FINANCIAL SOLUTIONS (E) LTD.

💤Zombieactive
02578173 · ltd · incorporated 1991-01-30
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£20
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 68-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
9 officers (1 active, 9 linked, 5 with DOB)
81
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
95 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £20

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£20
~ YoY
Current Assets
—
Current Liabilities
—
£0£4£8£12£16£20Apr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-052024-04-05
Total assets£20£20
Net assets£20£20

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2026-01-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-12-12
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  3. 2025-12-12
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  4. 2025-12-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2025-12-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2025-12-01
    ➕
    HAJIANI, Naushad appointed
    director
  7. 2025-12-01
    ➖
    HAJIANI, Fayaaz, Mr. resigned
    director
  8. 2025-01-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2024-01-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2023-01-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2022-01-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-11-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2021-01-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2020-10-08
    ➖
    LAKHI, Bilkiss resigned
    director
  15. 2020-10-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2020-02-27
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  17. 2019-12-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2019-11-25
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2019-11-25
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  20. 2019-01-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2012-11-14
    ➕
    LAKHI, Bilkiss appointed
    director
  22. 2012-11-01
    ➕
    HAJIANI, Fayaaz, Mr. appointed
    director
  23. 2012-11-01
    ➖
    HAJIANI, Naushad resigned
    director
  24. 2012-07-02
    ➖
    HAJIANI, Shamim resigned
    secretary
  25. 1993-01-30
    ➖
    HAJIANI, Shamim resigned
    director
  26. 1991-03-01
    ➕
    HAJIANI, Shamim appointed
    secretary
  27. 1991-03-01
    ➖
    COMBINED SECRETARIAL SERVICES LIMITED resigned
    corporate-nominee-secretary
  28. 1991-03-01
    ➕
    HAJIANI, Naushad appointed
    director
  29. 1991-03-01
    ➕
    HAJIANI, Shamim appointed
    director
  30. 1991-03-01
    ➖
    COMBINED NOMINEES LIMITED resigned
    corporate-nominee-director
  31. 1991-03-01
    ➖
    COMBINED SECRETARIAL SERVICES LIMITED resigned
    corporate-nominee-director
  32. 1991-01-30
    🏢
    Company incorporated
    As FINANCIAL SOLUTIONS (E) LTD.
  33. 1991-01-30
    ➕
    COMBINED SECRETARIAL SERVICES LIMITED appointed
    corporate-nominee-secretary
  34. 1991-01-30
    ➕
    COMBINED NOMINEES LIMITED appointed
    corporate-nominee-director
  35. 1991-01-30
    ➕
    COMBINED SECRETARIAL SERVICES LIMITED appointed
    corporate-nominee-director

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Naushad Hajiani
Individual · British · DOB 09/1958 · age 68
——sig. influencesignificant influence11/12/2025
1 historic (ceased) PSC
  • Mr. Fayaaz Hajianiceased 11/12/2025· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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ELSBY ASSOCIATES LIMITED→
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12619298 · est 2020 · no financials extracted
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———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1991-01-30
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Solutions House
139 Pacific Road
Stoke-On-Trent
ST4 8RS
England

Filing status

Accounts
Next due: 2027-01-05
Last made up to: 2025-04-05
Confirmation statement
Next due: 2026-11-28
Last: 2025-11-14

Officers (1 active · 8 resigned)

HAJIANI, Naushad→
director · ~68y · appointed 2025-12-01
View their other companies + combined net worth →
Active
HAJIANI, Shamim→
secretary · appointed 1991-03-01 · resigned 2012-07-02
Resigned
COMBINED SECRETARIAL SERVICES LIMITED→
corporate-nominee-secretary · appointed 1991-01-30 · resigned 1991-03-01
Resigned
HAJIANI, Fayaaz, Mr.→
director · ~36y · appointed 2012-11-01 · resigned 2025-12-01
Resigned
HAJIANI, Naushad→
director · ~68y · appointed 1991-03-01 · resigned 2012-11-01
Resigned
HAJIANI, Shamim→
director · ~76y · appointed 1991-03-01 · resigned 1993-01-30
Resigned
LAKHI, Bilkiss→
director · ~68y · appointed 2012-11-14 · resigned 2020-10-08
Resigned
COMBINED NOMINEES LIMITED→
corporate-nominee-director · appointed 1991-01-30 · resigned 1991-03-01
Resigned
COMBINED SECRETARIAL SERVICES LIMITED→
corporate-nominee-director · appointed 1991-01-30 · resigned 1991-03-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (95 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-02
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-12-12
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-12
termination-director-company-with-name-termination-date
officers · TM01
2025-12-11
appoint-person-director-company-with-name-date
officers · AP01
2025-12-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-27
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-27
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-11-17