CAPITAL ARCHITECTURE LIMITED
- · Oldest live charge 32.3y old — refinance window within 12 months
Opportunity 63/100 (worth a look), bankability 50/100. Strong seller-intent signal (78/100, director aged 73). Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (45/100). Current lenders should be on monthly review.
Refinance opportunity
1 live charge · oldest 32.3y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 32.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (29 events)Click to expand
- 2025-11-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-26📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-07-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-22📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-06-03📄gazette-notice-compulsorygazette · GAZ1
- 2024-04-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-09-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-30➖DEAKINS, William Philip resigneddirector
- 2017-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-10-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2016-09-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-23➕DEAKINS, William Philip appointeddirector
- 2015-12-22📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-07-10➖CUNNINGHAM, Denis resigneddirector
- 1994-02-23➕BENNETT, John appointeddirector
- 1994-02-02🔒Charge registered #1Lender: Royscot Trust PLC
- 1992-11-17🏢Company incorporatedAs CAPITAL ARCHITECTURE LIMITED
- 1992-11-17➕CUNNINGHAM, Gerard, Mr. appointedsecretary
- 1992-11-17➕CUNNINGHAM, Gerard appointeddirector
- 1992-11-17➕CCS SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 1992-11-17➖CCS SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 1992-11-17➕CUNNINGHAM, Denis appointeddirector
- 1992-11-17➕CCS DIRECTORS LIMITED appointedcorporate-nominee-director
- 1992-11-17➖CCS DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
2 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2025-12-31
Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2025-11-30
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gerard Cunningham Individual · Irish · DOB 01/1959 · age 67 | 50–75% | 50–75% | board controlsig. influence50-75% shares · 50-75% voting · board control · significant influence · firm interest | 06/04/2016 |
Mr John Bennett Individual · British · DOB 09/1953 · age 73 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Royscot Trust Royscot Trust PLC | Assignment | 1 property | 02/02/1994 | — |