ACCESS FURTHER EDUCATION LIMITED
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
9 live charges · 9 lenders · oldest 23.7y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 23.7 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 |
|---|---|
| Total assets | £8.50M |
| Current assets | £12.10M |
| Cash | £1.60M |
| Debtors | £10.49M |
| Net assets | £8.34M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 officers
- • 1 accounts
- • 1 officers
Corporate timeline (63 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-fullaccounts · AA
- 2026-03-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-01➕YEBOAH, Bernard Okae appointeddirector
- 2025-11-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-31➖DAVIES, Michaela resigneddirector
- 2025-10-23📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-23📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-10📄accounts-amended-with-accounts-type-fullaccounts · AAMD
- 2025-09-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-09🔒Charge registered #9Lender: Santander UK PLC
- 2025-04-16📄accounts-with-accounts-type-fullaccounts · AA
- 2025-02-06📄change-to-a-person-with-significant-control-without-name-datepersons-with-significant-control · PSC05
- 2024-07-01➕DAVIES, Michaela appointeddirector
- 2024-07-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-10➖SMITH, Paul David resigneddirector
- 2024-04-30📄accounts-with-accounts-type-fullaccounts · AA
- 2023-11-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-07-26✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-04-27📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-31➖ARMSTRONG, Adrian resigneddirector
- 2022-12-31➖TAYLOR, John Henry resigneddirector
- 2022-07-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-06-28🔒Charge registered #8Lender: Santander UK PLC as Security Trustee
- 2022-06-28🔓Charge satisfied #7
- 2022-04-29📄accounts-with-accounts-type-fullaccounts · AA
- 2021-07-02➖POWELL, Darren Roy resigneddirector
- 2021-07-02➕SMITH, Paul David appointeddirector
- 2020-03-03🔓Charge satisfied #5
- 2020-03-03🔓Charge satisfied #2
- 2020-02-27🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2020-01-22🔓Charge satisfied #6
- 2019-10-03➕BEAUMONT, Jason William appointeddirector
- 2016-06-29➕POWELL, Darren Roy appointeddirector
- 2015-12-07➕TAYLOR, John Henry appointeddirector
- 2015-10-30➖ARMSTRONG, Lisa resignedsecretary
- 2015-10-30➖ARMSTRONG, Lisa Evelyn resigneddirector
- 2012-06-08➕ARMSTRONG, Lisa Evelyn appointeddirector
- 2012-06-08➖BELL, Anthony resigneddirector
- 2009-02-21🔓Charge satisfied #4
- 2009-02-21🔓Charge satisfied #3
- 2009-02-06➕ARMSTRONG, Lisa appointedsecretary
- 2009-02-06➖CUMMINS, Linda Margaret resignedsecretary
- 2009-02-06➕ARMSTRONG, Adrian appointeddirector
- 2009-02-06➕BELL, Anthony appointeddirector
- 2009-02-06➖CUMMINS, Linda Margaret resigneddirector
- 2009-02-06➖RIDGEON, John resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Access Education Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Access Education Group Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABMB CONSULTANCY LIMITED→ 15359879 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABRAR ONLINE LTD→ 15923661 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABS HEALTH AND SAFETY LTD→ 06538618 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| ACADEMIC ENRICHMENT LEARNING LTD→ 12663969 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACADEMIC RESEARCH KNOWLEDGE EXCHANGE LTD→ 15266643 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACADEMY OF LIGHT AOL LTD→ 13756113 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACCELER8 DRIVING ACADEMY LIMITED→ 11481812 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACCELERATE TUITION LTD→ 14568739 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ACCEPTING BEHAVIOUR LIMITED→ 14449069 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACE OF HISTORY LTD→ 14496975 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACE OF TRADES FX LTD→ 16884198 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACHIEVE COMMUNICATION LIMITED→ 10988966 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 12 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC | A registered charge | 1 property | 09/09/2025 | — | |
| outstanding | Santander Santander UK PLC as Security Trustee | A registered charge | 1 property | 28/06/2022 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 27/02/2020 | 28/06/2022 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Debenture | 1 property | 06/02/2009 | 22/01/2020 | |
| satisfied | The London Development Agency | Rent deposit deed | 1 property | 09/07/2008 | 03/03/2020 | |
| satisfied | Tm Trustees Linda Margaret Ridgeon and John Ridgeon as Trustees of the Ancaster Trust Tm Trustees Limited Linda Margaret Ridgeon and John Ridgeon as Trustees of the Ancaster Trust | Chattel mortgage | 1 property | 20/12/2006 | 21/02/2009 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/11/2004 | 21/02/2009 | |
| satisfied | Altyre Properties Altyre Properties Limited | Lease | 1 property | 01/10/2003 | 03/03/2020 | |
| satisfied | Crossbound International Marketing Services Crossbound International Marketing Services Limited | Rent deposit deed | 1 property | 13/09/2002 | 28/01/2008 |