IRWELL INSURANCE COMPANY LIMITED

🌳Matureactive

02887406 · ltd · incorporated 1994-01-13

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

81/100

Exceptional

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What this business does

Primary activity: Non-life insurance

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 79-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

25 officers (7 active, 25 linked, 19 with DOB)

Ownership & PSC

3 active PSC(s) of 3 total, 3 with control declared

Director network

13 connected companies via shared directors

Filing history

141 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

81/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (65 events)Click to expand

2025-07-10
📄
accounts-with-accounts-type-full
accounts · AA
2025-06-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-26
➕
RIMMINGTON, David Anthony appointed
director
2025-01-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-01-01
➖
PERRY, Stephen Lee resigned
director
2024-07-19
📄
accounts-with-accounts-type-full
accounts · AA
2024-03-27
➕
PERRY, Stephen Lee appointed
director
2024-03-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-01-25
📄
resolution
resolution · RESOLUTIONS
2024-01-25
📄
memorandum-articles
incorporation · MA
2023-08-14
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-08-08
➖
ATHERTON, Julian James resigned
director
2023-07-25
📄
accounts-with-accounts-type-full
accounts · AA
2023-07-19
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-07-19
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-07-19
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-06-13
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-05-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-05-02
➖
LEWIS, Stephen Brian resigned
director
2023-04-27
➕
ATHERTON, Julian James appointed
director
2023-04-27
➖
BLACKLOCK, Kimberley Jane resigned
director
2023-04-27
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-04-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-02-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-02-10
➕
PORTSMOUTH, Charles Sinclair appointed
director
2022-07-22
📄
accounts-with-accounts-type-full
accounts · AA
2022-05-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-05-27
➖
HOUGHTON, Clifford Leicester resigned
director
2021-12-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-12-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-12-15
➕
BREAKWELL, Christopher Ian appointed
director
2021-12-15
➕
BLACKLOCK, Kimberley Jane appointed
director
2021-12-15
➖
DONE, Fred resigned
director
2021-12-15
➖
HART, Sarah Louise resigned
director
2021-09-28
➕
BREAKWELL, Christopher Ian appointed
secretary
2021-09-28
➕
BONVARLET, Gilles Alex Maxime appointed
director
2021-09-28
➖
HART, Sarah Louise resigned
secretary
2021-06-04
➖
WARDELL, Keith William resigned
director
2021-02-17
➕
READING, Giles Thomas appointed
director
2017-10-31
➕
LEWIS, Stephen Brian appointed
director
2015-12-03
➖
FOTHERGILL, Barry resigned
director
2014-10-02
➕
WARDELL, Keith William appointed
director
2014-05-17
➖
RAPLEY, George Michael resigned
director
2013-08-01
➕
HOUGHTON, Clifford Leicester appointed
director
2010-05-05
➖
MARTIN, Wade resigned
director
2007-10-31
➖
DUNBAR, Ian resigned
secretary
2007-10-31
➕
HART, Sarah Louise appointed
secretary
2007-09-30
➖
DUNBAR, Ian resigned
director
2004-11-01
➕
MARTIN, Wade appointed
director
2004-11-01
➕
RAPLEY, George Michael appointed
director

Showing most recent 50 of 65 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 79 — succession pressure is live.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Peter Eric Done Individual · British · DOB 02/1947 · age 79	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016
Mrs Nicola Anne Done-Orrell Individual · British · DOB 01/1970 · age 56	50–75%	50–75%	board control50-75% shares · 50-75% voting · board control	02/06/2023
Mr Fred Done Individual · British · DOB 03/1943 · age 83	50–75%	50–75%	board control50-75% shares · 50-75% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1994-01-13

Jurisdictionengland-wales

Primary SIC65120 — Non-life insurance

Registered office

2 Cheetham Hill Road

Manchester

M4 4FB

England

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-06-09

Last: 2025-05-26