ARGENT INSURANCE PRACTICE LIMITED
⚰️Wound downdissolved
02810267 · ltd · incorporated 1993-04-19
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
55/100
Worth a look
What this business does
Primary activity: Non-trading company
Sector: Professional, scientific & technical
Investor take
Pass (distressed without resilience)Distressed dormant / non-trading — structural issues outweigh the discount.
Opportunity 55/100 (worth a look), bankability 72/100. Strong seller-intent signal (60/100, director aged 58). Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 5 lenders · oldest 26.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 26.9 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: low (53/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
35 officers (3 active, 35 linked, 25 with DOB)
84
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
20 connected companies via shared directors
90
Filing history
183 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
55/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
41
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (104 events)Click to expand
- 2015-05-05📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2015-05-05🏁Company dissolved
- 2015-03-20📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2015-03-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2015-03-20📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2015-03-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-03-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2015-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-02-27➕WILSON, Annabel Felicity appointedsecretary
- 2015-02-27➕TURNER, Allister Paul appointeddirector
- 2015-02-27➖PLUMER, Christian Charles resignedsecretary
- 2015-02-27➖PLUMER, Christian Charles resigneddirector
- 2015-01-20📄gazette-notice-voluntarygazette · GAZ1(A)
- 2015-01-17➕NORMAND, Gilles appointeddirector
- 2015-01-17➖BARDET, Christophe Marie Fred resigneddirector
- 2015-01-05📄dissolution-application-strike-off-companydissolution · DS01
- 2014-09-30📄accounts-with-made-up-dateaccounts · AA
- 2014-07-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2014-07-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2014-07-22📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2014-07-22📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2014-07-21📄statement-of-companys-objectschange-of-constitution · CC04
- 2014-07-21📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2014-07-21📄legacycapital · SH20
- 2014-07-21⚠️legacyinsolvency · CAP-SS
- 2014-07-21📄resolutionresolution · RESOLUTIONS
- 2014-07-08➖DESRAY, Georges resignedsecretary
- 2014-07-08➕PLUMER, Christian Charles appointedsecretary
- 2014-07-08➖DESRAY, Georges resigneddirector
- 2014-07-08➕PLUMER, Christian Charles appointeddirector
- 2014-05-14📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-09-26📄accounts-with-made-up-dateaccounts · AA
- 2013-05-07📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-10-22📄change-person-director-company-with-change-dateofficers · CH01
- 2012-09-25📄accounts-with-made-up-dateaccounts · AA
- 2012-06-13📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2012-05-31➕DESRAY, Georges appointedsecretary
- 2012-05-31➖HARGREAVES, Sally Anne resignedsecretary
- 2012-01-01➕BARDET, Christophe Marie Fred appointeddirector
- 2012-01-01➕BELLRINGER, Charles Albert John appointeddirector
- 2012-01-01➖BELLRINGER, Charles Albert John resigneddirector
- 2012-01-01➖CLARE, Anthony Peter resigneddirector
- 2012-01-01➕DESRAY, Georges appointeddirector
- 2012-01-01➖HAPLIN, Peter Joseph resigneddirector
- 2012-01-01➕HARGREAVES, Sally Anne appointeddirector
- 2012-01-01➖HARGREAVES, Sally Anne resigneddirector
- 2009-01-08➖CUGGY, Victoria Louise resignedsecretary
- 2009-01-08➕HARGREAVES, Sally Anne appointedsecretary
- 2009-01-08➕CLARE, Anthony Peter appointeddirector
- 2009-01-08➕HAPLIN, Peter Joseph appointeddirector
Showing most recent 50 of 104 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
61/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 33 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high · 1 med ·Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2015-05-05
1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2014-07-21: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1993-04-19
Jurisdictionengland-wales
Primary SIC74990 — Non-trading company
Registered office
Swinton House
6 Great Marlborough Street
Manchester
Greater Manchester
M1 5SW
Filing status
Accounts
Next due: —
Last made up to: 2013-12-31
Confirmation statement
Next due: —
Last: —
Officers (0 active · 32 resigned)
WILSON, Annabel Felicity→
Activesecretary · appointed 2015-02-27
View their other companies + combined net worth →
NORMAND, Gilles→
Activedirector · ~58y · appointed 2015-01-17
View their other companies + combined net worth →
TURNER, Allister Paul→
Activedirector · ~53y · appointed 2015-02-27
View their other companies + combined net worth →
CUGGY, Victoria Louise→
Resignedsecretary · appointed 2005-09-30 · resigned 2009-01-08
DESRAY, Georges→
Resignedsecretary · appointed 2012-05-31 · resigned 2014-07-08
GRIFFIN, Steven Terence Hunter→
Resignedsecretary · appointed 2007-08-31 · resigned 2008-11-03
HARGREAVES, Sally Anne→
Resignedsecretary · appointed 2009-01-08 · resigned 2012-05-31
PLUMER, Christian Charles→
Resignedsecretary · appointed 2014-07-08 · resigned 2015-02-27
RINGROSE, Christopher James→
Resignedsecretary · appointed 2000-02-02 · resigned 2005-09-30
WHITFIELD, Angela→
Resignedsecretary · appointed 1993-04-19 · resigned 2000-02-02
CO FORM (SECRETARIES) LIMITED→
Resignedcorporate-nominee-secretary · appointed 1993-04-19 · resigned 1993-04-19
BARDET, Christophe Marie Fred→
Resigneddirector · ~62y · appointed 2012-01-01 · resigned 2015-01-17
BELLRINGER, Charles Albert John→
Resigneddirector · ~72y · appointed 2012-01-01 · resigned 2012-01-01
CHARLES, Colin David→
Resigneddirector · ~67y · appointed 2000-02-02 · resigned 2002-12-24
CLARE, Anthony Peter→
Resigneddirector · ~58y · appointed 2009-01-08 · resigned 2012-01-01
CRICK, David John→
Resigneddirector · ~62y · appointed 1996-10-31 · resigned 2000-02-02
DEAN, Richard→
Resigneddirector · ~71y · appointed 1996-06-10 · resigned 2002-10-16
DESRAY, Georges→
Resigneddirector · ~58y · appointed 2012-01-01 · resigned 2014-07-08
DODDS, Paul→
Resigneddirector · ~63y · appointed 2000-02-02 · resigned 2002-12-24
HAPLIN, Peter Joseph→
Resigneddirector · ~64y · appointed 2009-01-08 · resigned 2012-01-01
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Trustee for the Secured Parties (The "Trustee") | Debenture | 1 property | 13/10/2004 | 06/08/2005 | |
| satisfied | HSBC Hsbc Investment Bank PLC | Supplemental debenture | 5 properties | 11/06/2002 | 06/08/2005 | |
| satisfied | HSBC Hsbc Investment Bank PLC (As Trustee for the Secured Parties) | Debenture | 1 property | 22/05/2002 | 06/08/2005 | |
| satisfied | HSBC Hsbc Investment Bank Plcas Agent and Trustee for the Secured Parties Under the Subordination and Security Trust Deed | A subordination and security trust deed dated 25 april 2002 made between the company and the obligors listed in schedule 3 to this form 395 (the "original obligors), hsbc investment bank PLC (the "trustee" and "agent") and the lenders listed in schedule 4 to this form 395 (the "orignal lenders"). | 1 property | 25/04/2002 | 06/08/2005 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 01/07/1999 | 24/05/2005 |
Recent filings (183 total)
gazette-dissolved-voluntary
gazette · GAZ2(A)
2015-05-05
termination-secretary-company-with-name-termination-date
officers · TM02
2015-03-20
termination-director-company-with-name-termination-date
officers · TM01
2015-03-20
appoint-person-secretary-company-with-name-date
officers · AP03
2015-03-20
appoint-person-director-company-with-name-date
officers · AP01
2015-03-20
termination-director-company-with-name-termination-date
officers · TM01
2015-03-05
appoint-person-director-company-with-name-date
officers · AP01
2015-03-04
gazette-notice-voluntary
gazette · GAZ1(A)
2015-01-20
dissolution-application-strike-off-company
dissolution · DS01
2015-01-05
accounts-with-made-up-date
accounts · AA
2014-09-30
appoint-person-director-company-with-name-date
officers · AP01
2014-07-22
termination-director-company-with-name-termination-date
officers · TM01
2014-07-22
appoint-person-secretary-company-with-name-date
officers · AP03
2014-07-22
termination-secretary-company-with-name-termination-date
officers · TM02
2014-07-22
statement-of-companys-objects
change-of-constitution · CC04
2014-07-21