ST IVES CRAYFORD LIMITED
Opportunity 55/100 (worth a look), bankability 72/100. Strong seller-intent signal (73/100, director aged 74). Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
6 live charges · 3 lenders · oldest 34.7y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 34.7 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: low (52/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (112 events)Click to expand
- 2014-08-19📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2014-08-19🏁Company dissolved
- 2014-05-06📄gazette-notice-voluntarygazette · GAZ1(A)
- 2014-04-23📄dissolution-application-strike-off-companydissolution · DS01
- 2014-04-22📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-03-12📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2014-03-12📄legacycapital · SH20
- 2014-03-12⚠️legacyinsolvency · CAP-SS
- 2014-03-12📄resolutionresolution · RESOLUTIONS
- 2013-05-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2013-03-28📄resolutionresolution · RESOLUTIONS
- 2013-03-26📄appoint-corporate-director-company-with-nameofficers · AP02
- 2013-03-26📄appoint-person-director-company-with-nameofficers · AP01
- 2013-03-25📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-03-19📄termination-director-company-with-nameofficers · TM01
- 2013-03-19📄termination-director-company-with-nameofficers · TM01
- 2013-02-28➕HARRIS, Philip Charles appointeddirector
- 2013-02-28➕ST IVES PLC appointedcorporate-director
- 2013-02-28➖ARMITAGE, Matthew Robert resigneddirector
- 2013-02-28➖MARTELL, Patrick Neil resigneddirector
- 2013-02-27📄legacymortgage · MG02
- 2013-02-22🔓Charge satisfied #6
- 2013-01-02📄change-person-director-company-with-change-dateofficers · CH01
- 2012-05-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2012-04-10📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-03-06📄auditors-resignation-companyauditors · AUD
- 2011-05-03📄accounts-with-accounts-type-fullaccounts · AA
- 2011-05-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-04-14📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2010-11-30📄termination-director-company-with-nameofficers · TM01
- 2010-10-25➖VARNEY, Richard Norman resigneddirector
- 2010-04-28📄accounts-with-made-up-dateaccounts · AA
- 2009-08-03➖EDWARDS, Brian Charles resigneddirector
- 2009-03-10➕ARMITAGE, Matthew Robert appointeddirector
- 2009-03-10➕MARTELL, Patrick Neil appointeddirector
- 2008-05-29➖ELLIS, Stephen John resigneddirector
- 2007-12-19➕VARNEY, Richard Norman appointeddirector
- 2007-10-22➖HART, Stephen John resigneddirector
- 2005-06-06➖BARNARD, Richard Eric James resigneddirector
- 2005-06-06➖COPPIN, Anthony resigneddirector
- 2005-06-06➖O`FLAHERTY, Alan Joseph resigneddirector
- 2004-11-17➕EDWARDS, Brian Charles appointeddirector
- 2004-01-26➕ELLIS, Stephen John appointeddirector
- 2004-01-26➕HART, Stephen John appointeddirector
- 2004-01-26➖MCGOLPIN, David resigneddirector
- 2004-01-26➖VARNEY, Richard Norman resigneddirector
- 2001-09-28➖STANDING, Raymond Alfred resigneddirector
- 2001-08-31➖CLARKE, Philip resigneddirector
- 2001-01-17➕CLARKE, Philip appointeddirector
- 2000-10-18➖FLETCHER, Andrew Richard resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 74 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high · 1 med ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2014-08-19
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2014-03-12: legacy
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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|---|---|---|---|---|---|---|---|
| A MILLION REALITIES FOUNDATION→ 13120015 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| A MINDSCAPE CONSULTANCY LTD→ 16168788 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALDERSGATE PROBATE LTD→ 12575847 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALFA CAPITAL LIMITED→ 07783325 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ALIBI TRADING LTD→ 15850216 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALL ABOUT THE BOY LIMITED→ 14920250 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALLIANCE AGAINST COUNTERFEIT SPIRITS LIMITED→ 05460509 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ALPHA DATA SOLUTIONS LIMITED→ 14072313 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 36 resigned)
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Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | Fixed charge supplemental to a debenture dated 18TH october 1991 | 1 property | 19/10/1994 | 22/02/2013 | |
| satisfied | Barclays Barclays Bank PLC | Chattel mortgage | 1 property | 31/03/1993 | 22/01/1998 | |
| satisfied | Peter T Ross / Aziz Punja | Debenture | 1 property | 21/02/1992 | 02/09/1997 | |
| satisfied | Craton Lodge & Knight Group Craton Lodge & Knight Group PLC | Debenture | 1 property | 21/02/1992 | 22/08/1995 | |
| satisfied | Craton Lodge & Knight Group Craton Lodge & Knight Group PLC | Debenture | 1 property | 21/02/1992 | 02/09/1997 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 18/10/1991 | 22/01/1998 |