CALA HOMES (THAMES) LIMITED
Opportunity 77/100 (strong), bankability 67/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 22 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
23 live charges · 20 lenders · oldest 35.7y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 35.7 years old — likely at or near maturity.
- · 20 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 officers
- • 2 officers
- • 4 officers
Corporate timeline (162 events)Click to expand
- 2026-04-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-23➖WHITAKER, Kevin resigneddirector
- 2026-03-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-31➖WEBBER, Freddie Samual resigneddirector
- 2025-12-15➕NICHOLSON, Thomas Marshall appointeddirector
- 2025-12-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-01➖STODDART, Neil John resigneddirector
- 2025-09-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-08-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-30➕RICE, Michael Daniel appointeddirector
- 2025-04-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-14➖CAPON, James Christopher resigneddirector
- 2025-03-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-14➖WAGSTAFF, Andrew Charles resigneddirector
- 2025-02-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-20➕WEST, Jed James appointeddirector
- 2024-11-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-01➕PERRY, Michael appointeddirector
- 2024-09-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-06-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-31➖BENNETT, Stephen Gary resigneddirector
- 2023-11-30➖PASCO, Sarah Caroline resigneddirector
- 2023-11-30📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-30📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2023-11-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-13📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-07-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-01➕CAPON, James Christopher appointeddirector
- 2023-06-15📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-01➕PASCO, Sarah Caroline appointeddirector
- 2022-06-30➖TWINE, Nicholas Paul resigneddirector
- 2021-08-16🔒Charge registered #23Lender: The Warden and Fellows of Winchester College
- 2021-01-01➕HARDY, Tom appointeddirector
- 2021-01-01➕WEBBER, Freddie Samual appointeddirector
- 2020-01-01➕RICHARDS, John Stuart appointeddirector
- 2019-11-13➖HALL, Robert William resigneddirector
- 2019-10-31➖GOLDRING, James resigneddirector
- 2019-07-22➕WAGSTAFF, Andrew Charles appointeddirector
- 2019-03-11🔓Charge satisfied #22
- 2019-03-11🔓Charge satisfied #21
- 2019-03-11🔓Charge satisfied #17
- 2018-11-26➕CURRY, Ian appointeddirector
- 2018-10-31➖REID, John Graham Gunn resigneddirector
- 2018-08-01➖CUNNINGHAM, Graham Alan resigneddirector
- 2018-08-01➕WHITAKER, Kevin appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -9 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 17 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: STODDART, Neil John resigned 2025-09-01; WEBBER, Freddie Samual resigned 2026-01-31; WHITAKER, Kevin resigned 2026-04-23
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Cala Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cala Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| 14 RIVERDALE ROAD RESIDENTS' ASSOCIATION LIMITED→ 03193391 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| 146 & 146A AMYAND PARK ROAD RTM COMPANY LIMITED→ 15157976 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 146 WHITESTILE ROAD FREEHOLD LIMITED→ 15901984 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (10 active · 47 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Warden and Fellows of Winchester College | A registered charge | 1 property | 16/08/2021 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 09/10/2014 | 11/03/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Agent and Security Trustee for Each of the Senior Creditors (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 18/12/2013 | 11/03/2019 | |
| satisfied | Uberior Equity (The Security Trustee) Uberior Equity Limited (The Security Trustee) | Legal charge | 1 property | 18/03/2013 | 03/04/2014 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC ( the “Security Trustee”) | Debenture | 1 property | 29/06/2010 | 01/05/2014 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Agent and Security Trustee for Each of the Senior Creditors (The Security Trustee) | Debenture | 1 property | 21/12/2009 | 01/05/2014 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Agent and Security Trustee for Each of the Senior Creditors (The Security Trustee) | Floating charge | 1 property | 21/12/2009 | 11/03/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC (The Security Trustee) | Legal charge | 1 property | 21/12/2009 | 24/05/2014 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC (The Security Trustee) | Legal charge | 1 property | 21/12/2009 | 24/05/2014 | |
| satisfied | George Wimpey West London George Wimpey West London Limited | Mortgage | 1 property | 27/09/2002 | 10/03/2008 | |
| satisfied | The Governor and Company of the Bank of Scotlandas Agent and Security Trustee for Itself and Each of the Agent Banks, the Mezzanine Agent, the Mezzanine Banks, the Hedging Banks and the Stockholders (As Defined) | Guarantee & debenture | 4 properties | 10/01/2000 | 15/07/2014 | |
| satisfied | Mrs Margaret Collins | Legal charge | 1 property | 21/07/1999 | 10/03/2008 | |
| satisfied | Secretary of State for Defence | Legal charge | 1 property | 09/04/1999 | 10/03/2008 | |
| satisfied | Castlemore Securities Castlemore Securities Limited | Legal charge | 1 property | 25/01/1999 | 16/02/2000 | |
| satisfied | Standard Chartered Bank | Transfer | 1 property | 22/07/1994 | 16/02/2000 | |
| satisfied | Rickmansworth Water Rickmansworth Water Limited | Legal charge | 1 property | 01/07/1993 | 16/02/2000 | |
| outstanding | James Howard Gibson | Legal charge | 1 property | 08/07/1992 | — | |
| satisfied | L. D. Wigg and H. E. O. Wigg | Deed of charge | 1 property | 26/11/1991 | 16/02/2000 | |
| satisfied | British Railways Board | Legal charge | 1 property | 27/03/1991 | 27/11/2009 | |
| satisfied | Wates Built Homes Wates Built Homes Limited | Legal charge | 1 property | 01/03/1991 | 16/02/2000 | |
| satisfied | James Edward Haynes / Christine Ann Haynes | Legal charge | 1 property | 07/12/1990 | 16/02/2000 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Letter of offset | 1 property | 08/11/1990 | 15/07/2014 | |
| satisfied | James Edward Haynes / Christine Anne Haynes | Legal charge | 1 property | 17/09/1990 | 16/02/2000 |