BROKER DIRECT PLC
🌳Matureactive
02958427 · plc · incorporated 1994-08-12
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueActive trading company with a 82-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (73/100, director aged 82). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
5 live charges · 4 lenders · oldest 28.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 28.7 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: low (51/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
23 officers (6 active, 23 linked, 18 with DOB)
86
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
10 connected companies via shared directors
75
Filing history
194 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (69 events)Click to expand
- 2026-05-29📄accounts-with-accounts-type-groupaccounts · AA
- 2025-05-30📄accounts-with-accounts-type-groupaccounts · AA
- 2024-08-19➕BALLAGO, Jane appointedsecretary
- 2024-08-19➖MAKIN, Daran resignedsecretary
- 2024-08-19📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-08-19📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-06-05📄accounts-with-accounts-type-groupaccounts · AA
- 2023-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2023-05-31📄accounts-with-accounts-type-groupaccounts · AA
- 2022-07-29📄resolutionresolution · RESOLUTIONS
- 2022-06-30📄memorandum-articlesincorporation · MA
- 2022-06-07📄accounts-with-accounts-type-groupaccounts · AA
- 2021-07-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-07-19📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2021-07-19📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-07-05➖GRAY, Iain Julian resignedsecretary
- 2021-07-05➕MAKIN, Daran appointedsecretary
- 2021-07-05➖STANLEY, Terence Edward resigneddirector
- 2021-05-10📄accounts-with-accounts-type-groupaccounts · AA
- 2021-03-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-03-23🔓Charge satisfied #5
- 2020-09-02📄accounts-with-accounts-type-groupaccounts · AA
- 2018-07-11🔓Charge satisfied #3
- 2018-06-20🔒Charge registered #5Lender: Barclays Bank PLC
- 2013-12-31➖HARRIS, Neil Charles resigneddirector
- 2013-11-20🔓Charge satisfied #4
- 2013-04-25➕BRADSHAW, Barbara appointeddirector
- 2012-03-01➕GOLDER, Joyce Ann appointeddirector
- 2010-08-31➖FEHLER, Barry resigneddirector
- 2009-05-01➕RHODES, John Kedric appointeddirector
- 2008-04-28🔒Charge registered #4Lender: Bruntwood 2000 (Nw Regen) Limited
- 2008-01-24➖PADDICK, Andrew Neville resigneddirector
- 2005-07-27➖ROBERTSON, Stuart John resigneddirector
- 2004-08-18🔒Charge registered #3Lender: Bexhill UK Limited
- 2004-01-01➖BEDDALL, Andrew Simon resigneddirector
- 2004-01-01➕ROBERTSON, Stuart John appointeddirector
- 2003-09-09➕BEDDALL, Andrew Simon appointeddirector
- 2003-09-09➖JONES, Gareth Austin resigneddirector
- 2003-04-30🔓Charge satisfied #1
- 2002-01-26🔓Charge satisfied #2
- 1999-01-01➕JONES, Gareth Austin appointeddirector
- 1998-12-31➖EVELEIGH, Robert resigneddirector
- 1998-02-24🔒Charge registered #2Lender: National Westminster Bank PLC
- 1997-10-10🔒Charge registered #1Lender: National Westminster Bank PLC
- 1997-01-01➕STANLEY, Terence Edward appointeddirector
- 1996-10-03➕GRAY, Iain Julian appointeddirector
- 1996-10-03➖BRADSHAW, Barbara resignedsecretary
- 1996-10-03➕GRAY, Iain Julian appointedsecretary
Showing most recent 50 of 69 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 82 — succession pressure is live.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALPHAFX INVESTMENTS LIMITED→ 14661259 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AURIX CAPITAL LTD→ 16696636 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BARKER MORTGAGES LTD→ 13967372 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BARNESFIELD INVESTMENTS LTD→ 16998303 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BKSJ LIMITED→ 06909301 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| BLACKCROWN INVESTMENTS LIMITED→ 16963321 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| C & A HEALTHCARE LIMITED→ 07179001 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| CARFINANCE123 LTD→ 13811791 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CARLEY FINANCIAL LIMITED→ 09941284 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| CHARLES LOUIS COMMERCIAL FINANCE LTD→ 11577780 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CHOUDHRY PROPERTY INNOVATIONS LTD→ 15994642 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CLEAR LOGIC MONEY LTD→ 11674335 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeplc
Incorporated1994-08-12
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Deakins Park Deakins Mill Way
Egerton
Bolton
BL7 9RW
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-08-26
Last: 2025-08-12
Officers (6 active · 17 resigned)
Active
BRADSHAW, Barbara→
Activedirector · ~75y · appointed 2013-04-25
View their other companies + combined net worth →
GOLDER, Joyce Ann→
Activedirector · ~57y · appointed 2012-03-01
View their other companies + combined net worth →
GRAY, Iain Julian→
Activedirector · ~64y · appointed 1996-10-03
View their other companies + combined net worth →
Active
RHODES, John Kedric→
Activedirector · ~82y · appointed 2009-05-01
View their other companies + combined net worth →
BRADSHAW, Barbara→
Resignedsecretary · appointed 1994-08-25 · resigned 1996-10-03
GRAY, Iain Julian→
Resignedsecretary · appointed 1996-10-03 · resigned 2021-07-05
MAKIN, Daran→
Resignedsecretary · appointed 2021-07-05 · resigned 2024-08-19
THORNTON, Martin Hewson→
Resignedsecretary · appointed 1994-08-12 · resigned 1994-08-25
BEDDALL, Andrew Simon→
Resigneddirector · ~71y · appointed 2003-09-09 · resigned 2004-01-01
BRADSHAW, Barbara→
Resigneddirector · ~75y · appointed 1994-08-25 · resigned 1996-10-03
EVELEIGH, Robert→
Resigneddirector · ~80y · appointed 1996-10-03 · resigned 1998-12-31
FEHLER, Barry→
Resigneddirector · ~80y · appointed 1994-08-31 · resigned 2010-08-31
HARRIS, Neil Charles→
Resigneddirector · ~76y · appointed 1996-10-03 · resigned 2013-12-31
JONES, Gareth Austin→
Resigneddirector · ~72y · appointed 1999-01-01 · resigned 2003-09-09
LOMAS, Mark Mallyon→
Resigneddirector · ~64y · appointed 1994-08-12 · resigned 1994-08-25
PADDICK, Andrew Neville→
Resigneddirector · ~77y · appointed 1994-08-25 · resigned 2008-01-24
ROBERTSON, Stuart John→
Resigneddirector · ~66y · appointed 2004-01-01 · resigned 2005-07-27
SHAW, Frank Dudley→
Resigneddirector · ~80y · appointed 1994-08-31 · resigned 1996-10-03
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 20/06/2018 | 23/03/2021 | |
| satisfied | Bruntwood 2000 (Nw Regen) Bruntwood 2000 (Nw Regen) Limited | Rent deposit deed | 1 property | 28/04/2008 | 20/11/2013 | |
| satisfied | Bexhill UK Bexhill UK Limited | Debenture | 1 property | 18/08/2004 | 11/07/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge over credit balances | 1 property | 24/02/1998 | 26/01/2002 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge over book debts | 1 property | 10/10/1997 | 30/04/2003 |
Recent filings (194 total)
accounts-with-accounts-type-group
accounts · AA
2026-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-01
accounts-with-accounts-type-group
accounts · AA
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-19
appoint-person-secretary-company-with-name-date
officers · AP03
2024-08-19
termination-secretary-company-with-name-termination-date
officers · TM02
2024-08-19
accounts-with-accounts-type-group
accounts · AA
2024-06-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-25
change-person-director-company-with-change-date
officers · CH01
2023-07-25
change-person-director-company-with-change-date
officers · CH01
2023-07-25
change-person-director-company-with-change-date
officers · CH01
2023-07-25
accounts-with-accounts-type-group
accounts · AA
2023-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-15
resolution
resolution · RESOLUTIONS
2022-07-29
memorandum-articles
incorporation · MA
2022-06-30