8P.M. CHEMIST LIMITED
Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (38/100).
Refinance opportunity
21 live charges · 4 lenders · oldest 29.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 29.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-28 | 2024-05-28 |
|---|---|---|
| Total assets | £3.73M | £3.73M |
| Current assets | £4.17M | £4.16M |
| Cash | £2.08M | £1.99M |
| Debtors | £1.59M | £1.68M |
| Net assets | £3.71M | £3.71M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 officers
- • 1 officers
- • 1 officers
- • 1 accounts
Corporate timeline (76 events)Click to expand
- 2026-05-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-05-17➖AGGARWAL, Sukesh resigneddirector
- 2026-02-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-02-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-02-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-01-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-11-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-08-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-05-19📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-08-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-07-31➖AGGARWAL, Mukesh resigneddirector
- 2020-02-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-08-29📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2018-08-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-04-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-04-30🔓Charge satisfied #19
- 2018-02-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-02-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-02-16🔓Charge satisfied #21
- 2018-02-16🔓Charge satisfied #20
- 2017-11-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2017-08-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2016-03-30➕AGGARWAL, Vinesh appointeddirector
- 2011-01-31➖AGGARWAL, Vinesh resignedsecretary
- 2011-01-31➖AGGARWAL, Vinesh resigneddirector
- 2010-08-12🔓Charge satisfied #18
- 2010-08-12🔓Charge satisfied #17
- 2010-08-12🔓Charge satisfied #16
- 2010-08-12🔓Charge satisfied #15
- 2010-08-12🔓Charge satisfied #14
- 2010-08-12🔓Charge satisfied #13
- 2010-08-12🔓Charge satisfied #12
- 2010-08-12🔓Charge satisfied #11
- 2010-08-12🔓Charge satisfied #10
- 2010-08-12🔓Charge satisfied #8
- 2010-08-12🔓Charge satisfied #7
- 2010-08-06🔒Charge registered #21Lender: Santander UK PLC
- 2010-08-06🔒Charge registered #20Lender: Santander UK PLC
- 2010-08-06🔒Charge registered #19Lender: Santander UK PLC
- 2008-10-01➕AGGARWAL, Sukesh appointeddirector
- 2003-12-16🔒Charge registered #18Lender: Aah Pharmaceuticals Limited, Barclay Pharmaceuticals Limited and Farillon Limited
- 2003-12-15🔒Charge registered #17Lender: Aah Pharmaceuticals Limited
- 2003-11-19🔒Charge registered #16Lender: National Westminster Bank PLC
- 2003-02-24🔒Charge registered #15Lender: National Westminster Bank PLC
- 2000-07-25🔓Charge satisfied #6
- 2000-04-25🔒Charge registered #14Lender: National Westminster Bank PLC
- 2000-04-25🔒Charge registered #13Lender: National Westminster Bank PLC
- 1997-05-16🔓Charge satisfied #5
- 1997-05-16🔓Charge satisfied #4
- 1997-05-16🔓Charge satisfied #3
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Regardcatch Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Regardcatch Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| 2 RAW LTD→ 13994131 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
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| 3 LITTLE DESSERTS ACCESSORIES LTD→ 13407794 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 3GGG'S LTD→ 12246933 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 3RD DRAW DOWN LTD→ 11581030 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 4 PILLARS SISTERS LTD→ 16781443 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 46 SG LTD→ 13068607 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
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| A-A AFRO CARIBBEAN FOODS LTD→ 14848439 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A.D. BYERS LIMITED→ 04186841 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 8 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Santander Santander UK PLC | Legal charge | 1 property | 06/08/2010 | 16/02/2018 | |
| satisfied | Santander Santander UK PLC | Legal charge | 2 properties | 06/08/2010 | 16/02/2018 | |
| satisfied | Santander Santander UK PLC | Debenture | 1 property | 06/08/2010 | 30/04/2018 | |
| satisfied | Aah Pharmaceuticals , Barclay Pharmaceuticals and Farillon Aah Pharmaceuticals Limited, Barclay Pharmaceuticals Limited and Farillon Limited | Debenture | 1 property | 16/12/2003 | 12/08/2010 | |
| satisfied | Aah Pharmaceuticals Aah Pharmaceuticals Limited | Legal charge | 1 property | 15/12/2003 | 12/08/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 19/11/2003 | 12/08/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge of deposit | 1 property | 24/02/2003 | 12/08/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 25/04/2000 | 12/08/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 25/04/2000 | 12/08/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 08/04/1997 | 12/08/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 08/04/1997 | 12/08/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 08/04/1997 | 12/08/2010 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 08/04/1997 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 08/04/1997 | 12/08/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 08/04/1997 | 12/08/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 08/04/1997 | 25/07/2000 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 18/11/1996 | 16/05/1997 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 18/11/1996 | 16/05/1997 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 18/11/1996 | 16/05/1997 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 18/11/1996 | 16/05/1997 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 18/11/1996 | 16/05/1997 |