BIBBY FACTORS SLOUGH LIMITED
🌳Matureactive
02617760 · ltd · incorporated 1991-06-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: SIC 64992
Sector: Financial & insurance
Investor take
PursueActive trading company with a 68-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
14 live charges · 10 lenders · oldest 32.8y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 32.8 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
14 charges (14/14 with lender, 14/14 with type)
90
Directors & officers
35 officers (4 active, 35 linked, 32 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
24 connected companies via shared directors
90
Filing history
248 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (109 events)Click to expand
- 2025-07-29📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-07-29📄legacyaccounts · PARENT_ACC
- 2025-07-29📄legacyother · GUARANTEE2
- 2025-07-29📄legacyother · AGREEMENT2
- 2025-04-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-06📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-08-06📄legacyaccounts · PARENT_ACC
- 2024-08-06📄legacyother · AGREEMENT2
- 2024-08-06📄legacyother · GUARANTEE2
- 2023-08-01📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-08-01📄legacyaccounts · PARENT_ACC
- 2023-08-01📄legacyother · AGREEMENT2
- 2023-08-01📄legacyother · GUARANTEE2
- 2022-08-08📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2022-08-08📄legacyaccounts · PARENT_ACC
- 2022-08-08📄legacyother · AGREEMENT2
- 2022-08-08📄legacyother · GUARANTEE2
- 2021-09-10📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2021-08-23📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2021-01-07➖WINTERTON, Edward James resigneddirector
- 2020-08-31➖POSTINGS, David John resigneddirector
- 2020-08-17🔒Charge registered #14Lender: Paramount Restaurant Management Limited
- 2019-09-23➕CHATHA, Theovinder Singh appointeddirector
- 2019-09-23➖ROSE, Stephen George resigneddirector
- 2019-08-22➖ROBINSON, Steven Vears, Mr. resigneddirector
- 2018-08-03➕RAMSDEN, Ian Stuart appointeddirector
- 2018-08-03➕POSTINGS, David John appointeddirector
- 2018-08-03➕ROBINSON, Steven Vears, Mr. appointeddirector
- 2018-08-03➕ROSE, Stephen George appointeddirector
- 2018-08-03➖SHARP, Mary Bernadette resigneddirector
- 2018-08-03➖WILTSHIRE, Sharon Ann resigneddirector
- 2018-08-03➕WINTERTON, Edward James appointeddirector
- 2018-03-01🔒Charge registered #13Lender: Us Bank Trustees Limited (In Its Capacity as Bibby Security Trustee)
- 2018-03-01🔒Charge registered #12Lender: Us Bank Trustees Limited (In Its Capacity as Security Trustee)
- 2017-06-01➕SHARP, Mary Bernadette appointeddirector
- 2017-06-01➖WINTERTON, Edward James resigneddirector
- 2017-03-23🔒Charge registered #11Lender: U.S. Bank Trustees Limited (As Security Trustee for the Bibby Secured Parties)
- 2016-01-08➖CUNNINGHAM, Paul resigneddirector
- 2016-01-08➕WILTSHIRE, Sharon Ann appointeddirector
- 2015-11-04🔓Charge satisfied #8
- 2015-11-04🔓Charge satisfied #7
- 2015-11-04🔓Charge satisfied #6
- 2015-11-04🔓Charge satisfied #5
- 2015-11-04🔓Charge satisfied #4
- 2015-11-04🔓Charge satisfied #3
- 2015-11-04🔓Charge satisfied #2
- 2015-10-20🔒Charge registered #10Lender: U.S. Bank Trustees Limited (In Its Capacity as Security Trustee)
- 2015-10-20🔒Charge registered #9Lender: U.S. Bank Trustees Limited (In Its Capacity as Bibby Security Trustee)
- 2015-09-14🔒Charge registered #8Lender: Barclays Bank PLC as Security Agent
Showing most recent 50 of 109 events
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Bibby Invoice Finance Uk Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Bibby Invoice Finance Uk Limited
Corporate parent · holds 75-100% shares · board control
⬇
BIBBY FACTORS SLOUGH LIMITED
This company · 02617760
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bibby Invoice Finance Uk Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ASSURED COVER LTD→ 11162610 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BIBBY FACTORS LEICESTER LIMITED→ 02989348 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| BIBBY FACTORS SUSSEX LIMITED→ 03847904 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| BIZ LOANS 4U LIMITED→ 10009648 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BRADLEY J.LEWIS FINANCIAL SOLUTIONS LIMITED→ 05274720 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BRAES CONSULTING LIMITED→ 08272499 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| BRIDGE CAP 1 LTD→ 15431859 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BRIGHTER LENDING LIMITED→ 12038032 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BRIGHTER LENDING SERIES A LIMITED→ 16216973 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BRIGHTER MORTGAGES LIMITED→ 12038255 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BRO INVESTMENT GROUP LIMITED→ 16327296 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BROAD LANE KIRKBY LIMITED→ 15945807 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1991-06-06
Jurisdictionengland-wales
Primary SIC64992 — SIC 64992
Registered office
3rd Floor Walker House
Exchange Flags
Liverpool
L2 3YL
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-22
Last: 2026-05-08
Officers (4 active · 31 resigned)
BIBBY BROS. & CO. (MANAGEMENT) LIMITED→
Activecorporate-secretary · appointed 1991-07-31
View their other companies + combined net worth →
CHATHA, Theovinder Singh→
Activedirector · ~46y · appointed 2019-09-23
View their other companies + combined net worth →
DOWNING, Ian→
Activedirector · ~68y · appointed 1997-06-05
View their other companies + combined net worth →
RAMSDEN, Ian Stuart→
Activedirector · ~56y · appointed 2018-08-03
View their other companies + combined net worth →
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1991-06-06 · resigned 1991-07-31
ARTHUR, David John→
Resigneddirector · ~61y · appointed 2005-02-21 · resigned 2008-03-01
ASHMORE, Julie Elizabeth→
Resigneddirector · ~58y · appointed 2004-01-01 · resigned 2004-10-01
BARNES, Arthur Rennie→
Resigneddirector · ~81y · appointed 1991-07-31 · resigned 1993-08-16
CHAPMAN, Rhiannon Elizabeth→
Resigneddirector · ~80y · appointed 2002-07-01 · resigned 2003-12-31
CONNELL, John William→
Resigneddirector · ~93y · appointed 1993-08-12 · resigned 1997-12-31
CUNNINGHAM, Paul→
Resigneddirector · ~56y · appointed 2013-02-25 · resigned 2016-01-08
DARE, Toni Georgina→
Resigneddirector · ~58y · appointed 1999-01-01 · resigned 2002-01-14
DE COURCY, Amanda Jayne→
Resigneddirector · ~67y · appointed 2004-10-01 · resigned 2004-12-31
DIXON, Andrew Charles→
Resigneddirector · ~63y · appointed 2001-10-01 · resigned 2004-02-24
HOGARTH, John Stewart Whewell→
Resigneddirector · ~82y · appointed 1991-07-31 · resigned 1993-08-12
LALL, Bobby Robert→
Resigneddirector · ~56y · appointed 2004-01-01 · resigned 2010-09-06
MUNDAY, Patricia→
Resigneddirector · ~70y · appointed 1994-06-01 · resigned 1994-12-30
PATCHING, Trevor Rex→
Resigneddirector · ~64y · appointed 1997-01-01 · resigned 2002-07-01
PLATER, Graham Charles→
Resigneddirector · ~65y · appointed 2001-04-11 · resigned 2010-01-31
POSTINGS, David John→
Resigneddirector · ~66y · appointed 2018-08-03 · resigned 2020-08-31
Click a director name to see their full track record across all companies.
Mortgages & charges
14
Total charges
6
Outstanding
4
Active lenders
Status:Lender:14 of 14 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paramount Restaurant Management Paramount Restaurant Management Limited | A registered charge | 1 property | 17/08/2020 | — | |
| outstanding | Bibby Financial Services Us Bank Trustees Limited (In Its Capacity as Bibby Security Trustee) | A registered charge | 1 property | 01/03/2018 | — | |
| outstanding | Us Bank Trustees (In Its Capacity as Security Trustee) Us Bank Trustees Limited (In Its Capacity as Security Trustee) | A registered charge | 1 property | 01/03/2018 | — | |
| outstanding | Bibby Financial Services U.S. Bank Trustees Limited (As Security Trustee for the Bibby Secured Parties) | A registered charge | — | 23/03/2017 | — | |
| outstanding | U.S. Bank Trustees (In Its Capacity as Security Trustee) U.S. Bank Trustees Limited (In Its Capacity as Security Trustee) | A registered charge | — | 20/10/2015 | — | |
| outstanding | Bibby Financial Services U.S. Bank Trustees Limited (In Its Capacity as Bibby Security Trustee) | A registered charge | — | 20/10/2015 | — | |
| satisfied | Barclays Barclays Bank PLC as Security Agent | A registered charge | — | 14/09/2015 | 04/11/2015 | |
| satisfied | Barclays Barclays Bank PLC (As Security Agent) | A registered charge | — | 19/12/2014 | 04/11/2015 | |
| satisfied | Barclays Barclays Bank PLC (As Security Agent) | A registered charge | 1 property | 10/10/2013 | 04/11/2015 | |
| satisfied | Barclays Barclays Bank PLC as Security Agent | Guarantee & debenture | 1 property | 03/09/2012 | 04/11/2015 | |
| satisfied | Barclays Barclays Bank PLC Asset and Sales Finance Division | Composite guarantee and debentures | 1 property | 08/10/2008 | 04/11/2015 | |
| satisfied | Barclays Barclays Bank PLC | Guarantee & debenture | 1 property | 18/03/2005 | 04/11/2015 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 20/12/2002 | 04/11/2015 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 13/10/1993 | 19/04/2003 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (248 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-15
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-07-29
legacy
accounts · PARENT_ACC
2025-07-29
legacy
other · GUARANTEE2
2025-07-29
legacy
other · AGREEMENT2
2025-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-09
change-person-director-company-with-change-date
officers · CH01
2025-04-17
change-person-director-company-with-change-date
officers · CH01
2025-02-21
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-08-06
legacy
accounts · PARENT_ACC
2024-08-06
legacy
other · AGREEMENT2
2024-08-06
legacy
other · GUARANTEE2
2024-08-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-08
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2023-08-01
legacy
accounts · PARENT_ACC
2023-08-01