HB (EM) LIMITED
🌳Matureactive
02827161 · ltd · incorporated 1993-06-15
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 77/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: refinance and hold (40/100).
🏦
Refinance opportunity
16 live charges · 10 lenders · oldest 32.7y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 32.7 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
16 charges (16/16 with lender, 16/16 with type)
90
Directors & officers
39 officers (4 active, 39 linked, 30 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
192 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 accounts
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (125 events)Click to expand
- 2026-02-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2026-02-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-17➕LEWIS, Katie appointeddirector
- 2025-11-13➖SCOTT, Michael Ian resigneddirector
- 2025-11-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-21➖RICHMOND, Barbara Mary resigneddirector
- 2025-08-21➕SCOTT, Michael Ian appointeddirector
- 2025-08-01➕BARRATT CORPORATE SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2025-08-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-01📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2025-08-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-07-31➕STONE, Timothy Huw appointeddirector
- 2025-07-31➖FORD, Bethany resignedsecretary
- 2025-07-31➖DAVIES, Helen resigneddirector
- 2024-08-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-11-30➖COPE, Graham Anthony resignedsecretary
- 2023-11-30➕FORD, Bethany appointedsecretary
- 2023-11-30📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-11-30📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-11-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-11-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-12-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-03-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-03-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-01-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-02-10🔓Charge satisfied #16
- 2010-06-28➕DAVIES, Helen appointeddirector
- 2010-06-28➕RICHMOND, Barbara Mary appointeddirector
- 2010-06-25➖BRAND, William John resigneddirector
- 2010-06-25➖CAFFERY, Hugh resigneddirector
- 2010-06-25➖MICKLEWRIGHT, Graham resigneddirector
- 2010-06-25➖PRATT, Matthew John resigneddirector
- 2010-06-25➖WILSON, Robert Paul resigneddirector
- 2009-11-26➕PRATT, Matthew John appointeddirector
- 2009-11-26➖TUTTE, John Frederick resigneddirector
- 2009-04-10➖HOOTON, Philip Douglas resigneddirector
- 2008-08-28🔓Charge satisfied #15
- 2008-08-28🔓Charge satisfied #14
- 2008-08-28🔓Charge satisfied #11
- 2008-08-28🔓Charge satisfied #9
- 2008-08-28🔓Charge satisfied #8
- 2008-08-28🔓Charge satisfied #7
- 2008-08-28🔓Charge satisfied #6
- 2008-08-28🔓Charge satisfied #5
- 2008-08-28🔓Charge satisfied #4
- 2008-08-28🔓Charge satisfied #2
- 2008-07-28➖DORN, Alan John resigneddirector
Showing most recent 50 of 125 events
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med ·4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: FORD, Bethany resigned 2025-07-31; DAVIES, Helen resigned 2025-07-31; RICHMOND, Barbara Mary resigned 2025-08-21
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Hb (Cpts) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Hb (Cpts) Limited
Corporate parent · holds 75-100% shares · board control
⬇
HB (EM) LIMITED
This company · 02827161
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Hb (Cpts) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Redrow Homes Limitedceased 18/04/2018· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · CH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & G JOINERY (NW) LTD→ 16266045 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A J SHONE & SON LIMITED→ 04188924 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| A JARVIS ELECTRICAL (WIDNES) LIMITED→ 10517551 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A.BERNIE & CO.(QUEENSFERRY AUCTION)LIMITED→ 00502015 · est 1951 · no financials extracted | — | — | — | — | 74y | — | — |
| ACTUAL LANDSCAPES LTD→ 10543710 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AD PAINTING LTD→ 16790796 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADAPT ROPE ACCESS LIMITED→ 16537768 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADSCAF ACCESS SOLUTIONS LTD→ 15605812 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVANCED ROOFLINE SYSTEMS LIMITED→ 11688404 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AED DEVELOPMENTS LIMITED→ 13097531 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AG LIFTING & RIGGING LIMITED→ 14853755 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AGA'S 2 BOILERS LTD→ 16753972 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1993-06-15
Jurisdictionengland-wales
Primary SIC41202 — Construction of domestic buildings
Registered office
Redrow House
Saint Davids Park
Ewloe
Flintshire
CH5 3RX
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-12-24
Last: 2025-12-10
Officers (4 active · 35 resigned)
BARRATT CORPORATE SECRETARIAL SERVICES LIMITED→
Activecorporate-secretary · appointed 2025-08-01
View their other companies + combined net worth →
LEWIS, Katie→
Activedirector · ~45y · appointed 2026-02-17
View their other companies + combined net worth →
STONE, Timothy Huw→
Activedirector · ~48y · appointed 2025-07-31
View their other companies + combined net worth →
REDROW HOMES LIMITED→
Activecorporate-director · appointed 2002-03-25
View their other companies + combined net worth →
COPE, Graham Anthony→
Resignedsecretary · appointed 2003-01-01 · resigned 2023-11-30
EMMETT, Paul David→
Resignedsecretary · appointed 1993-06-24 · resigned 1993-07-06
EVANS, Stephen Geoffrey→
Resignedsecretary · appointed 1993-07-06 · resigned 2002-04-30
FORD, Bethany→
Resignedsecretary · appointed 2023-11-30 · resigned 2025-07-31
WALKER, Rhiannon Ellis→
Resignedsecretary · appointed 2002-04-30 · resigned 2002-12-31
YORK PLACE COMPANY SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1993-06-15 · resigned 1993-06-24
BANNISTER, William Henry→
Resigneddirector · ~77y · appointed 1999-03-15 · resigned 2002-01-09
BRAND, William John→
Resigneddirector · ~73y · appointed 2007-09-03 · resigned 2010-06-25
BRAND, William John→
Resigneddirector · ~73y · appointed 2004-12-16 · resigned 2006-06-14
BRIGGS, Robert→
Resigneddirector · ~60y · appointed 2007-07-01 · resigned 2008-01-07
BURY, Michael→
Resigneddirector · ~60y · appointed 2007-07-01 · resigned 2008-02-04
CAFFERY, Hugh→
Resigneddirector · ~75y · appointed 2007-07-01 · resigned 2010-06-25
CAMPBELL KELLY, David John→
Resigneddirector · ~69y · appointed 2002-04-17 · resigned 2007-09-03
DAVIES, Helen→
Resigneddirector · ~60y · appointed 2010-06-28 · resigned 2025-07-31
DORN, Alan John→
Resigneddirector · ~71y · appointed 2006-10-09 · resigned 2008-07-28
EMMETT, Paul David→
Resigneddirector · ~65y · appointed 1993-06-24 · resigned 1993-07-06
Click a director name to see their full track record across all companies.
Mortgages & charges
16
Total charges
0
Outstanding
0
Active lenders
Status:Lender:16 of 16 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | The Crown Estate Commissioners | Legal charge | 1 property | 09/01/2007 | 10/02/2016 | |
| satisfied | Miller Homes Miller Homes Limited | Legal charge | 1 property | 09/01/2007 | 28/08/2008 | |
| satisfied | Bittern Properties Bittern Properties Limited | Legal charge | 1 property | 02/09/2004 | 28/08/2008 | |
| satisfied | Dennis Jones, Leonard Jones and Ruth Granger Jones | Legal charge | 1 property | 31/12/2002 | 16/03/2005 | |
| satisfied | Redrow Homes Redrow Homes Limited | Debenture | 1 property | 08/02/2002 | 18/03/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 23/08/2001 | 28/08/2008 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Charge | 1 property | 06/03/1996 | 15/03/2000 | |
| satisfied | Lloyds Banking Group National Westmister Bank PLC for Itself & Royal Bank of Scotland PLC | Legal mortgage | 2 properties | 27/09/1995 | 28/08/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC / National Westminster Bank PLC | Legal mortgage | 1 property | 21/08/1995 | 28/08/2008 | |
| satisfied | Lloyds Banking Group National Westminster Bank PLC, as Trustee for Itself and the Royal Bank of Scotland PLC | Legal mortgage | 1 property | 02/06/1995 | 28/08/2008 | |
| satisfied | Lloyds Banking Group National Westminster Bank PLC, as Trustee for Itself and the Royal Bank of Scotland PLC | Legal mortgage | 1 property | 02/06/1995 | 28/08/2008 | |
| satisfied | Lloyds Banking Group National Westminster Bank PLC, as Trustee for Itself and the Royal Bank of Scotland PLC | Legal mortgage | 1 property | 02/06/1995 | 28/08/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 20/01/1995 | 28/08/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Deed of trust debenture and guarantee | 1 property | 03/01/1995 | 17/02/2003 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 16/02/1994 | 28/08/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 04/10/1993 | 17/02/2003 |
Recent filings (192 total)
accounts-with-accounts-type-dormant
accounts · AA
2026-02-23
appoint-person-director-company-with-name-date
officers · AP01
2026-02-18
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-05
termination-director-company-with-name-termination-date
officers · TM01
2025-11-13
appoint-person-director-company-with-name-date
officers · AP01
2025-08-22
termination-director-company-with-name-termination-date
officers · TM01
2025-08-22
termination-director-company-with-name-termination-date
officers · TM01
2025-08-01
appoint-person-director-company-with-name-date
officers · AP01
2025-08-01
appoint-corporate-secretary-company-with-name-date
officers · AP04
2025-08-01
termination-secretary-company-with-name-termination-date
officers · TM02
2025-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-10
accounts-with-accounts-type-dormant
accounts · AA
2024-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-11
appoint-person-secretary-company-with-name-date
officers · AP03
2023-11-30
termination-secretary-company-with-name-termination-date
officers · TM02
2023-11-30