BRICK STORE LIMITED

🌳Matureactive

02524270 · ltd · incorporated 1990-07-20

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

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Turnover

—

year to Aug 2025

Net worth

£2.77M

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: SIC 46130

Sector: Wholesale & retail

ALSO REGISTERED FOR

46730SIC 46730

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 78/100 (strong), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

9 live charges · 8 lenders · oldest 35.3y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 35.3 years old — likely at or near maturity.
· 8 lenders named — inter-creditor friction likely.
· Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

9 charges (9/9 with lender, 9/9 with type)

Directors & officers

8 officers (5 active, 8 linked, 5 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

115 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £2,774,921

Net assets shrinking

Down £165,177 YoY

Cash YoY

-2%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£146k

↓ 1.8% YoY

Net Worth

£2.8m

↓ 5.6% YoY

Current Assets

£3.7m

↓ 1.6% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-08-31	2024-08-31
Total assets	£2.77M	£3.01M
Current assets	£3.68M	£3.74M
Cash	£146.4k	£149.1k
Debtors	£1.39M	£1.49M
Net assets	£2.77M	£2.94M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (45 events)Click to expand

2026-02-09
📄
accounts-with-accounts-type-small
accounts · AA
2024-12-18
📄
accounts-with-accounts-type-small
accounts · AA
2024-05-17
📄
memorandum-articles
incorporation · MA
2024-05-17
📄
capital-name-of-class-of-shares
capital · SH08
2024-05-17
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-05-17
📄
resolution
resolution · RESOLUTIONS
2024-05-13
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-05-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-05-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-05-01
➕
GRAHAM, Ian Malcolm appointed
director
2024-05-01
➕
GRAHAM, Michael Joseph appointed
director
2024-02-01
📄
accounts-with-accounts-type-small
accounts · AA
2023-04-08
📄
memorandum-articles
incorporation · MA
2023-04-08
📄
resolution
resolution · RESOLUTIONS
2023-04-08
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2023-04-08
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2023-04-08
📄
capital-name-of-class-of-shares
capital · SH08
2023-03-29
📄
statement-of-companys-objects
change-of-constitution · CC04
2023-02-07
📄
accounts-with-accounts-type-full
accounts · AA
2022-07-22
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-07-22
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-07-22
🔓
Charge satisfied #6
2022-07-22
🔓
Charge satisfied #4
2021-12-08
📄
accounts-with-accounts-type-small
accounts · AA
2021-09-28
📄
auditors-resignation-company
auditors · AUD
2020-06-30
🔒
Charge registered #9
Lender: Lloyds Bank PLC
2020-05-15
➕
GRAHAM, Angela appointed
director
2016-11-01
➕
PENNELL, Julie Ann appointed
secretary
2016-11-01
➖
GRAHAM, Angela resigned
secretary
2012-02-09
🔒
Charge registered #8
Lender: Lloyds Tsb Commercial Finance Limited
2010-01-27
🔓
Charge satisfied #3
2010-01-27
🔓
Charge satisfied #2
2010-01-19
🔓
Charge satisfied #5
2010-01-11
🔒
Charge registered #7
Lender: Lloyds Tsb Bank PLC
2009-10-16
🔒
Charge registered #6
Lender: Hsbc Invoice Finance (UK) LTD ("the Security Holder")
2007-04-05
🔒
Charge registered #5
Lender: City Invoice Finance LTD
1999-11-30
➕
GRAHAM, Angela appointed
secretary
1999-11-30
➖
GRAHAM, Malcolm Stuart resigned
secretary
1999-11-30
➖
LEAVESLEY, Graham resigned
director
1994-11-28
🔒
Charge registered #4
Lender: Griffin Factors Limited
1994-11-11
🔓
Charge satisfied #1
1994-09-30
🔒
Charge registered #3
Lender: Midland Bank PLC
1994-09-23
🔒
Charge registered #2
Lender: Midland Bank PLC
1991-02-13
🔒
Charge registered #1
Lender: National Westminster Bank PLC
1990-07-20
🏢
Company incorporated
As BRICK STORE LIMITED

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 79 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

20/100

No succession signal

No meaningful acquirability indicators from public data.

SIGNALS

primaryFamily succession underway: Not a takeover target — GRAHAM, Ian Malcolm (same surname) appointed 2024-05-01. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Malcolm Stuart Graham Individual · British · DOB 03/1947 · age 79	50–75%	—	50-75% shares	30/06/2016
Mrs Angela Graham Individual · British · DOB 11/1970 · age 56	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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ALLSPARES (WIGAN) LIMITED→ 01910925 · est 1985 · no financials extracted	—	—	—	—	40y	—	—
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BARTONS YORKSHIRE LIMITED→ 14614402 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
BLUE DEW TRADE LTD→ 15644411 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
BOYCHEV JUNIOR LTD→ 15272473 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
BRYN COAL CO LIMITED→ 06564122 · est 2008 · no financials extracted	—	—	—	—	18y	—	—
BULKACTIVEWEAR LTD→ 14962709 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
CALDERBANKS (METALS) LIMITED→ 01444761 · est 1979 · no financials extracted	—	—	—	—	46y	—	—
CARRYLIFT MATERIALS HANDLING LIMITED→ 02221891 · est 1988 · no financials extracted	—	—	—	—	38y	—	—
CD BRICK & STONE LIMITED→ 13676441 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
CHAPTER II LTD→ 16158603 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
CHARAID LTD→ 13163799 · est 2021 · no financials extracted	—	—	—	—	5y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1990-07-20

Jurisdictionengland-wales

Primary SIC46130 — SIC 46130

Registered office

Richard Street

Off Warrington Road

Wigan

Lancashire

WN3 4JN

Filing status

Accounts

Next due: 2027-05-31

Last made up to: 2025-08-31

Confirmation statement

Next due: 2026-06-24

Last: 2025-06-10