ESPICOM LIMITED
- · Oldest live charge 33.2y old — refinance window within 12 months
Opportunity 60/100 (worth a look), bankability 80/100. Strong seller-intent signal (68/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 33.2y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 33.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: low (51/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (66 events)Click to expand
- 2016-03-15📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2016-03-15🏁Company dissolved
- 2015-12-29📄gazette-notice-voluntarygazette · GAZ1(A)
- 2015-12-17📄dissolution-application-strike-off-companydissolution · DS01
- 2015-12-15📄gazette-filings-brought-up-to-dategazette · DISS40
- 2015-12-14📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-10-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2015-09-30📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2015-09-28➕ALEXANDER, Terence Ernest appointeddirector
- 2015-09-28➖HALL, Richard James Eldred resigneddirector
- 2015-08-04📄gazette-notice-compulsorygazette · GAZ1
- 2014-12-12📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-10-15📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2014-06-09📄appoint-person-director-company-with-nameofficers · AP01
- 2014-06-09📄termination-director-company-with-nameofficers · TM01
- 2014-06-09📄termination-director-company-with-nameofficers · TM01
- 2014-06-06➖FEROZE, Jonathan resigneddirector
- 2014-06-06➕HALL, Richard James Eldred appointeddirector
- 2014-06-06➖LONDESBOROUGH, Richard resigneddirector
- 2014-03-13➕EVANS, Peter Anthony, Mr. appointeddirector
- 2014-03-13➕LONGFIELD, Simon appointeddirector
- 2014-03-13📄appoint-person-director-company-with-nameofficers · AP01
- 2014-03-13📄appoint-person-director-company-with-nameofficers · AP01
- 2014-01-28📄accounts-with-accounts-type-fullaccounts · AA
- 2013-12-23📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-01-16📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-09-05📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2012-09-04📄appoint-person-secretary-company-with-nameofficers · AP03
- 2012-09-04📄termination-secretary-company-with-nameofficers · TM02
- 2012-09-04📄termination-director-company-with-nameofficers · TM01
- 2012-09-04📄appoint-person-director-company-with-nameofficers · AP01
- 2012-09-04📄appoint-person-director-company-with-nameofficers · AP01
- 2012-08-15➕LONGFIELD, Simon appointedsecretary
- 2012-08-15➖MADDOX, Daniel resignedsecretary
- 2012-08-15➕FEROZE, Jonathan appointeddirector
- 2012-08-15➕LONDESBOROUGH, Richard appointeddirector
- 2012-08-15➖WIGART, Bengt Eric resigneddirector
- 2012-08-15➖WIGART, Kimberley resigneddirector
- 2012-07-17🔓Charge satisfied #3
- 2012-07-17🔓Charge satisfied #1
- 2012-04-20➖TAYLOR, Ian William resigneddirector
- 2009-04-01➖HAMMOND, Kimberley resignedsecretary
- 2009-04-01➕MADDOX, Daniel appointedsecretary
- 2009-04-01➕WIGART, Kimberley appointeddirector
- 2008-08-31➖STOCKDALE, Paul William resigneddirector
- 2004-12-10🔓Charge satisfied #2
- 2004-12-01🔒Charge registered #3Lender: National Westminster Bank PLC
- 2004-08-24🔒Charge registered #2Lender: National Westminster Bank PLC
- 2004-02-27➖HAMSON, Mark resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 12 years.
- secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high · 1 med ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2016-03-15
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 15 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge of deposit | 1 property | 01/12/2004 | 17/07/2012 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge of deposit | 1 property | 24/08/2004 | 10/12/2004 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 15/04/1993 | 17/07/2012 |