COLLAGE DESIGNS LIMITED
Opportunity 77/100 (strong), bankability 77/100. Strong seller-intent signal (65/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
10 live charges · 6 lenders · oldest 34.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 34.5 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
Corporate timeline (74 events)Click to expand
- 2025-10-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-10-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-18📄resolutionresolution · RESOLUTIONS
- 2025-07-18📄memorandum-articlesincorporation · MA
- 2025-07-16📄statement-of-companys-objectschange-of-constitution · CC04
- 2025-07-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-01🔓Charge satisfied #10
- 2025-07-01🔓Charge satisfied #9
- 2025-07-01🔓Charge satisfied #8
- 2024-11-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-03-18➕STIRLAND, Ceri Jane appointeddirector
- 2024-03-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-05📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-02-07➖SMITH, Adrian resignedsecretary
- 2024-02-07➖SMITH, Adrian James resigneddirector
- 2023-11-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-11-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-11-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-02-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-11-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-03-01➕SMITH, Adrian appointedsecretary
- 2018-03-01➖VAUX, Kevin John resignedsecretary
- 2018-03-01➕SMITH, Adrian James appointeddirector
- 2018-03-01➖VAUX, Kevin John resigneddirector
- 2010-03-31➖CHARLTON, John Stuart Northcliffe resigneddirector
- 2009-08-07➖NOKES, Gary Peter resigneddirector
- 2009-08-07➖ROWLEY, Gary Leslie resigneddirector
- 2008-07-26🔓Charge satisfied #4
- 2007-10-31➖SCAMPONI, Giuliano resigneddirector
- 2005-02-16🔓Charge satisfied #5
- 2005-02-11➖NOKES, Gary Peter resignedsecretary
- 2005-02-11➕VAUX, Kevin John appointedsecretary
- 2005-02-11➕CHARLTON, John Stuart Northcliffe appointeddirector
- 2005-02-11➖HANLEY, William resigneddirector
- 2005-02-11➕NOKES, Gary Peter appointeddirector
- 2005-02-11➖NOKES, Gary Peter resigneddirector
- 2005-02-11➕ROWLEY, Gary Leslie appointeddirector
- 2005-02-11➖SCAMPONI, Celia Patricia resigneddirector
- 2005-02-11➕VAUX, Kevin John appointeddirector
- 2002-06-24➖SCAMPONI, Louise Emma resigneddirector
- 2000-10-17🔒Charge registered #10Lender: Lombard Natwest Discounting Limited
- 2000-10-17🔓Charge satisfied #7
- 2000-10-17🔓Charge satisfied #6
- 1998-08-13🔓Charge satisfied #3
- 1998-08-03🔒Charge registered #9Lender: Lloyds Bowmaker Limited
- 1998-06-26🔒Charge registered #8Lender: National Westminster Bank PLC
- 1998-06-26🔒Charge registered #7Lender: H Erben Holdings Limited
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Uk Greetings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Uk Greetings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 19 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | NatWest Group Lombard Natwest Discounting Limited | All assets debenture | 1 property | 17/10/2000 | 01/07/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bowmaker Limited | Fixed charge | 1 property | 03/08/1998 | 01/07/2025 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 26/06/1998 | 01/07/2025 | |
| satisfied | H Erben Holdings H Erben Holdings Limited | Legal charge | 2 properties | 26/06/1998 | 17/10/2000 | |
| satisfied | H Erben Holdings H Erben Holdings Limited | Debenture | 1 property | 26/06/1998 | 17/10/2000 | |
| satisfied | Lloyds Banking Group Lloyds Bowmaker Limited | Fixed charge | 2 properties | 04/06/1998 | 16/02/2005 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 27/05/1998 | 26/07/2008 | |
| satisfied | Midland Bank Midland Bank PLC | Fixed and floating charge | 1 property | 08/07/1996 | 13/08/1998 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Chattel mortgage | 1 property | 04/01/1993 | 08/01/1997 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Single debenture | 1 property | 09/01/1992 | 08/01/1997 |