ARLINGCLOSE LIMITED

🌳Matureactive

02853836 · ltd · incorporated 1993-09-15

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2025

Net worth

£756.5k

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 79/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

14 live charges · 7 lenders · oldest 31.2y

15/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 31.2 years old — likely at or near maturity.
· 7 lenders named — inter-creditor friction likely.
· Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

14 charges (14/14 with lender, 14/14 with type)

Directors & officers

22 officers (5 active, 22 linked, 14 with DOB)

Ownership & PSC

1 active PSC(s) of 7 total, 7 with control declared

Director network

2 connected companies via shared directors

Filing history

200 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £756,511

Net assets shrinking

Down £193,368 YoY

Cash draining

Cash down 74% YoY

Cash YoY

-74%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£108k

↓ 74% YoY

Net Worth

£757k

↓ 20% YoY

Current Assets

£3.3m

~ YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-06-30	2024-06-30
Total assets	£759.3k	£952.1k
Current assets	£3.34M	£3.33M
Cash	£108.1k	£409.2k
Debtors	£1.10M	£1.63M
Net assets	£756.5k	£949.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (86 events)Click to expand

2025-11-14
📄
accounts-with-accounts-type-medium
accounts · AA
2025-01-21
📄
accounts-with-accounts-type-full
accounts · AA
2024-01-30
📄
accounts-with-accounts-type-full
accounts · AA
2023-10-05
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-05
🔒
Charge registered #14
Lender: Clydesdale Bank PLC (Trading as Virgin Money)
2023-03-09
📄
change-person-secretary-company-with-change-date
officers · CH03
2023-03-09
📄
change-person-director-company-with-change-date
officers · CH01
2022-11-01
📄
accounts-with-accounts-type-full
accounts · AA
2021-12-07
📄
accounts-with-accounts-type-full
accounts · AA
2021-08-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-08-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-08-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-07-13
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-06-30
➖
HORSFIELD, Mark Andrew resigned
director
2021-06-29
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2021-06-17
📄
statement-of-companys-objects
change-of-constitution · CC04
2021-06-17
📄
capital-name-of-class-of-shares
capital · SH08
2021-06-17
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2021-06-14
📄
memorandum-articles
incorporation · MA
2021-06-14
📄
capital-allotment-shares
capital · SH01
2021-06-14
📄
resolution
resolution · RESOLUTIONS
2021-06-11
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-05-10
➕
BLAKE, David Arthur appointed
director
2021-05-10
➕
GREEN, David Anthony appointed
director
2021-05-10
➕
SWALLOW, Mark John appointed
director
2021-05-10
➖
CLEIN, Philip Lewis resigned
director
2021-05-10
➖
HUMPHRY, Alexis Maureen resigned
director
2021-05-10
🔒
Charge registered #13
Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
2019-11-12
➕
HUMPHRY, Alexis Maureen appointed
director
2019-10-02
🔓
Charge satisfied #12
2019-09-20
➕
PICKERING, Mark James appointed
secretary
2019-09-20
➖
HORSFIELD, Mark Andrew resigned
secretary
2019-08-08
➖
HUMPHRY, Charles resigned
director
2012-06-01
➕
HORSFIELD, Mark Andrew appointed
secretary
2012-06-01
➖
HUMPHRY, Charles resigned
secretary
2009-08-25
🔒
Charge registered #12
Lender: Developing Assets Limited
2007-04-20
🔓
Charge satisfied #11
2007-04-20
🔓
Charge satisfied #10
2007-04-20
🔓
Charge satisfied #9
2007-04-20
🔓
Charge satisfied #8
2007-04-20
🔓
Charge satisfied #7
2007-04-20
🔓
Charge satisfied #6
2007-04-20
🔓
Charge satisfied #5
2007-04-20
🔓
Charge satisfied #4
2007-04-20
🔓
Charge satisfied #3
2007-04-20
🔓
Charge satisfied #2
2007-04-20
🔓
Charge satisfied #1
2005-08-31
➖
BATE, Richard Paul resigned
director
2005-08-31
➖
COLOMBINI, Alexander resigned
director
2005-08-31
➖
GEORGIOU, George Andrew resigned
director

Showing most recent 50 of 86 events

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 58 — approaching natural succession window.

Succession & seller-readiness

70/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 33 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Arlingclose Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Arlingclose Holdings Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

ARLINGCLOSE LIMITED

This company · 02853836

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Arlingclose Holdings Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	10/05/2021

6 historic (ceased) PSCs

Mrs Vikki-Anne Pickeringceased 10/05/2021· board control
Mrs Alexis Maureen Humphryceased 10/05/2021· 25-50% shares · 25-50% voting · board control
Mr Philip Lewis Cleinceased 10/05/2021· 25-50% shares · 25-50% voting · board control
Mr Mark Andrew Horsfieldceased 10/05/2021· board control
Mr Mark James Pickeringceased 10/05/2021· board control
Mrs Alexis Maureen Humphryceased 19/08/2020· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ANNORA LIMITED→ 08090531 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1993-09-15

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Barclays Bank Chambers

Bridge Street

Stratford Upon Avon

Warwickshire

CV37 6AH

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2027-02-23

Last: 2026-02-09