B.J.B. LIFT TRUCKS LIMITED
🌳Matureactive
02598015 · ltd · incorporated 1991-04-04
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£292.3k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: SIC 46140
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 68-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 57/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
13 live charges · 10 lenders · oldest 29.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 29.2 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
10 officers (4 active, 10 linked, 6 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
133 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £292,303
Cash YoY
+216%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£101k
↑ 216% YoY
Net Worth
£292k
↑ 9.4% YoY
Current Assets
£1.5m
↑ 8.3% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.27M | £786.9k |
| Current assets | £1.47M | £1.36M |
| Cash | £100.6k | £31.9k |
| Debtors | £1.12M | £1.08M |
| Net assets | £292.3k | £267.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (56 events)Click to expand
- 2026-02-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-20🔓Charge satisfied #11
- 2025-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-18🔓Charge satisfied #12
- 2024-09-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-07🔒Charge registered #13Lender: Hsbc UK Bank PLC
- 2023-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-28📄capital-alter-shares-subdivisioncapital · SH02
- 2023-03-28📄memorandum-articlesincorporation · MA
- 2023-03-28📄resolutionresolution · RESOLUTIONS
- 2023-03-16📄capital-allotment-sharescapital · SH01
- 2022-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-23➕FLOWERS, Alexander James appointeddirector
- 2020-12-23➕RODEN, Ian appointeddirector
- 2020-12-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-12-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-02➖BRADLEY, Andrew John resignedsecretary
- 2017-04-01➕BRADLEY, Andrew John appointedsecretary
- 2017-03-31➖HARDY, Marie Louise resignedsecretary
- 2012-08-25🔓Charge satisfied #7
- 2012-06-28🔒Charge registered #12Lender: Hsbc Asset Finance (UK) LTD & Hsbc Equipment Finance (UK) LTD
- 2012-05-14🔒Charge registered #11Lender: Hsbc Bank PLC
- 2012-01-26🔒Charge registered #10Lender: Hsbc Invoice Finance (UK) LTD ("the Security Holder")
- 2012-01-26🔒Charge registered #9Lender: Hsbc Invoice Finance (UK) LTD ("the Security Holder")
- 2011-12-22🔓Charge satisfied #6
- 2011-12-13🔒Charge registered #8Lender: Hsbc Bank PLC
- 2011-12-06🔓Charge satisfied #5
- 2007-08-04🔓Charge satisfied #4
- 2007-08-04🔓Charge satisfied #3
- 2007-08-04🔓Charge satisfied #2
- 2007-08-04🔓Charge satisfied #1
- 2007-07-27🔒Charge registered #7Lender: Barclays Bank PLC
- 2007-07-25➖BATES, Michael Sydney resigneddirector
- 2002-12-11🔒Charge registered #6Lender: Capital Asset Finance Limited
- 2002-01-28➕HARVEY, Peter appointeddirector
- 1999-09-23🔒Charge registered #5Lender: Capital Assets Finance Limited
- 1999-08-12➕FLOWERS, Philip appointeddirector
- 1998-08-24🔒Charge registered #4Lender: Royscot Trust PLC
- 1997-12-11🔒Charge registered #3Lender: Royscot Trust PLC
- 1997-11-17➕HARDY, Marie Louise appointedsecretary
- 1997-11-16➖JACKSON, Alfred Walter resignedsecretary
- 1997-11-16➖JACKSON, Alfred Walter resigneddirector
- 1997-05-19🔒Charge registered #2Lender: Royscot Trust PLC, Royscot Leasing Limited, Royscot Industrial Leasing Limited, Royscotcommercial Leasing Limited, Royscot Spa Leasinglimited
- 1997-04-17🔒Charge registered #1Lender: National Westminster Bank PLC
Showing most recent 50 of 56 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Philip Flowers Individual · British · DOB 08/1958 · age 68 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Peter Harvey Individual · British · DOB 09/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · DN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANHOW LIMITED→ 09435139 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| AR RAJA MEAT LIMITED→ 16918168 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARGIN TRADING LTD→ 07106777 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ASSISTANCE 24/7 LIMITED→ 14188112 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ATLANTIC FRESH LIMITED→ 05654335 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ATLANTIC OCEAN SEAFOOD LIMITED→ 06546518 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| AYAN BEAUTY PRODUCTS LTD→ 16800794 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AZIMI LTD→ 15924350 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BAPTISTA MACHINERY PROCUREMENT LIMITED→ 16489680 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BARBELL INDUSTRIES LTD→ 16062506 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BARGAINERZ LIMITED→ 16870809 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BARMOND (SPECIAL STEELS) LIMITED→ 10155654 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1991-04-04
Jurisdictionengland-wales
Primary SIC46140 — SIC 46140
Registered office
Bjb House
Estate Road Number 1
Grimsby
N E Lincolnshire
DN31 2TB
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-21
Last: 2026-03-07
Officers (4 active · 6 resigned)
FLOWERS, Alexander James→
Activedirector · ~33y · appointed 2020-12-23
View their other companies + combined net worth →
FLOWERS, Philip→
Activedirector · ~68y · appointed 1999-08-12
View their other companies + combined net worth →
HARVEY, Peter→
Activedirector · ~57y · appointed 2002-01-28
View their other companies + combined net worth →
Active
BRADLEY, Andrew John→
Resignedsecretary · appointed 2017-04-01 · resigned 2018-11-02
HARDY, Marie Louise→
Resignedsecretary · appointed 1997-11-17 · resigned 2017-03-31
JACKSON, Alfred Walter→
Resignedsecretary · appointed 1991-04-04 · resigned 1997-11-16
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1991-04-04 · resigned 1991-04-04
BATES, Michael Sydney→
Resigneddirector · ~72y · appointed 1991-04-04 · resigned 2007-07-25
JACKSON, Alfred Walter→
Resigneddirector · ~82y · appointed 1991-04-04 · resigned 1997-11-16
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
4
Outstanding
1
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 07/02/2024 | — | |
| satisfied | HSBC Hsbc Asset Finance (UK) LTD & Hsbc Equipment Finance (UK) LTD | Assignment | 1 property | 28/06/2012 | 18/11/2024 | |
| satisfied | HSBC Hsbc Bank PLC | Legal assignment of contract monies | 1 property | 14/05/2012 | 20/02/2026 | |
| outstanding | HSBC Hsbc Invoice Finance (UK) LTD ("the Security Holder") | Floating charge (all assets) | 1 property | 26/01/2012 | — | |
| outstanding | HSBC Hsbc Invoice Finance (UK) LTD ("the Security Holder") | Fixed charge on purchased debts which fail to vest | 1 property | 26/01/2012 | — | |
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 13/12/2011 | — | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 27/07/2007 | 25/08/2012 | |
| satisfied | Capital Asset Finance Capital Asset Finance Limited | Deed of assignment | 1 property | 11/12/2002 | 22/12/2011 | |
| satisfied | Capital Assets Finance Capital Assets Finance Limited | Deed of assignment | 1 property | 23/09/1999 | 06/12/2011 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 19TH may 1997 issued by the company | 1 property | 24/08/1998 | 04/08/2007 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule (pursuant to a master agreement dated 19TH may 1997) | 1 property | 11/12/1997 | 04/08/2007 | |
| satisfied | Royscot Trust , Royscot Leasing , Royscot Industrial Leasing , Royscotcommercial Leasing , Royscot Spa Leasinglimited Royscot Trust PLC, Royscot Leasing Limited, Royscot Industrial Leasing Limited, Royscotcommercial Leasing Limited, Royscot Spa Leasinglimited | Master agreement | 1 property | 19/05/1997 | 04/08/2007 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 17/04/1997 | 04/08/2007 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (133 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-31
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-19
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-21
change-person-director-company-with-change-date
officers · CH01
2024-03-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-18
capital-alter-shares-subdivision
capital · SH02
2023-03-28
memorandum-articles
incorporation · MA
2023-03-28
resolution
resolution · RESOLUTIONS
2023-03-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-18
capital-allotment-shares
capital · SH01
2023-03-16