SESAME MORTGAGE SERVICES LIMITED

⚰️Wound downdissolved
02784299 · ltd · incorporated 1993-01-27
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
48/100
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What this business does
Primary activity: SIC 99999
Sector: Extraterritorial bodies
Investor take
Pass (distressed without resilience)
Distressed unclear — structural issues outweigh the discount.

Opportunity 48/100 (watch), bankability 52/100. Strong seller-intent signal (73/100, director aged 79). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (38/100). Current lenders should be on monthly review.

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 27.7y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 27.7 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 50/100 (high).

Data confidence

Overall: low (51/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
29 officers (2 active, 29 linked, 18 with DOB)
82
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
10 connected companies via shared directors
75
Filing history
141 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
48/100Watch
PassWatchWorth a lookStrongExceptional 

Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.

Business quality
10
Concerning — overdue filings or status flags present.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
41
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (89 events)Click to expand
  1. 2017-10-05
    ⚠️
    gazette-dissolved-liquidation
    gazette · GAZ2
  2. 2017-10-05
    🏁
    Company dissolved
  3. 2017-07-05
    ⚠️
    liquidation-voluntary-members-return-of-final-meeting
    insolvency · LIQ13
  4. 2017-05-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2017-01-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2016-12-30
    ⚠️
    liquidation-voluntary-declaration-of-solvency
    insolvency · 4.70
  7. 2016-12-30
    ⚠️
    liquidation-voluntary-appointment-of-liquidator
    insolvency · 600
  8. 2016-12-30
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2016-11-28
    📄
    capital-allotment-shares
    capital · SH01
  10. 2016-10-03
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2016-02-28
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  12. 2015-09-07
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  13. 2015-09-04
    📍
    change-sail-address-company-with-old-address-new-address
    address · AD02
  14. 2015-07-03
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  15. 2015-06-30
    NEWMAN, James Allen resigned
    director
  16. 2015-06-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2015-06-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2015-06-23
    COWAN, John appointed
    director
  19. 2015-01-26
    📄
    resolution
    resolution · RESOLUTIONS
  20. 2014-10-01
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  21. 2014-09-25
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  22. 2014-07-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  23. 2014-01-29
    📄
    termination-director-company-with-name
    officers · TM01
  24. 2014-01-29
    📄
    appoint-person-director-company-with-name
    officers · AP01
  25. 2014-01-29
    📄
    termination-director-company-with-name
    officers · TM01
  26. 2014-01-08
    NEWMAN, James Allen appointed
    director
  27. 2014-01-07
    HIGGINSON, George resigned
    director
  28. 2014-01-07
    HOOPER, Paul resigned
    director
  29. 2013-11-11
    📄
    statement-of-companys-objects
    change-of-constitution · CC04
  30. 2013-11-11
    📄
    resolution
    resolution · RESOLUTIONS
  31. 2013-09-24
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  32. 2013-04-25
    HIGGINSON, George appointed
    director
  33. 2013-04-08
    MARTIN, Ivan resigned
    director
  34. 2013-02-28
    COUZENS, Michael Alastair resigned
    director
  35. 2012-04-27
    FRIENDS LIFE SECRETARIAL SERVICES LIMITED appointed
    corporate-secretary
  36. 2012-04-27
    MONGER, Diana resigned
    secretary
  37. 2012-04-27
    BOURKE, Evelyn Brigid resigned
    director
  38. 2012-04-27
    COUZENS, Michael Alastair appointed
    director
  39. 2012-04-27
    HOOPER, Paul appointed
    director
  40. 2012-04-27
    MARTIN, Ivan appointed
    director
  41. 2012-04-27
    MONGER, Diana resigned
    director
  42. 2009-12-31
    ELLIS, Robert Gordon resigned
    secretary
  43. 2009-12-31
    MONGER, Diana appointed
    secretary
  44. 2009-12-31
    BOURKE, Evelyn Brigid appointed
    director
  45. 2009-12-31
    ELLIS, Robert Gordon resigned
    director
  46. 2007-06-08
    ELLIS, Robert Gordon appointed
    secretary
  47. 2007-06-08
    GRAY, Elizabeth Andrea resigned
    secretary
  48. 2007-06-08
    ELLIS, Robert Gordon appointed
    director
  49. 2007-06-08
    MONGER, Diana appointed
    director
  50. 2007-06-08
    SESAME SERVICES LIMITED resigned
    corporate-director
Showing most recent 50 of 89 events

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 79 — succession pressure is live.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondaryStable-but-static management: Company is 33 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 high · 1 med ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2017-10-05

4 insolvency-related filings on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2017-10-05: gazette-dissolved-liquidation; 2017-07-05: liquidation-voluntary-members-return-of-final-meeting

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved
Typeltd
Incorporated1993-01-27
Jurisdictionengland-wales
Primary SIC99999 — SIC 99999

Registered office

30 Finsbury Square
London
EC2P 2YU

Filing status

Accounts
Next due:
Last made up to: 2015-12-31
Confirmation statement
Next due:
Last:

Officers (0 active · 27 resigned)

FRIENDS LIFE SECRETARIAL SERVICES LIMITED
corporate-secretary · appointed 2012-04-27
View their other companies + combined net worth →
Active
COWAN, John
director · ~79y · appointed 2015-06-23
View their other companies + combined net worth →
Active
BOLTON, David Edward
secretary · appointed 1997-06-18 · resigned 2000-03-29
Resigned
BUDGE, Kevin John
secretary · appointed 1993-02-02 · resigned 1995-01-30
Resigned
ELLIS, Robert Gordon
secretary · appointed 2007-06-08 · resigned 2009-12-31
Resigned
FAYLE, Bruce James
secretary · appointed 1995-01-25 · resigned 1997-06-17
Resigned
GRAY, Elizabeth Andrea
secretary · appointed 2004-06-01 · resigned 2007-06-08
Resigned
HAM, Richard Laurence
secretary · appointed 2002-11-30 · resigned 2004-06-01
Resigned
MONGER, Diana
secretary · appointed 2009-12-31 · resigned 2012-04-27
Resigned
OLSBERG, Bernard
nominee-secretary · appointed 1993-01-27 · resigned 1993-02-02
Resigned
WATERS, Paul Christopher
secretary · appointed 2000-03-29 · resigned 2002-11-30
Resigned
BLAKE, Mark Steven Brodie
director · ~66y · appointed 1996-12-31 · resigned 2000-03-31
Resigned
BOURKE, Evelyn Brigid
director · ~61y · appointed 2009-12-31 · resigned 2012-04-27
Resigned
BUDGE, Kevin John
director · ~65y · appointed 1993-02-02 · resigned 1996-12-31
Resigned
COUZENS, Michael Alastair
director · ~62y · appointed 2012-04-27 · resigned 2013-02-28
Resigned
COUZENS, Michael Alastair
director · ~62y · appointed 2001-05-11 · resigned 2003-02-07
Resigned
ELLIS, Robert Gordon
director · ~70y · appointed 2007-06-08 · resigned 2009-12-31
Resigned
FEAR, Raymond Bernard
director · ~80y · appointed 1999-08-24 · resigned 2000-05-31
Resigned
FRANCIS, Richard
director · ~65y · appointed 1999-08-24 · resigned 2000-05-31
Resigned
HIGGINSON, George
director · ~63y · appointed 2013-04-25 · resigned 2014-01-07
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
Barclays
Barclays Industrial Development Limited(As Security Trustee for the Beneficiaries)
Debenture1 property14/01/199918/11/1999
satisfied
Barclays
Barclays Industrial Developments Limited
Mortgage debenture1 property04/09/199818/11/1999
satisfied
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property04/09/199818/11/1999

Recent filings (141 total)

gazette-dissolved-liquidation
gazette · GAZ2
2017-10-05
liquidation-voluntary-members-return-of-final-meeting
insolvency · LIQ13
2017-07-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2017-05-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2017-01-03
liquidation-voluntary-declaration-of-solvency
insolvency · 4.70
2016-12-30
liquidation-voluntary-appointment-of-liquidator
insolvency · 600
2016-12-30
resolution
resolution · RESOLUTIONS
2016-12-30
capital-allotment-shares
capital · SH01
2016-11-28
accounts-with-accounts-type-dormant
accounts · AA
2016-10-03
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2016-02-28
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-09-07
change-sail-address-company-with-old-address-new-address
address · AD02
2015-09-04
accounts-with-accounts-type-dormant
accounts · AA
2015-07-03
termination-director-company-with-name-termination-date
officers · TM01
2015-06-30
appoint-person-director-company-with-name-date
officers · AP01
2015-06-24