CATHEDRAL PARK PROPERTIES LIMITED
Opportunity 73/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: portfolio break-up (40/100).
Refinance opportunity
22 live charges · 8 lenders · oldest 37.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 37.7 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (64 events)Click to expand
- 2025-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-04-21🔓Charge satisfied #20
- 2023-03-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-10-24🔒Charge registered #22Lender: Sarah Davies as Trustee of the Cathedral Park Pension Fund
- 2018-09-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-09-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-31🔒Charge registered #21Lender: Sarah Davies as Trustee of the Cathedral Park Pension Fund
- 2018-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-07-20🔒Charge registered #20Lender: Santander UK PLC
- 2017-09-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2013-02-12➕DAVIES, Sarah appointedsecretary
- 2013-02-12➖CHAMBERS, Anthony David resignedsecretary
- 2012-04-06➖BARNES, Michael Edwin resignedsecretary
- 2012-04-06➖BARNES, Michael Edwin resigneddirector
- 2009-12-30➖DAVIES, Phillip George resigneddirector
- 2008-12-31➕DAVIES, Sarah appointeddirector
- 2008-10-16🔒Charge registered #19Lender: Mary Rose Farrow
- 2006-10-16🔒Charge registered #18Lender: The Governor and Company of the Bank of Scotland
- 2006-10-09➕BARNES, Michael Edwin appointedsecretary
- 2005-10-17➕BARNES, Michael Edwin appointeddirector
- 2005-06-21🔒Charge registered #17Lender: The Governor and Company of the Bank of Scotland
- 2004-06-23🔒Charge registered #16Lender: The Governor and Company of the Bank of Scotland
- 2004-06-23🔒Charge registered #15Lender: The Governor and Company of the Bank of Scotland
- 2003-12-30🔒Charge registered #14Lender: The Governor and Company of the Bank of Scotland
- 2003-12-09🔒Charge registered #13Lender: The Governor and Company of the Bank of Scotland
- 2003-12-09🔒Charge registered #12Lender: The Governor and Company of the Bank of Scotland
- 2003-11-07🔒Charge registered #11Lender: The Governor and Company of the Bank of Scotland
- 2003-09-30🔒Charge registered #10Lender: The Governor and Company of the Bank of Scotland
- 2003-06-17🔒Charge registered #9Lender: Irish Nationwide Building Society
- 2001-04-04🔒Charge registered #8Lender: Irish Nationwide Building Society
- 2000-06-26🔒Charge registered #7Lender: Irish Nationwide Building Society
- 1999-06-11🔒Charge registered #6Lender: Irish Nationwide Building Society
- 1999-03-29🔒Charge registered #5Lender: National Westminster Bank PLC
- 1999-01-05🔒Charge registered #4Lender: Irish Nationwide Building Society
- 1998-12-22➕CHAMBERS, Anthony David appointedsecretary
- 1998-12-22➖HARRINGTON, Amanda resignedsecretary
- 1998-07-23➕HARRINGTON, Amanda appointedsecretary
- 1998-07-22➖HALSALL, Mary Rothwell resignedsecretary
- 1997-07-01🔒Charge registered #2Lender: Barclays Bank PLC
- 1996-12-23➕HALSALL, Mary Rothwell appointedsecretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Monument Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Monument Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A&L JACKSON LTD→ 16509255 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A&M PROPERTY RENTALS LIMITED→ 13866439 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ABBOTTS PROPERTY INVESTMENTS LTD→ 13573559 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AKIYA PROPERTY LIMITED→ 16453254 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALBEMARLE PRIME PROPERTIES LIMITED→ 10574000 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ALEX HUMPHREYS INVESTMENT LTD→ 12513597 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALEX TOOKE LTD→ 17062288 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALEXANDER MANAGEMENT LIMITED→ 10097769 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ALEXANDER RESIDENTIAL PROPERTIES LTD→ 13563674 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALEXEA PROPERTY LTD→ 15992043 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALEXOL LIMITED→ 03312312 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| ALG HOLDINGS (NORFOLK) LIMITED→ 15053223 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 11 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Sarah Davies as Trustee of the Cathedral Park Pension Fund / Smith & Williamson Trust Corporation as Trustee of the Cathedral Park Pension Fund Sarah Davies as Trustee of the Cathedral Park Pension Fund / Smith & Williamson Trust Corporation Limited as Trustee of the Cathedral Park Pension Fund | A registered charge | 1 property | 24/10/2018 | — | |
| outstanding | Sarah Davies as Trustee of the Cathedral Park Pension Fund / Smith & Williamson Trust Corporation as Trustee of the Cathedral Park Pension Fund Sarah Davies as Trustee of the Cathedral Park Pension Fund / Smith & Williamson Trust Corporation Limited as Trustee of the Cathedral Park Pension Fund | A registered charge | 1 property | 31/08/2018 | — | |
| satisfied | Santander Santander UK PLC | A registered charge | 2 properties | 20/07/2018 | 21/04/2023 | |
| outstanding | Mary Rose Farrow | Legal charge | 1 property | 16/10/2008 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 16/10/2006 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 21/06/2005 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 23/06/2004 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 23/06/2004 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 30/12/2003 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 09/12/2003 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 2 properties | 09/12/2003 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 07/11/2003 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 30/09/2003 | — | |
| outstanding | Nationwide Irish Nationwide Building Society | Legal charge | 2 properties | 17/06/2003 | — | |
| outstanding | Nationwide Irish Nationwide Building Society | Legal charge | 1 property | 04/04/2001 | — | |
| outstanding | Nationwide Irish Nationwide Building Society | Legal charge | 1 property | 26/06/2000 | — | |
| outstanding | Nationwide Irish Nationwide Building Society | Legal charge | 1 property | 11/06/1999 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 2 properties | 29/03/1999 | — | |
| outstanding | Nationwide Irish Nationwide Building Society | Legal charge | 4 properties | 05/01/1999 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 3 properties | 01/07/1997 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 03/11/1992 | — | |
| outstanding | Norwich Union Mortgages (General) Norwich Union Mortgages (General) Limited | Legal charge and mortgage | 3 properties | 22/11/1988 | — |