31M | £1.32M |
| Current assets | £2.35M | £2.07M |
| Cash | £100.9k | £137.1k |
| Debtors | £2.05M | £1.77M |
| Net assets | £1.29M | £1.26M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (34 events)Click to expand
- 2025-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-10🔒Charge registered #4Lender: Hsbc UK Bank PLC
- 2025-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-11✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-09-11✏️change-of-name-noticechange-of-name · CONNOT
- 2024-08-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-07-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-16🔓Charge satisfied #2
- 2023-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-21🔒Charge registered #3Lender: Rbs Invoice Finance LTD
- 2023-06-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-08📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-07-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-07📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-01➕GIBSON, Andrew Charles appointeddirector
- 2021-03-01➕GIBSON, James Andrew appointeddirector
- 2021-03-01➖VAYRO, Patricia Ann resignedsecretary
- 2021-03-01➖MOORE, Andrew resigneddirector
- 2021-03-01➖REDFERN, Samantha Jayne resigneddirector
- 2021-03-01➖VAYRO, Brian resigneddirector
- 2021-03-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-03-01🔒Charge registered #2Lender: Skipton Business Finance Limited
- 2021-02-26🔓Charge satisfied #1
- 2007-09-01➕MOORE, Andrew appointeddirector
- 2007-09-01➕REDFERN, Samantha Jayne appointeddirector
- 1994-11-09🔒Charge registered #1Lender: National Westminster Bank PLC
- 1990-03-28🏢Company incorporatedAs ABCO DERBY LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 77 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 36 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
2 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2024-09-11: certificate-change-of-name-company; 2024-09-11: change-of-name-notice
Group structure
Abco Holdings (Nottingham) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Abco Holdings (Nottingham) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/03/2021 |
2 historic (ceased) PSCs
- Mr Brian Vayroceased 01/03/2021· 75-100% shares · 75-100% voting
- Mrs Patricia Ann Vayroceased 01/03/2021· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · DE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3S PLUS LIMITED→ 07025965 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 909 COLLECTIVE LTD→ 15772198 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A.A.BRAMALL LIMITED→ 00562971 · est 1956 · no financials extracted | — | — | — | — | 70y | — | — |
| A2B HEALTHCARE LTD→ 15743489 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AB COMPONENTS LIMITED→ 06027972 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ABBEY BRASS COMPANY LIMITED→ 04637247 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| ABBYSTORE LTD→ 16442445 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABEVCO LIMITED→ 06388040 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ABSOLUTE NETWORKS LIMITED→ 04851663 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ABZINO TRANSPORTS LTD→ 15028995 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCO SYSTEMS LIMITED→ 04969200 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ACHAMORE LTD→ 09059153 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 10/10/2025 | — | |
| outstanding | NatWest Group Rbs Invoice Finance LTD | A registered charge | — | 21/07/2023 | — | |
| satisfied | Skipton Business Finance Skipton Business Finance Limited | A registered charge | 1 property | 01/03/2021 | 16/10/2023 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 09/11/1994 | 26/02/2021 |