ADRIAN WHITE BUILDING SUPPLIES LTD.

🌳Matureactive
02727601 · ltd · incorporated 1992-07-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£4.03M
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: SIC 46130
Sector: Wholesale & retail
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 75/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: family or management succession (50/100).

🏦

Refinance opportunity

10 live charges · 4 lenders · oldest 29.0y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 29.0 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 50/100 (high).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
121 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £4,025,922
Net assets shrinking
Down £18,857 YoY
Cash YoY
+22%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£1.0m
↑ 22% YoY
Net Worth
£4.0m
~ YoY
Current Assets
£2.9m
↑ 3.9% YoY
Current Liabilities
—
£0£809k£1.6m£2.4m£3.2m£4.0mDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£5.46M£5.76M
Current assets£2.86M£2.76M
Cash£1.01M£828.6k
Debtors£346.4k£409.3k
Net assets£4.03M£4.04M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
  1. 2025-09-26
    📄
    accounts-with-accounts-type-medium
    accounts · AA
  2. 2024-09-20
    📄
    accounts-with-accounts-type-full
    accounts · AA
  3. 2023-09-25
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2022-11-17
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  5. 2022-08-25
    📄
    accounts-with-accounts-type-full
    accounts · AA
  6. 2022-08-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2022-08-24
    ➕
    WHITE, Ryan appointed
    director
  8. 2022-02-17
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  9. 2021-09-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-12-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2020-12-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2020-08-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2020-01-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  14. 2020-01-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2020-01-17
    🔓
    Charge satisfied #6
  16. 2020-01-17
    🔓
    Charge satisfied #1
  17. 2019-07-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2018-12-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  19. 2018-12-05
    🔒
    Charge registered #10
    Lender: Barclays Bank PLC
  20. 2018-11-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2018-11-23
    🔒
    Charge registered #9
    Lender: Barclays Bank PLC
  22. 2018-10-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2018-09-25
    🔒
    Charge registered #8
    Lender: Barclays Security Trustee Limited
  24. 2018-09-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  25. 2018-07-25
    🔒
    Charge registered #7
    Lender: Barclays Security Trustee Limited
  26. 2012-03-23
    🔓
    Charge satisfied #4
  27. 2012-03-23
    🔓
    Charge satisfied #3
  28. 2012-03-23
    🔓
    Charge satisfied #2
  29. 2008-10-30
    🔒
    Charge registered #6
    Lender: Barclays Bank PLC
  30. 2006-12-19
    🔒
    Charge registered #5
    Lender: Barclays Bank PLC
  31. 2006-04-07
    🔒
    Charge registered #4
    Lender: Hsbc Invoice Finance (UK) LTD (the Security Holder)
  32. 2006-04-07
    🔒
    Charge registered #3
    Lender: Hsbc Invoice Finance (UK) LTD (the Security Holder)
  33. 2004-11-12
    🔒
    Charge registered #2
    Lender: Hsbc Bank PLC
  34. 1997-06-25
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  35. 1992-07-27
    ➕
    WHITE, Adrian Victor appointed
    secretary
  36. 1992-07-27
    ➕
    STOCKFORD, Anita Lesley Yvonne appointed
    director
  37. 1992-07-27
    ➕
    WHITE, Adrian Victor appointed
    director
  38. 1992-07-27
    ➖
    L & A SECRETARIAL LIMITED resigned
    corporate-nominee-secretary
  39. 1992-07-27
    ➖
    L & A REGISTRARS LIMITED resigned
    corporate-nominee-director
  40. 1992-07-01
    🏢
    Company incorporated
    As ADRIAN WHITE BUILDING SUPPLIES LTD.
  41. 1992-07-01
    ➕
    L & A SECRETARIAL LIMITED appointed
    corporate-nominee-secretary
  42. 1992-07-01
    ➕
    L & A REGISTRARS LIMITED appointed
    corporate-nominee-director

Owner dependency

98/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "WHITE" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 67 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — WHITE, Ryan (same surname) appointed 2022-08-24. Pattern consistent with intra-family handover.
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Adrian Victor White
Individual · British · DOB 06/1959 · age 67
25–50%
25–50%board controlsig. influence25-50% shares · 25-50% voting · board control · significant influence06/04/2016
Miss Anita Lesley Yvonne Stockford
Individual · British · DOB 04/1961 · age 65
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1992-07-01
Jurisdictionengland-wales
Primary SIC46130 — SIC 46130

Registered office

83 Cambridge Street
London
SW1V 4PS

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-15
Last: 2025-07-01

Officers (4 active · 2 resigned)

WHITE, Adrian Victor→
secretary · appointed 1992-07-27
View their other companies + combined net worth →
Active
STOCKFORD, Anita Lesley Yvonne→
director · ~65y · appointed 1992-07-27
View their other companies + combined net worth →
Active
WHITE, Adrian Victor→
director · ~67y · appointed 1992-07-27
View their other companies + combined net worth →
Active
WHITE, Ryan→
director · ~30y · appointed 2022-08-24
View their other companies + combined net worth →
Active
L & A SECRETARIAL LIMITED→
corporate-nominee-secretary · appointed 1992-07-01 · resigned 1992-07-27
Resigned
L & A REGISTRARS LIMITED→
corporate-nominee-director · appointed 1992-07-01 · resigned 1992-07-27
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

10
Total charges
5
Outstanding
1
Active lenders
Status:Lender:10 of 10 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
A registered charge1 property05/12/2018—
outstanding
Barclays
Barclays Bank PLC
A registered charge1 property23/11/2018—
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge1 property25/09/2018—
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge1 property25/07/2018—
satisfied
Barclays
Barclays Bank PLC
Legal mortgage1 property30/10/200817/01/2020
outstanding
Barclays
Barclays Bank PLC
Debenture1 property19/12/2006—
satisfied
HSBC
Hsbc Invoice Finance (UK) LTD (the Security Holder)
Floating charge (all assets)1 property07/04/200623/03/2012
satisfied
HSBC
Hsbc Invoice Finance (UK) LTD (the Security Holder)
Fixed charge on purchased debts which fail to vest1 property07/04/200623/03/2012
satisfied
HSBC
Hsbc Bank PLC
Debenture1 property12/11/200423/03/2012
satisfied
Barclays
Barclays Bank PLC
Debenture1 property25/06/199717/01/2020
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (121 total)

accounts-with-accounts-type-medium
accounts · AA
2025-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-11
accounts-with-accounts-type-full
accounts · AA
2024-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-01
accounts-with-accounts-type-full
accounts · AA
2023-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-03
change-account-reference-date-company-current-extended
accounts · AA01
2022-11-17
accounts-with-accounts-type-full
accounts · AA
2022-08-25
appoint-person-director-company-with-name-date
officers · AP01
2022-08-25
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-01
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-14
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-01
change-person-director-company-with-change-date
officers · CH01
2020-12-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-12-03