PREPAYMENT CARDS LIMITED
⚰️Wound downdissolved
02761962 · ltd · incorporated 1992-11-04
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 22.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: SIC 7499
Sector: Professional, scientific & technical
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 64/100 (worth a look), bankability 75/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 22.9y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: low (48/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
43 officers (2 active, 43 linked, 31 with DOB)
84
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
1 connected companies via shared directors
48
Filing history
158 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (112 events)Click to expand
- 2010-03-09📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2010-03-09🏁Company dissolved
- 2010-01-16📄appoint-person-secretary-company-with-nameofficers · AP03
- 2010-01-16📄termination-secretary-company-with-nameofficers · TM02
- 2009-12-03➕DAVEY, Simon Nicholas appointedsecretary
- 2009-12-03➖SMITH, Glen Andrew resignedsecretary
- 2009-11-24📄gazette-notice-voluntarygazette · GAZ1(A)
- 2009-09-26📄dissolution-voluntary-strike-off-suspendeddissolution · SOAS(A)
- 2009-04-04📄legacyofficers · 288a
- 2009-04-04📄legacyofficers · 288b
- 2009-03-17📄gazette-notice-voluntarygazette · GAZ1(A)
- 2009-03-06➖RICHARDSON-CLARK, Ruth Maree resignedsecretary
- 2009-03-06➕SMITH, Glen Andrew appointedsecretary
- 2009-03-06➖RICHARDSON-CLARK, Ruth Maree resigneddirector
- 2009-03-05📄legacydissolution · 652a
- 2009-03-03📄legacyannual-return · 363a
- 2009-03-03📄legacyofficers · 288c
- 2007-11-06📄legacyannual-return · 363a
- 2007-09-13📄legacyofficers · 288a
- 2007-08-29📄legacyofficers · 288b
- 2007-08-24➖PROTHERO, Jeremy resignedsecretary
- 2007-08-24➕RICHARDSON-CLARK, Ruth Maree appointedsecretary
- 2007-08-24➕RICHARDSON-CLARK, Ruth Maree appointeddirector
- 2007-07-13📄legacyofficers · 288b
- 2007-07-12📄legacyofficers · 288b
- 2007-06-29➖SULLIVAN, Allan Clive resigneddirector
- 2007-06-25➖SMITH, Alistair Douglas resigneddirector
- 2007-05-16📍legacyaddress · 287
- 2007-05-04📄accounts-with-accounts-type-fullaccounts · AA
- 2007-04-17📄legacyofficers · 288b
- 2007-03-21➖WORMWELL, Denis resigneddirector
- 2006-12-15📄legacyannual-return · 363s
- 2006-12-04📄accounts-with-accounts-type-fullaccounts · AA
- 2006-05-11📄legacyofficers · 288a
- 2006-04-13📄legacyofficers · 288b
- 2006-04-12📄legacyofficers · 288b
- 2006-04-07➕CARROLL, James Frederic appointeddirector
- 2006-04-07➖GRIFFITHS, Martin Andrew resigneddirector
- 2006-03-31➖NASH, Michael Charles Jr resigneddirector
- 2006-03-08📄legacyofficers · 288a
- 2006-02-20➖JACKSON, Brian Malcolm resigneddirector
- 2006-02-20➕WORMWELL, Denis appointeddirector
- 2005-11-18➕PROTHERO, Jeremy appointedsecretary
- 2005-11-18➖SMART, Alasdair John Douglas resignedsecretary
- 2005-09-29➕NASH, Michael Charles Jr appointeddirector
- 2005-08-25➖STONE, David Douglas resigneddirector
- 2005-08-11➖HOUSTON, Guy Alan resigneddirector
- 2005-03-18➖BUCHAN, Ian James resigneddirector
- 2004-05-26➖FOGARTY, Peter John resigneddirector
- 2004-05-26➕STONE, David Douglas appointeddirector
Showing most recent 50 of 112 events
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
85/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2010-03-09
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · BL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 24 RECRUITMENT LIMITED→ 16007695 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 247 REWARDS LTD→ 16105573 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3 THINGS CONSULTING LTD→ 11341642 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 4 SEASON EVENTS LTD→ 16136864 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4X4&MORE LTD→ 15241934 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 52 DEGREES NORTHWEST LIMITED→ 15173949 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A C MOAT LTD→ 15468621 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A&A2 ENGINEERING LTD→ 16393179 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AA CONSULTANTS (NW) LTD→ 12056563 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AARON B SERVICES LTD→ 16701884 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABBEYGATE SEARCH LTD→ 16944142 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABLE STUDIOS LIMITED→ 11690781 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1992-11-04
Jurisdictionengland-wales
Primary SIC7499 — SIC 7499
Registered office
Unit 1 Riverside
Waters Meeting Road The Valley
Bolton
BL1 8TU
Filing status
Accounts
Next due: —
Last made up to: 2006-06-30
Confirmation statement
Next due: —
Last: —
Officers (0 active · 41 resigned)
DAVEY, Simon Nicholas→
Activesecretary · appointed 2009-12-03
View their other companies + combined net worth →
CARROLL, James Frederic→
Activedirector · ~60y · appointed 2006-04-07
View their other companies + combined net worth →
BARRETT LENNARD, Clare Lois→
Resignedsecretary · appointed 1999-09-06 · resigned 1999-09-08
HIGGS, Martyn John→
Resignedsecretary · appointed 1999-09-08 · resigned 2000-02-09
LIVESEY, Anthony Paul→
Resignedsecretary · appointed 1992-11-17 · resigned 1999-09-06
PROTHERO, Jeremy→
Resignedsecretary · appointed 2005-11-18 · resigned 2007-08-24
RICHARDSON-CLARK, Ruth Maree→
Resignedsecretary · appointed 2007-08-24 · resigned 2009-03-06
RUSHTON, Michael Craig→
Resignedsecretary · appointed 2001-07-16 · resigned 2001-10-24
SMART, Alasdair John Douglas→
Resignedsecretary · appointed 2001-10-24 · resigned 2005-11-18
SMITH, Glen Andrew→
Resignedsecretary · appointed 2009-03-06 · resigned 2009-12-03
TAYLOR, Anthony Christopher→
Resignedsecretary · appointed 2000-02-09 · resigned 2001-07-16
BRITANNIA COMPANY FORMATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1992-11-04 · resigned 1992-11-17
ALLEN, Ian Douglas→
Resigneddirector · ~74y · appointed 1999-02-11 · resigned 1999-09-08
BUCHAN, Ian James→
Resigneddirector · ~80y · appointed 2001-10-22 · resigned 2005-03-18
BUCHAN, Ian James→
Resigneddirector · ~80y · appointed 1999-12-22 · resigned 2000-11-29
COX, Brian John→
Resigneddirector · ~79y · appointed 2000-02-09 · resigned 2002-07-03
DUNCAN, Robert Alexander→
Resigneddirector · ~76y · appointed 1999-12-22 · resigned 2001-10-22
FOGARTY, Peter John→
Resigneddirector · ~74y · appointed 1993-09-16 · resigned 2004-05-26
GRIFFITHS, Martin Andrew→
Resigneddirector · ~60y · appointed 1999-09-07 · resigned 2006-04-07
HARLEY, Peter Campbell→
Resigneddirector · ~76y · appointed 1993-09-16 · resigned 1994-03-16
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Erg Erg Limited | Letter | 1 property | 20/06/2003 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (158 total)
gazette-dissolved-voluntary
gazette · GAZ2(A)
2010-03-09
appoint-person-secretary-company-with-name
officers · AP03
2010-01-16
termination-secretary-company-with-name
officers · TM02
2010-01-16
gazette-notice-voluntary
gazette · GAZ1(A)
2009-11-24
dissolution-voluntary-strike-off-suspended
dissolution · SOAS(A)
2009-09-26
legacy
officers · 288a
2009-04-04
legacy
officers · 288b
2009-04-04
gazette-notice-voluntary
gazette · GAZ1(A)
2009-03-17
legacy
dissolution · 652a
2009-03-05
legacy
annual-return · 363a
2009-03-03
legacy
officers · 288c
2009-03-03
legacy
annual-return · 363a
2007-11-06
legacy
officers · 288a
2007-09-13
legacy
officers · 288b
2007-08-29
legacy
officers · 288b
2007-07-13