B.S. RUSSELL (COMMERCIALS) LIMITED

🌳Matureactive
02700557 · ltd · incorporated 1992-03-25
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£8.2k
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Sale of new cars and light motor vehicles
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 45200SIC 45200
  • 45310SIC 45310
Investor take
Pursue
Active trading company with a 80-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 4 lenders · oldest 34.2y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 34.2 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
98 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £8,158
Cash YoY
+128%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£17k
↑ 128% YoY
Net Worth
£8k
↑ 115% YoY
Current Assets
£447k
↑ 15% YoY
Current Liabilities
—
-£53k£47k£147k£247k£347k£447kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£8.2k£-52.9k
Current assets£447.2k£387.8k
Cash£16.7k£7.3k
Debtors£400.5k£350.5k
Net assets£8.2k£-52.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2026-03-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-01-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2024-01-02
    🔓
    Charge satisfied #2
  5. 2023-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-06-15
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2023-06-15
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  8. 2022-12-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-12-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-10-25
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2018-10-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2018-10-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2018-10-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2018-10-25
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  18. 2018-10-17
    ➖
    RUSSELL, Brian Sydney resigned
    secretary
  19. 2017-07-17
    🔒
    Charge registered #4
    Lender: Lloyds Bank PLC
  20. 2017-02-24
    🔒
    Charge registered #3
    Lender: Lloyds Bank Commercial Finance LTD
  21. 2017-02-07
    🔓
    Charge satisfied #1
  22. 2013-05-21
    🔒
    Charge registered #2
    Lender: Rbs Invoice Finance LTD
  23. 2008-03-03
    ➕
    RUSSELL, Ian Sydney appointed
    director
  24. 1992-05-05
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  25. 1992-04-01
    ➕
    MIDDLETON, Peter appointed
    director
  26. 1992-04-01
    ➕
    RUSSELL, Brian Sydney appointed
    director
  27. 1992-04-01
    ➕
    RUSSELL, Brian Sydney appointed
    secretary
  28. 1992-04-01
    ➖
    LONDON LAW SECRETARIAL LIMITED resigned
    corporate-nominee-secretary
  29. 1992-04-01
    ➖
    LONDON LAW SERVICES LIMITED resigned
    corporate-nominee-director
  30. 1992-03-25
    🏢
    Company incorporated
    As B.S. RUSSELL (COMMERCIALS) LIMITED
  31. 1992-03-25
    ➕
    LONDON LAW SECRETARIAL LIMITED appointed
    corporate-nominee-secretary
  32. 1992-03-25
    ➕
    LONDON LAW SERVICES LIMITED appointed
    corporate-nominee-director

Owner dependency

98/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "RUSSELL" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 80 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Ian Sydney Russell
Individual · British · DOB 03/1973 · age 53
25–50%
25–50%25-50% shares · 25-50% voting31/03/2023
1 historic (ceased) PSC
  • Mr Brian Sydney Russellceased 31/03/2023· 50-75% shares · 50-75% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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AUTO FILMS DIRECT LIMITED→
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09563505 · est 2015 · no financials extracted
————10y——
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05011531 · est 2004 · no financials extracted
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12638444 · est 2020 · no financials extracted
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06749374 · est 2008 · no financials extracted
————17y——
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16529518 · est 2025 · no financials extracted
———————
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06240566 · est 2007 · no financials extracted
————18y——
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16770337 · est 2025 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1992-03-25
Jurisdictionengland-wales
Primary SIC45111 — Sale of new cars and light motor vehicles

Registered office

Charlton House
Dour Street
Dover
Kent
CT16 1BL
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-08
Last: 2026-03-25

Officers (3 active · 3 resigned)

MIDDLETON, Peter→
director · ~72y · appointed 1992-04-01
View their other companies + combined net worth →
Active
RUSSELL, Brian Sydney→
director · ~80y · appointed 1992-04-01
View their other companies + combined net worth →
Active
RUSSELL, Ian Sydney→
director · ~53y · appointed 2008-03-03
View their other companies + combined net worth →
Active
RUSSELL, Brian Sydney→
secretary · appointed 1992-04-01 · resigned 2018-10-17
Resigned
LONDON LAW SECRETARIAL LIMITED→
corporate-nominee-secretary · appointed 1992-03-25 · resigned 1992-04-01
Resigned
LONDON LAW SERVICES LIMITED→
corporate-nominee-director · appointed 1992-03-25 · resigned 1992-04-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
2
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property17/07/2017—
outstanding
Lloyds Banking Group
Lloyds Bank Commercial Finance LTD
A registered charge—24/02/2017—
satisfied
NatWest Group
Rbs Invoice Finance LTD
A registered charge13 properties21/05/201302/01/2024
satisfied
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property05/05/199207/02/2017
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (98 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-19
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-06-15
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-06-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-29