BOSHERS LTD
🌳Matureactive
02946794 · ltd · incorporated 1994-07-08
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 15.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 15.7y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 15.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (3 active, 10 linked, 6 with DOB)
82
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
128 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
2
filings
- • 2 officers
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
- 2026-04-12📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-13📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-18📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-08-18📄legacyaccounts · PARENT_ACC
- 2025-08-18📄legacyother · GUARANTEE2
- 2025-08-18📄legacyother · AGREEMENT2
- 2025-03-07📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2025-03-07📍change-sail-address-company-with-new-addressaddress · AD02
- 2024-11-08📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2024-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-08📄memorandum-articlesincorporation · MA
- 2024-04-08📄resolutionresolution · RESOLUTIONS
- 2024-04-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-04-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-04📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-04-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-04-02➕ASTLEY, Stephen, Mr appointeddirector
- 2024-04-02➕MOORE, David Robert appointeddirector
- 2024-04-02➕PYKE, Matthew Mervyn appointeddirector
- 2024-04-02➖LAVINGTON, Nicola Jane resignedsecretary
- 2024-04-02➖LAVINGTON, Mark John resigneddirector
- 2024-04-02➖LAVINGTON, Nicola Jane resigneddirector
- 2023-10-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-12-06➖BOSHER, Christopher resigneddirector
- 2019-01-22🔓Charge satisfied #1
- 2013-02-06➕LAVINGTON, Nicola Jane appointeddirector
- 2010-09-06🔒Charge registered #1Lender: National Westminster Bank PLC
- 2003-03-28➕LAVINGTON, Mark John appointeddirector
- 1994-07-08🏢Company incorporatedAs BOSHERS LTD
- 1994-07-08➕LAVINGTON, Nicola Jane appointedsecretary
- 1994-07-08➕SPENCER COMPANY FORMATIONS LIMITED appointedcorporate-nominee-secretary
- 1994-07-08➕BOSHER, Christopher appointeddirector
- 1994-07-08➕SPENCER COMPANY FORMATIONS (DELAWARE) INC appointedcorporate-nominee-director
- 1994-07-08➕SPENCER COMPANY FORMATIONS LIMITED appointedcorporate-nominee-director
- 1994-06-30➖SPENCER COMPANY FORMATIONS LIMITED resignedcorporate-nominee-secretary
- 1994-06-30➖SPENCER COMPANY FORMATIONS (DELAWARE) INC resignedcorporate-nominee-director
- 1994-06-30➖SPENCER COMPANY FORMATIONS LIMITED resignedcorporate-nominee-director
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Lloyd & Whyte Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Lloyd & Whyte Group Ltd
Corporate parent · holds 75-100% shares
⬇
BOSHERS LTD
This company · 02946794
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lloyd & Whyte Group Ltd Corporate entity | 75–100% | — | 75-100% shares | 02/04/2024 |
3 historic (ceased) PSCs
- Ms Nicola Jane Lavingtonceased 02/04/2024· 50-75% shares · 50-75% voting · board control
- The Estate Of Christopher Bosherceased 09/10/2023· 50-75% shares · 50-75% voting · board control
- Mrs Millicent Mary Bosherceased 11/12/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 1ST FINANCIAL GROUP LIMITED→ 04206886 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
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| ADANAC FINANCIAL SERVICES LIMITED→ 04524584 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ASHLEY COLMAN WEALTH MANAGEMENT (IFA) LTD.→ 07559391 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
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| B COLES SW LTD→ 12328570 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BEAUFORT FINANCIAL PLANNING (SOUTH WEST) LIMITED→ 08529290 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BREED ELLIOTT (S.W.) LIMITED→ 07247402 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| BRIGHTSTAR CAPITAL (LONDON) LIMITED→ 08702169 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BROOKWELL MORTGAGES LTD→ 05463626 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| BROUGHTON OF BATLEY (HOLDINGS)→ 00601712 · est 1958 · no financials extracted | — | — | — | — | 68y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1994-07-08
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Affinity House
Bindon Road
Taunton
TA2 6AA
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-02
Last: 2025-10-19
Officers (3 active · 7 resigned)
ASTLEY, Stephen, Mr →
Activedirector · ~67y · appointed 2024-04-02
View their other companies + combined net worth →
MOORE, David Robert→
Activedirector · ~60y · appointed 2024-04-02
View their other companies + combined net worth →
PYKE, Matthew Mervyn→
Activedirector · ~56y · appointed 2024-04-02
View their other companies + combined net worth →
LAVINGTON, Nicola Jane→
Resignedsecretary · appointed 1994-07-08 · resigned 2024-04-02
SPENCER COMPANY FORMATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1994-07-08 · resigned 1994-06-30
BOSHER, Christopher→
Resigneddirector · ~79y · appointed 1994-07-08 · resigned 2019-12-06
LAVINGTON, Mark John→
Resigneddirector · ~58y · appointed 2003-03-28 · resigned 2024-04-02
LAVINGTON, Nicola Jane→
Resigneddirector · ~58y · appointed 2013-02-06 · resigned 2024-04-02
SPENCER COMPANY FORMATIONS (DELAWARE) INC→
Resignedcorporate-nominee-director · appointed 1994-07-08 · resigned 1994-06-30
SPENCER COMPANY FORMATIONS LIMITED→
Resignedcorporate-nominee-director · appointed 1994-07-08 · resigned 1994-06-30
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 06/09/2010 | 22/01/2019 |
Recent filings (128 total)
change-person-director-company-with-change-date
officers · CH01
2026-04-12
change-person-director-company-with-change-date
officers · CH01
2026-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-21
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-08-18
legacy
accounts · PARENT_ACC
2025-08-18
legacy
other · GUARANTEE2
2025-08-18
legacy
other · AGREEMENT2
2025-08-18
move-registers-to-sail-company-with-new-address
address · AD03
2025-03-07
change-sail-address-company-with-new-address
address · AD02
2025-03-07
change-account-reference-date-company-current-shortened
accounts · AA01
2024-11-08
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-17
appoint-person-director-company-with-name-date
officers · AP01
2024-04-08
appoint-person-director-company-with-name-date
officers · AP01
2024-04-08
memorandum-articles
incorporation · MA
2024-04-08