DUFFY (MACCLESFIELD) LIMITED

🌳Matureactive
02679063 · ltd · incorporated 1992-01-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£402.1k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: SIC 45112
Sector: Wholesale & retail
Investor take
Pursue
Asset-holding vehicle with a 79-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (93/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

22 live charges · 7 lenders · oldest 34.0y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 34.0 years old — likely at or near maturity.
  • · 7 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
22 charges (22/22 with lender, 22/22 with type)
90
Directors & officers
10 officers (3 active, 10 linked, 6 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
170 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £402,114
Net assets shrinking
Down £31,589 YoY
Cash YoY
-9%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£328k
↓ 9.2% YoY
Net Worth
£402k
↓ 7.3% YoY
Current Assets
£404k
↓ 7.1% YoY
Current Liabilities
—
£0£87k£174k£261k£348k£435kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£402.1k£433.7k
Current assets£403.5k£434.5k
Cash£327.5k£360.5k
Net assets£402.1k£433.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (73 events)Click to expand
  1. 2026-03-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-03-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-09-11
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  5. 2023-08-25
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2023-03-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2022-04-10
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2021-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2020-03-27
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  10. 2019-03-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2018-04-01
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  12. 2017-04-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2016-03-31
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-02-23
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-09-10
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2015-09-10
    🔓
    Charge satisfied #4
  17. 2015-09-09
    🔓
    Charge satisfied #22
  18. 2015-09-09
    🔓
    Charge satisfied #21
  19. 2015-09-09
    🔓
    Charge satisfied #20
  20. 2015-09-09
    🔓
    Charge satisfied #19
  21. 2015-09-09
    🔓
    Charge satisfied #16
  22. 2015-09-09
    🔓
    Charge satisfied #10
  23. 2015-09-09
    🔓
    Charge satisfied #1
  24. 2007-10-25
    🔒
    Charge registered #22
    Lender: Clydesdale Bank PLC
  25. 2007-10-25
    🔒
    Charge registered #21
    Lender: Clydesdale Bank PLC
  26. 2007-10-24
    🔒
    Charge registered #20
    Lender: Clydesdale Bank PLC
  27. 2006-09-02
    🔓
    Charge satisfied #18
  28. 2006-09-02
    🔓
    Charge satisfied #17
  29. 2006-09-02
    🔓
    Charge satisfied #15
  30. 2006-09-02
    🔓
    Charge satisfied #14
  31. 2006-09-02
    🔓
    Charge satisfied #13
  32. 2006-09-02
    🔓
    Charge satisfied #12
  33. 2006-09-02
    🔓
    Charge satisfied #11
  34. 2006-09-02
    🔓
    Charge satisfied #9
  35. 2006-09-02
    🔓
    Charge satisfied #8
  36. 2006-09-02
    🔓
    Charge satisfied #7
  37. 2006-09-02
    🔓
    Charge satisfied #6
  38. 2006-09-02
    🔓
    Charge satisfied #2
  39. 2006-06-13
    ➖
    WHITTAKER, Stuart Edward resigned
    secretary
  40. 2006-06-13
    ➖
    WHITTAKER, Stuart Edward resigned
    director
  41. 2006-06-12
    ➕
    DUFFY, Eileen Marilyn appointed
    secretary
  42. 2006-06-12
    ➕
    DUFFY, Eileen Marilyn appointed
    director
  43. 2006-06-12
    🔒
    Charge registered #19
    Lender: Baker (Crewe) Limited
  44. 2005-02-04
    🔒
    Charge registered #18
    Lender: Brixton (Manchester, Stanley Green) Limited
  45. 2004-08-23
    🔒
    Charge registered #17
    Lender: The Royal Bank of Scotland PLC
  46. 2003-12-12
    🔒
    Charge registered #15
    Lender: General Motors Acceptance Corporation (UK) PLC
  47. 2003-12-12
    🔒
    Charge registered #14
    Lender: General Motors Acceptance Corporation (UK) PLC
  48. 2003-12-08
    🔒
    Charge registered #16
    Lender: The Royal Bank of Scotland PLC
  49. 2001-12-21
    🔒
    Charge registered #13
    Lender: Brixton Nominee Stanley Green Manchester 1 Limited and Brixton Nomineestanley Green Manchester 2 Limited
  50. 2000-03-02
    ➕
    WHITTAKER, Stuart Edward appointed
    secretary
Showing most recent 50 of 73 events

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "DUFFY" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 79 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Christopher Charles Duffy
Individual · British · DOB 12/1947 · age 79
75–100%
75–100%board control75-100% shares · 75-100% voting · board control01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1992-01-20
Jurisdictionengland-wales
Primary SIC45112 — SIC 45112

Registered office

Wood End Smith Lane
Mobberley
Knutsford
Cheshire
WA16 7QD

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-09-05
Last: 2025-08-22

Officers (3 active · 7 resigned)

DUFFY, Eileen Marilyn→
secretary · appointed 2006-06-12
View their other companies + combined net worth →
Active
DUFFY, Christopher Charles→
director · ~79y
View their other companies + combined net worth →
Active
DUFFY, Eileen Marilyn→
director · ~78y · appointed 2006-06-12
View their other companies + combined net worth →
Active
WHITTAKER, Stuart Edward→
secretary · appointed 2000-03-02 · resigned 2006-06-13
Resigned
MOTORS SECRETARIES LIMITED→
corporate-secretary · resigned 1999-12-24
Resigned
CLARK, Andrew David→
director · ~63y · resigned 1994-01-04
Resigned
GLADWIN, Peter William→
director · ~79y · appointed 1993-10-04 · resigned 1994-01-04
Resigned
HICKS, Jeremy Christopher→
director · ~64y · resigned 1993-10-04
Resigned
WHITTAKER, Stuart Edward→
director · ~82y · appointed 2000-03-02 · resigned 2006-06-13
Resigned
MOTORS DIRECTORS LIMITED→
corporate-director · appointed 1994-01-04 · resigned 1999-12-24
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

22
Total charges
0
Outstanding
0
Active lenders
Status:Lender:22 of 22 shown
TypeProperties
satisfied
Virgin Money
Clydesdale Bank PLC
Legal mortgage1 property25/10/200709/09/2015
satisfied
Virgin Money
Clydesdale Bank PLC
Legal mortgage1 property25/10/200709/09/2015
satisfied
Virgin Money
Clydesdale Bank PLC
Debenture1 property24/10/200709/09/2015
satisfied
Baker (Crewe)
Baker (Crewe) Limited
Legal charge1 property12/06/200609/09/2015
satisfied
Brixton (Manchester, Stanley Green)
Brixton (Manchester, Stanley Green) Limited
Rent deposit deed1 property04/02/200502/09/2006
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Charge of deposit1 property23/08/200402/09/2006
satisfied
General Motors Acceptance Corporation (UK)
General Motors Acceptance Corporation (UK) PLC
Deed of variation and charge1 property12/12/200302/09/2006
satisfied
General Motors Acceptance Corporation (UK)
General Motors Acceptance Corporation (UK) PLC
Deed of variation and charge1 property12/12/200302/09/2006
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal mortgage1 property08/12/200309/09/2015
satisfied
Brixton Nominee Stanley Green Manchester 1 and Brixton Nomineestanley Green Manchester 2
Brixton Nominee Stanley Green Manchester 1 Limited and Brixton Nomineestanley Green Manchester 2 Limited
A rent deposit deed2 properties21/12/200102/09/2006
satisfied
General Motors Acceptance Corporation (UK)
General Motors Acceptance Corporation (UK) PLC
Legal charge1 property24/12/199902/09/2006
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property24/12/199902/09/2006
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property24/12/199909/09/2015
satisfied
General Motors Acceptance Corporation (UK)
General Motors Acceptance Corporation (UK) PLC
Legal charge1 property14/05/199902/09/2006
satisfied
General Motors Acceptance Corporation (UK)
General Motors Acceptance Corporation (UK) PLC
Debenture1 property15/01/199902/09/2006
satisfied
General Motors Acceptance Corporation (UK)
General Motors Acceptance Corporation (UK) PLC
Charge1 property07/06/199402/09/2006
satisfied
General Motors Acceptance Corporation (UK)
General Motors Acceptance Corporation (UK) PLC
Legal mortgage1 property24/02/199402/09/2006
satisfied
Vauxhall Motors
Vauxhall Motors Limited
Legal charge1 property26/02/199306/01/2000
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property26/02/199310/09/2015
satisfied
Vauxhall Motors
Vauxhall Motors Limited
Debenture1 property28/07/199206/01/2000
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Assignment by way of security of development agreement and building contract1 property28/07/199202/09/2006
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Debenture1 property28/07/199209/09/2015

Recent filings (170 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-06
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2023-09-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-23
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-04-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-24
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-03-27