NEALE JAMES LIMITED
Opportunity 58/100 (worth a look), bankability 52/100. Strong seller-intent signal (78/100, director aged 68). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
16 live charges · 4 lenders · oldest 35.4y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 35.4 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: low (48/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (55 events)Click to expand
- 2019-03-19📄bona-vacantia-companyrestoration · BONA
- 2011-01-11📄gazette-dissolved-compulsorygazette · GAZ2
- 2011-01-11🏁Company dissolved
- 2010-09-28📄gazette-notice-compulsorygazette · GAZ1
- 2009-10-26📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2009-10-26📄change-person-director-company-with-change-dateofficers · CH01
- 2009-10-26📄change-person-director-company-with-change-dateofficers · CH01
- 2009-10-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2008-10-27📄legacyannual-return · 363a
- 2008-07-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2008-03-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2008-02-15📄legacyannual-return · 363a
- 2006-11-20📄legacyannual-return · 363s
- 2006-07-14📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2005-11-04📄legacyannual-return · 363s
- 2004-11-08📄accounts-amended-with-made-up-dateaccounts · AAMD
- 2004-11-08📄legacyannual-return · 363s
- 2004-10-09📄legacymortgage · 403a
- 2004-10-09🔓Charge satisfied #13
- 2004-10-04📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2004-09-07📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2004-02-18📄legacyannual-return · 363s
- 2004-02-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2002-11-11📄legacyannual-return · 363s
- 2002-11-11📄legacyannual-return · 363(288)
- 2001-10-29📄legacyannual-return · 363s
- 2001-10-29📄legacyannual-return · 363(288)
- 1999-06-04🔒Charge registered #16Lender: Lloyds Bank PLC
- 1999-02-12🔒Charge registered #15Lender: Lloyds Bank PLC
- 1998-12-23➖NEWEY, Richard David resignedsecretary
- 1997-12-19🔒Charge registered #14Lender: Regentsmead Limited
- 1997-09-22🔓Charge satisfied #11
- 1997-09-09🔒Charge registered #13Lender: Regentsmead Limited
- 1997-09-09🔒Charge registered #12Lender: Regentsmead Limited
- 1997-07-18🔒Charge registered #11Lender: Lloyds Bank PLC
- 1997-02-08🔓Charge satisfied #3
- 1997-01-22➕HARVEY, Neil James appointeddirector
- 1995-08-16🔒Charge registered #10Lender: Barclays Bank PLC
- 1995-07-26➖GLASSON, Lisa Ann resignedsecretary
- 1995-07-26➕NEWEY, Richard David appointedsecretary
- 1994-11-09🔒Charge registered #9Lender: Noel Morgan Atkinson
- 1994-08-17🔒Charge registered #8Lender: Barclays Bank PLC
- 1994-05-13🔒Charge registered #7Lender: Barclays Bank PLC
- 1994-05-12➕GLASSON, Lisa Ann appointedsecretary
- 1994-05-12➖BOON, Kevin Peter resigneddirector
- 1994-01-17🔒Charge registered #6Lender: Barclays Bank PLC
- 1993-08-02🔒Charge registered #5Lender: Barclays Bank PLC
- 1993-05-18🔒Charge registered #4Lender: Barclays Bank PLC
- 1993-04-13➕BOON, Kevin Peter appointeddirector
- 1993-04-13➖BOON, Michael John resigneddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 35 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 35 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 36 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high · 1 med · 1 lowCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2011-01-11
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| ACACIA KNOWLEDGE LIMITED→ 10390007 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
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| ACCOUNTANCY FELLOWSHIP LTD→ 06036328 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
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| ACCOUNTS MADE EASY LIMITED→ 13989336 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ACCOUNTS ON TIME LIMITED→ 06665126 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 04/06/1999 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Mortgage deed | 1 property | 12/02/1999 | — | |
| outstanding | Regentsmead Regentsmead Limited | Legal charge | 1 property | 19/12/1997 | — | |
| satisfied | Regentsmead Regentsmead Limited | Debenture | 1 property | 09/09/1997 | 09/10/2004 | |
| outstanding | Regentsmead Regentsmead Limited | Legal charge | 1 property | 09/09/1997 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage deed | 1 property | 18/07/1997 | 22/09/1997 | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 16/08/1995 | — | |
| outstanding | Noel Morgan Atkinson | Legal charge | 1 property | 09/11/1994 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/08/1994 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 13/05/1994 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/01/1994 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 02/08/1993 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 18/05/1993 | — | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 05/05/1992 | 08/02/1997 | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 10/01/1992 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 18/01/1991 | — |