BERNARD BARRETT ASSOCIATES LIMITED
🌳Matureactive
02686396 · ltd · incorporated 1992-02-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 29.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 29.5y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 29.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
13 officers (3 active, 13 linked, 8 with DOB)
82
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
119 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
2
filings
- • 1 officers
- • 1 persons-with-significant-control
Last 180 days
3
filings
- • 1 officers
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
- 2026-06-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-06-10➖IVAN, Patricia Oluwatosin, Dr resigneddirector
- 2026-05-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-12-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-10-09📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-09📄legacyaccounts · PARENT_ACC
- 2025-10-09📄legacyother · GUARANTEE2
- 2025-10-09📄legacyother · AGREEMENT2
- 2025-03-27➖RITCHIE, Matthew Declan resigneddirector
- 2025-03-27➖SINTON, Donald Scott resigneddirector
- 2025-03-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-29📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-29📄legacyaccounts · PARENT_ACC
- 2024-10-29📄legacyother · GUARANTEE2
- 2024-10-29📄legacyother · AGREEMENT2
- 2023-03-28📄memorandum-articlesincorporation · MA
- 2023-03-28📄resolutionresolution · RESOLUTIONS
- 2023-03-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-03-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-03-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-22📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-03-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-28➕APPAVOO, Soondra Moorthi appointeddirector
- 2023-02-28➕BARNETT, Thomas David appointeddirector
- 2023-02-28➖MILLS, Lesley resignedsecretary
- 2023-02-28➖BARRETT, Bernard John resigneddirector
- 2023-02-28➕IVAN, Patricia Oluwatosin, Dr appointeddirector
- 2023-02-28➕RITCHIE, Matthew Declan appointeddirector
- 2023-02-28➕SINTON, Donald Scott appointeddirector
- 2023-02-28🔒Charge registered #2Lender: Shawbrook Bank Limited
- 2022-11-01🔓Charge satisfied #1
- 2012-11-01➕BATES, Stuart appointeddirector
- 1998-07-09➕MILLS, Lesley appointedsecretary
- 1998-07-09➖TYLER, Graham Arthur resignedsecretary
- 1996-12-31🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1994-07-01➖BARRETT, Gillian Mary resigneddirector
- 1992-05-01➖BARRETT, Gillian Mary resignedsecretary
- 1992-05-01➕TYLER, Graham Arthur appointedsecretary
- 1992-03-01➕BARRETT, Gillian Mary appointeddirector
- 1992-02-11🏢Company incorporatedAs BERNARD BARRETT ASSOCIATES LIMITED
- 1992-02-11➕BARRETT, Gillian Mary appointedsecretary
- 1992-02-11➕MBC SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 1992-02-11➖MBC SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 1992-02-11➕BARRETT, Bernard John appointeddirector
- 1992-02-11➕MBC NOMINEES LIMITED appointedcorporate-nominee-director
- 1992-02-11➖MBC NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
53/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondary12+ year tenure: Director in role 14 years.
- secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Chaucer Newco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Chaucer Newco Limited
Corporate parent · holds 75-100% shares · board control
⬇
BERNARD BARRETT ASSOCIATES LIMITED
This company · 02686396
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Chaucer Newco Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/02/2023 |
1 historic (ceased) PSC
- Mr Bernard John Barrettceased 28/02/2023· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 97 GROUP LIMITED→ 13156739 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| A M L ASSURES LTD→ 10382443 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AGGI CHRISTOU MORTGAGES LTD→ 14006722 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AKP PROPERTY INVESTMENTS LTD→ 15890092 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMRAK (EUROPE) LIMITED→ 10883825 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| APS CONSULTANCY LTD→ 09252321 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ASSISTANCE & COACHING COMPTABILITE & ADMINISTRATION LTD→ 10626200 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
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| BEERSTECHER FAMILY INVESTMENT COMPANY LTD→ 10000047 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
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| BLACK FIN INVESTMENTS (UK) LIMITED→ 10285332 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1992-02-11
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Lawrence House Summer Hill
Harbledown
Canterbury
CT2 8GT
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-15
Last: 2026-01-01
Officers (3 active · 10 resigned)
APPAVOO, Soondra Moorthi→
Activedirector · ~56y · appointed 2023-02-28
View their other companies + combined net worth →
BARNETT, Thomas David→
Activedirector · ~41y · appointed 2023-02-28
View their other companies + combined net worth →
BATES, Stuart→
Activedirector · ~46y · appointed 2012-11-01
View their other companies + combined net worth →
BARRETT, Gillian Mary→
Resignedsecretary · appointed 1992-02-11 · resigned 1992-05-01
MILLS, Lesley→
Resignedsecretary · appointed 1998-07-09 · resigned 2023-02-28
TYLER, Graham Arthur→
Resignedsecretary · appointed 1992-05-01 · resigned 1998-07-09
MBC SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1992-02-11 · resigned 1992-02-11
BARRETT, Bernard John→
Resigneddirector · ~75y · appointed 1992-02-11 · resigned 2023-02-28
BARRETT, Gillian Mary→
Resigneddirector · ~73y · appointed 1992-03-01 · resigned 1994-07-01
IVAN, Patricia Oluwatosin, Dr→
Resigneddirector · ~45y · appointed 2023-02-28 · resigned 2026-06-10
RITCHIE, Matthew Declan→
Resigneddirector · ~38y · appointed 2023-02-28 · resigned 2025-03-27
SINTON, Donald Scott→
Resigneddirector · ~36y · appointed 2023-02-28 · resigned 2025-03-27
MBC NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 1992-02-11 · resigned 1992-02-11
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 28/02/2023 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 31/12/1996 | 01/11/2022 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (119 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-06-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-05-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-17
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-09
legacy
accounts · PARENT_ACC
2025-10-09
legacy
other · GUARANTEE2
2025-10-09
legacy
other · AGREEMENT2
2025-10-09
termination-director-company-with-name-termination-date
officers · TM01
2025-03-27
termination-director-company-with-name-termination-date
officers · TM01
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-17
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-10-29
legacy
accounts · PARENT_ACC
2024-10-29
legacy
other · GUARANTEE2
2024-10-29
legacy
other · AGREEMENT2
2024-10-29