DENNEY & CO. LTD.
🌳Matureactive
02621737 · ltd · incorporated 1991-06-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£2.0k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 81-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (83/100, director aged 81). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -32% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 28.9y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 28.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
83 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,953
Net assets shrinking
Down £3,002 YoY
Cash YoY
-32%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£5k
↓ 32% YoY
Net Worth
£2k
↓ 61% YoY
Current Assets
£5k
↓ 30% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £2.0k | £5.0k |
| Current assets | £5.3k | £7.6k |
| Cash | £4.7k | £7.0k |
| Debtors | £610 | £610 |
| Net assets | £2.0k | £5.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-03-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-07-08📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-06-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-07-13📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-06-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2015-04-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2009-01-27🔓Charge satisfied #1
- 1997-08-29🔒Charge registered #1Lender: Barclays Bank PLC
- 1995-08-01➕SELWOOD, Jayne Pauline appointeddirector
- 1991-06-19🏢Company incorporatedAs DENNEY & CO. LTD.
- 1991-06-19➕SELWOOD, Jayne Pauline appointedsecretary
- 1991-06-19➕DENNEY, Alan Harold appointeddirector
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "DENNEY" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 35 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 81 — succession pressure is live.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 35 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Harold Denney Individual · British · DOB 06/1945 · age 81 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CYPRESSA M15 LIMITED→ 13315042 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| DAVIES-COUSINS COMPLIANCE LTD→ 15605476 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| EICHLER PROPERTY LTD→ 10833713 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ENITOR LTD→ 13013415 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ENVELOP CORPORATE CAPITAL LTD→ 12222508 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ENVELOP RISK ANALYTICS LIMITED→ 10531277 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ENVELOP RISK SERVICES LIMITED→ 13951819 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ETHOKEN CAR RENTAL LTD→ 15935132 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| EUREKA INTERNATIONAL GOLD UK LIMITED→ 16456866 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EUROPA GROUP LIMITED→ 03279177 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| EUROPA UNDERWRITING LIMITED→ 03872760 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| EVENTUAL LIMITED→ 05725829 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1991-06-19
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Monarch House
1 Smyth Road
Bristol
BS3 2BX
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-07-31
Last: 2025-07-17
Officers (3 active · 0 resigned)
SELWOOD, Jayne Pauline→
Activesecretary · appointed 1991-06-19
View their other companies + combined net worth →
DENNEY, Alan Harold→
Activedirector · ~81y · appointed 1991-06-19
View their other companies + combined net worth →
SELWOOD, Jayne Pauline→
Activedirector · ~73y · appointed 1995-08-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 29/08/1997 | 27/01/2009 |
Recent filings (83 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-04
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-30
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-20
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-09
confirmation-statement-with-updates
confirmation-statement · CS01
2020-07-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-12
confirmation-statement-with-updates
confirmation-statement · CS01
2019-06-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-03-21