BIRCROFT INSURANCE SERVICES LIMITED
🌳Matureactive
02673202 · ltd · incorporated 1991-12-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£521.0k
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
25 officers (3 active, 25 linked, 21 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
156 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £520,998
Key financials
1 year extracted from filed iXBRL accountsCash
£1.3m
Net Worth
£521k
Current Assets
£4.0m
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 |
|---|---|
| Total assets | £556.0k |
| Current assets | £4.04M |
| Cash | £1.30M |
| Debtors | £2.74M |
| Net assets | £521.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (71 events)Click to expand
- 2025-09-09📄accounts-with-accounts-type-smallaccounts · AA
- 2025-08-14📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-04➕HARRIS, Nicholas George Robert appointeddirector
- 2025-08-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-10📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-07-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-03➕WHITTINGHAM, James Oliver appointeddirector
- 2025-07-03➖BIRD, Simon David resigneddirector
- 2025-07-03➖LEE, Ian Raymond resigneddirector
- 2025-05-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-15➕COUSINS, David Michael Edwin appointeddirector
- 2025-04-16📄memorandum-articlesincorporation · MA
- 2025-04-16📄resolutionresolution · RESOLUTIONS
- 2025-04-09📄resolutionresolution · RESOLUTIONS
- 2025-04-09📄memorandum-articlesincorporation · MA
- 2025-04-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-04-08📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2025-04-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-02➖BIRCHENALL, David Longworth resigneddirector
- 2025-04-02➖GORDON, Douglas George resigneddirector
- 2025-04-02➖POPAT, Shivam Dilip resigneddirector
- 2025-04-02➖THAKRAR, Shyam resigneddirector
- 2025-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-01📄accounts-with-accounts-type-smallaccounts · AA
- 2022-06-22➕THAKRAR, Shyam appointeddirector
- 2022-06-16➖THAKRAR, Bharat Kumar Hirji resigneddirector
- 2010-09-10➕POPAT, Shivam Dilip appointeddirector
- 2010-09-10➕THAKRAR, Bharat Kumar Hirji appointeddirector
- 2010-01-27➖DIXON, Stuart Roy resigneddirector
- 2008-09-24➖LANGRIDGE, Megan Joy resignedsecretary
- 2008-08-27➖PINCUS, Barry Martin resigneddirector
- 2008-08-06➕DIXON, Stuart Roy appointeddirector
- 2008-07-18➖NAGGAR, Guy Anthony resigneddirector
- 2006-12-15➖WONG, Kwai Choy resigneddirector
- 2006-10-19➕BIRD, Simon David appointeddirector
- 2006-07-31➖HAWKES, Nigel resigneddirector
- 2004-11-19➕WONG, Kwai Choy appointeddirector
- 2004-11-10➖DOLLINGS, Brian Ivor resigneddirector
- 2004-11-10➖HACKING-BRIAN, Robert Shewell resigneddirector
- 2003-11-28➕NAGGAR, Guy Anthony appointeddirector
- 2002-05-14➕HAWKES, Nigel appointeddirector
- 2000-05-12➖STOUTZKER, Ian Isaac resigneddirector
Showing most recent 50 of 71 events
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 med · 1 low2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BIRD, Simon David resigned 2025-07-03; LEE, Ian Raymond resigned 2025-07-03
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Gallagher Holdings (Uk) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Gallagher Holdings (Uk) Limited
Corporate parent · holds 75-100% shares · board control
⬇
BIRCROFT INSURANCE SERVICES LIMITED
This company · 02673202
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Gallagher Holdings (Uk) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 02/04/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & P WORLDWIDE SOLUTIONS LTD→ 08891951 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ANTON INVESTMENTS LIMITED→ 03621300 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| APEX LOAN AGENCY LIMITED→ 08989781 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| APEX MORTGAGE FINANCE LTD→ 14429418 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| APR RISKS LTD→ 17043744 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AQUILA EUROPEAN RENEWABLES PLC→ 11932433 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AQUILES SPECIALTY LIMITED→ 16843828 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARBUTHNOT LATHAM & CO., LIMITED→ 00819519 · est 1964 · no financials extracted | — | — | — | — | 61y | — | — |
| ARBUTHNOT UNIT TRUST MANAGEMENT LIMITED→ 01536666 · est 1980 · no financials extracted | — | — | — | — | 45y | — | — |
| ARC & CO STRUCTURED FINANCE LIMITED→ 07706624 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ARCA MORA LIMITED→ 13883896 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ARCADIA GROUP PENSION TRUST LIMITED→ 00346324 · est 1938 · no financials extracted | — | — | — | — | 87y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1991-12-19
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Gallagher
The Walbrook Building, 25 Walbrook
London
EC4N 8AW
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-07-11
Last: 2025-06-27
Officers (3 active · 22 resigned)
COUSINS, David Michael Edwin→
Activedirector · ~53y · appointed 2025-05-15
View their other companies + combined net worth →
HARRIS, Nicholas George Robert→
Activedirector · ~52y · appointed 2025-08-04
View their other companies + combined net worth →
WHITTINGHAM, James Oliver→
Activedirector · ~49y · appointed 2025-07-03
View their other companies + combined net worth →
LANGRIDGE, Megan Joy→
Resignedsecretary · appointed 1995-03-01 · resigned 2008-09-24
PINCUS, Barry Martin→
Resignedsecretary · appointed 1992-04-01 · resigned 1995-03-01
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1991-12-19 · resigned 1992-05-28
BIRCHENALL, David Longworth→
Resigneddirector · ~68y · appointed 1996-06-25 · resigned 2025-04-02
BIRD, Simon David→
Resigneddirector · ~57y · appointed 2006-10-19 · resigned 2025-07-03
DIXON, Stuart Roy→
Resigneddirector · ~65y · appointed 2008-08-06 · resigned 2010-01-27
DOLLINGS, Brian Ivor→
Resigneddirector · ~88y · appointed 1997-01-17 · resigned 2004-11-10
GORDON, Douglas George→
Resigneddirector · ~82y · appointed 1996-06-25 · resigned 2025-04-02
HACKING-BRIAN, Robert Shewell→
Resigneddirector · ~79y · appointed 1996-06-25 · resigned 2004-11-10
HAWKES, Nigel→
Resigneddirector · ~61y · appointed 2002-05-14 · resigned 2006-07-31
KLIMT, Peter Richard→
Resigneddirector · ~80y · appointed 1993-11-11 · resigned 1996-06-25
LEE, Ian Raymond→
Resigneddirector · ~64y · appointed 1998-03-02 · resigned 2025-07-03
LEWCZYNSKI, Richard→
Resigneddirector · ~68y · appointed 1992-04-01 · resigned 1993-11-11
NAGGAR, Guy Anthony→
Resigneddirector · ~86y · appointed 2003-11-28 · resigned 2008-07-18
PINCUS, Barry Martin→
Resigneddirector · ~83y · appointed 1993-11-11 · resigned 2008-08-27
POPAT, Shivam Dilip→
Resigneddirector · ~48y · appointed 2010-09-10 · resigned 2025-04-02
STOUTZKER, Ian Isaac→
Resigneddirector · ~97y · appointed 1996-06-25 · resigned 2000-05-12
Click a director name to see their full track record across all companies.
Recent filings (156 total)
accounts-with-accounts-type-small
accounts · AA
2025-09-09
change-person-director-company-with-change-date
officers · CH01
2025-08-14
appoint-person-director-company-with-name-date
officers · AP01
2025-08-04
change-account-reference-date-company-current-extended
accounts · AA01
2025-07-10
termination-director-company-with-name-termination-date
officers · TM01
2025-07-04
termination-director-company-with-name-termination-date
officers · TM01
2025-07-04
appoint-person-director-company-with-name-date
officers · AP01
2025-07-04
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-03
appoint-person-director-company-with-name-date
officers · AP01
2025-05-22
memorandum-articles
incorporation · MA
2025-04-16
resolution
resolution · RESOLUTIONS
2025-04-16
resolution
resolution · RESOLUTIONS
2025-04-09
memorandum-articles
incorporation · MA
2025-04-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-04-08
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2025-04-08