ASH & LACY SERVICES LIMITED
- · Oldest live charge 24.7y old — refinance window within 12 months
Opportunity 69/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 24.7y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 24.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
Corporate timeline (84 events)Click to expand
- 2025-06-26📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-06-26📄legacyaccounts · PARENT_ACC
- 2025-06-26📄legacyother · AGREEMENT2
- 2025-06-26📄legacyother · GUARANTEE2
- 2025-04-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-14➕WHITEHOUSE, Joel Paul appointeddirector
- 2025-04-14➖NICHOLS, Hannah Kate resigneddirector
- 2024-12-23📄legacycapital · SH20
- 2024-12-23📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2024-12-23⚠️legacyinsolvency · CAP-SS
- 2024-12-23📄resolutionresolution · RESOLUTIONS
- 2024-11-06📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-11-06📄legacyaccounts · PARENT_ACC
- 2024-10-10📄legacyother · GUARANTEE2
- 2024-10-10📄legacyother · AGREEMENT2
- 2024-08-19➕ATTERBURY, Karen Lorraine appointedsecretary
- 2024-08-19➕ATTERBURY, Karen Lorraine appointeddirector
- 2024-08-19➖HENDERSON, Charles Alex resignedsecretary
- 2024-08-19➖HENDERSON, Charles Alex resigneddirector
- 2024-08-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-19📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-08-19📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-08-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-14📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-08-14📄legacyaccounts · PARENT_ACC
- 2023-08-14📄legacyother · AGREEMENT2
- 2023-08-14📄legacyother · GUARANTEE2
- 2022-07-18➖SIMMONS, Paul resigneddirector
- 2020-11-12➖MUIR, Derek William resigneddirector
- 2020-11-12➕SIMMONS, Paul appointeddirector
- 2020-01-01➕NICHOLS, Hannah Kate appointeddirector
- 2019-05-01➕HENDERSON, Charles Alex appointeddirector
- 2019-04-30➖PEGLER, Mark resigneddirector
- 2015-01-01➕HENDERSON, Charles Alex appointedsecretary
- 2015-01-01➖HUMPHREYS, John Christopher resignedsecretary
- 2008-03-11➖BURR, Christopher John resigneddirector
- 2008-03-11➕PEGLER, Mark appointeddirector
- 2007-07-20🔓Charge satisfied #2
- 2007-04-11➖GROVE, David Leslie resigneddirector
- 2007-04-11➕MUIR, Derek William appointeddirector
- 2007-02-28➖HAYHURST, Fred resignedsecretary
- 2007-02-28➖HAYHURST, Fred resignedsecretary
- 2007-02-28➕HUMPHREYS, John Christopher appointedsecretary
- 2007-01-04➕HAYHURST, Fred appointedsecretary
- 2006-10-27➕HAYHURST, Fred appointedsecretary
- 2006-10-27➖HUMPHREYS, John Christopher resignedsecretary
- 2005-07-05➖BURR, Christopher John resignedsecretary
- 2005-07-05➕HUMPHREYS, John Christopher appointedsecretary
- 2004-02-27🔓Charge satisfied #1
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2024-12-23: legacy
Group structure
Ash & Lacy Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ash & Lacy Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 28 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC (The Security Trustee) | Security agreement | 1 property | 12/09/2003 | 20/07/2007 | |
| satisfied | Barclays Barclays Bank PLC (The "Security Agent") as Agent and Trustee for Thefinance Parties (as Defined in the Credit Agreement) | Security agreement between the chargor, the original guarantors and the agent (as defined) (the "security agreement") | 1 property | 14/09/2001 | 27/02/2004 |