FINANCIAL FUNDING (FYLDE) LIMITED

💤Zombieactive
02860450 · ltd · incorporated 1993-10-08
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
57/100
Worth a look
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What this business does
Primary activity: SIC 6523
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed admin-neglect survivor — structural issues outweigh the discount.

Opportunity 57/100 (worth a look), bankability 45/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: strategic trade sale (40/100). Current lenders should be on monthly review.

Data confidence

Overall: low (44/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (1 active, 5 linked, 2 with DOB)
78
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
1 connected companies via shared directors
48
Filing history
0 filings — limited history
30
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
57/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
45
Concerning — overdue filings or status flags present.
Acquirability
60
Some acquirability indicators.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
90
Good data coverage for analysis.
Corporate timeline (10 events)Click to expand
  1. 2008-11-03
    MOSELEY, Steven resigned
    secretary
  2. 2008-11-03
    MOSELEY, Steven resigned
    director
  3. 1993-10-08
    🏢
    Company incorporated
    As FINANCIAL FUNDING (FYLDE) LIMITED
  4. 1993-10-08
    EARDLEY, Craig John appointed
    director
  5. 1993-10-08
    MOSELEY, Steven appointed
    secretary
  6. 1993-10-08
    BRITANNIA COMPANY FORMATIONS LIMITED appointed
    corporate-nominee-secretary
  7. 1993-10-08
    MOSELEY, Steven appointed
    director
  8. 1993-10-08
    DEANSGATE COMPANY FORMATIONS LIMITED appointed
    corporate-nominee-director
  9. 1993-10-08
    DEANSGATE COMPANY FORMATIONS LIMITED resigned
    corporate-nominee-director
  10. 1993-10-05
    BRITANNIA COMPANY FORMATIONS LIMITED resigned
    corporate-nominee-secretary

Owner dependency

85/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 33 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

2 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2009-08-31

Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2016-10-22

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

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Company details

Statusactive
Typeltd
Incorporated1993-10-08
Jurisdictionengland-wales
Primary SIC6523 — SIC 6523

Registered office

11 The Pavillions
Avroe Crescent
Blackpool
FY4 2DP

Filing status

Accounts
Next due: 2009-08-31OVERDUE
Last made up to: 2007-10-31
Confirmation statement
Next due: 2016-10-22OVERDUE
Last:

Officers (1 active · 4 resigned)

EARDLEY, Craig John
director · ~57y · appointed 1993-10-08
View their other companies + combined net worth →
Active
MOSELEY, Steven
secretary · appointed 1993-10-08 · resigned 2008-11-03
Resigned
BRITANNIA COMPANY FORMATIONS LIMITED
corporate-nominee-secretary · appointed 1993-10-08 · resigned 1993-10-05
Resigned
MOSELEY, Steven
director · ~58y · appointed 1993-10-08 · resigned 2008-11-03
Resigned
DEANSGATE COMPANY FORMATIONS LIMITED
corporate-nominee-director · appointed 1993-10-08 · resigned 1993-10-08
Resigned

Click a director name to see their full track record across all companies.

Recent filings (0 total)