BEDWARDINE FUNERAL SERVICES LIMITED
- · Thesis: well-run, low negotiation leverage
- 96030Funeral and related activities
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (60/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
6 live charges · 4 lenders · oldest 35.1y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 35.1 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £1.0k | £1.0k |
| Debtors | £1.0k | £1.0k |
| Net assets | £1.0k | £1.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (60 events)Click to expand
- 2026-04-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-01-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-08➕WELLS, Jonathon Mark appointeddirector
- 2026-01-08➖BARRICK, Simon John resigneddirector
- 2025-08-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-19➕WEBB, Paul appointeddirector
- 2025-06-26📄resolutionresolution · RESOLUTIONS
- 2025-06-26📄memorandum-articlesincorporation · MA
- 2025-06-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-26🔓Charge satisfied #5
- 2025-06-26🔓Charge satisfied #4
- 2025-06-18🔒Charge registered #6Lender: Metro Bank PLC
- 2025-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-19📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-07-19📄legacyaccounts · PARENT_ACC
- 2024-07-19📄legacyother · GUARANTEE2
- 2024-07-19📄legacyother · AGREEMENT2
- 2023-07-04📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-17📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-02-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-01➕WHITTAKER, George Anthony David appointeddirector
- 2023-02-01➖WILLOUGHBY, Arthur William resignedsecretary
- 2023-02-01➕BARRICK, Simon John appointeddirector
- 2023-02-01➖BURLEY, Peter John resigneddirector
- 2023-02-01➖DEVEREUX, Andrew John resigneddirector
- 2023-02-01➖WILLOUGHBY, Arthur William resigneddirector
- 2023-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-01🔒Charge registered #5Lender: Aib Group (UK) P.L.C.
- 2023-02-01🔒Charge registered #4Lender: Aib Group (UK) P.L.C.
- 2021-01-21🔓Charge satisfied #3
- 2021-01-16🔓Charge satisfied #2
- 2014-07-09🔒Charge registered #3Lender: Lloyds Bank PLC
- 1998-12-31➖LINSEY, John resigneddirector
- 1997-09-30➕WILLOUGHBY, Arthur William appointedsecretary
- 1997-09-30➕BURLEY, Peter John appointeddirector
- 1997-09-30➕DEVEREUX, Andrew John appointeddirector
- 1997-09-30➕WILLOUGHBY, Arthur William appointeddirector
- 1997-01-31➖LINSEY, John resignedsecretary
- 1997-01-31➖LINSEY, Susan Pauline resigneddirector
- 1994-05-07🔓Charge satisfied #1
- 1994-02-10🔒Charge registered #2Lender: Lloyds Bank PLC
- 1994-02-09➖HALL, John resignedsecretary
- 1994-02-09➕LINSEY, John appointedsecretary
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Beverley Funerals Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Beverley Funerals Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/02/2023 |
3 historic (ceased) PSCs
- Mrs Karen Devereuxceased 01/02/2023· 25-50% shares · 25-50% voting
- Mr Arthur William Willoughbyceased 01/02/2023· 25-50% shares · 25-50% voting
- Mr Andrew John Devereuxceased 01/02/2023· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 14 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Metro Bank Metro Bank PLC | A registered charge | 3 properties | 18/06/2025 | — | |
| satisfied | Aib Group (UK) P.L.C. | A registered charge | — | 01/02/2023 | 26/06/2025 | |
| satisfied | Aib Group (UK) P.L.C. | A registered charge | 1 property | 01/02/2023 | 26/06/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 09/07/2014 | 21/01/2021 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Single debenture | 1 property | 10/02/1994 | 16/01/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 18/06/1991 | 07/05/1994 |