PAYPOINT NETWORK LIMITED
🌳Matureactive
02973115 · ltd · incorporated 1994-10-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
£76.42M
year to Mar 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueConservative operator with a 65-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 77/100. Strong seller-intent signal (70/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 30.2y
45/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 30.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
43 officers (3 active, 43 linked, 31 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
188 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 101Profitable
Profit before tax £12,278,000
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 101| Metric | 2024-03-31 |
|---|---|
| Turnover | £76.42M |
| Gross profit | £44.60M |
| Operating profit | £12.29M |
| Profit before tax | £12.28M |
| Average employees | 53300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (109 events)Click to expand
- 2025-11-05📄accounts-with-accounts-type-fullaccounts · AA
- 2025-09-04📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2024-12-04📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-20📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2024-02-19📄accounts-with-accounts-type-fullaccounts · AA
- 2024-02-01📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2024-01-22➕INDIGO CORPORATE SECRETARY LIMITED appointedcorporate-secretary
- 2024-01-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-12-29➖MCLELLAND, Brian resignedsecretary
- 2023-12-06➖DALE, Alan Christopher resigneddirector
- 2023-12-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-14➕HARDING, David Robert appointeddirector
- 2023-08-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-07📄accounts-with-accounts-type-fullaccounts · AA
- 2022-02-14📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-01-29📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-01-29📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-01-28➖CARNE, Sarah resignedsecretary
- 2022-01-28➕MCLELLAND, Brian appointedsecretary
- 2021-12-29📄accounts-with-accounts-type-fullaccounts · AA
- 2021-01-12📄change-person-director-company-with-change-dateofficers · CH01
- 2020-11-04📄accounts-with-accounts-type-fullaccounts · AA
- 2020-07-01➕DALE, Alan Christopher appointeddirector
- 2020-07-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-07-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-06-30➖KENTLETON, Rachel Elizabeth resigneddirector
- 2020-01-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-12-19➕WILES, Nicholas Winston Braid appointeddirector
- 2019-12-19➖HEADON, Patrick Vincent resigneddirector
- 2019-12-16➕CARNE, Sarah appointedsecretary
- 2019-12-13➖COURT, Susan Catherine resignedsecretary
- 2019-04-01➕HEADON, Patrick Vincent appointeddirector
- 2019-04-01➖VON TROTHA TAYLOR, Dominic Clamor resigneddirector
- 2018-03-31➖WATKIN REES, Timothy David resigneddirector
- 2017-02-10➖EARLE, George William Eric David resigneddirector
- 2017-02-10➕KENTLETON, Rachel Elizabeth appointeddirector
- 2014-07-24🔓Charge satisfied #3
- 2007-01-23➖ASTBURY, Mark Harvey Ayrton resigneddirector
- 2004-10-20➕ASTBURY, Mark Harvey Ayrton appointeddirector
- 2004-10-20➕EARLE, George William Eric David appointeddirector
- 2004-10-20➖MORRISON, David John resigneddirector
- 2004-10-20➖NEWLANDS, David Baxter resigneddirector
- 2004-09-13➖STEELE, Kim resigneddirector
- 2004-08-31➖ASTBURY, Mark Harvey Ayrton resigneddirector
- 2004-07-20➖BOTT, Stephen John resigneddirector
- 2004-07-20➖BULL, Ian Alan resigneddirector
- 2002-09-25➕MORRISON, David John appointeddirector
- 2001-09-26➕STEELE, Kim appointeddirector
- 2001-07-07➖SAXTON, Peter William Harley resigneddirector
- 2001-05-02➖WILTSHIRE, Mark resigneddirector
Showing most recent 50 of 109 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Paypoint Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Paypoint Plc
Corporate parent · holds 75-100% shares · board control
⬇
PAYPOINT NETWORK LIMITED
This company · 02973115
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Paypoint Plc Corporate entity | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · AL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACS UTILITY SERVICES LIMITED→ 10823036 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AKSA DESIGN LTD→ 09647198 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ALBAN LOCKSMITHS LIMITED→ 07809640 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ALOSHY'S CONSULTING LTD→ 15896153 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALTERRA BUSINESS CONSULTING LTD→ 05355720 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| AMERICAN TOP NAILS 2 LTD→ 14684803 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AMSSAA LTD→ 16401799 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANCM SOLUTIONS LIMITED→ 16160734 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ANGELA WILLIAMS, CONSULTING, ADVISORY AND INTERIM SERVICES LIMITED→ 10415682 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ANGELS DEN FUNDING LIMITED→ 08384317 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ANSLOW-RYAN LTD→ 14760327 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ANTS ANALYSIS LTD→ 14498278 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1994-10-03
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
No 1 The Boulevard
Shire Park
Welwyn Garden City
Hertfordshire
AL7 1EL
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-17
Last: 2025-10-03
Officers (3 active · 40 resigned)
INDIGO CORPORATE SECRETARY LIMITED→
Activecorporate-secretary · appointed 2024-01-22
View their other companies + combined net worth →
HARDING, David Robert→
Activedirector · ~52y · appointed 2023-08-14
View their other companies + combined net worth →
WILES, Nicholas Winston Braid→
Activedirector · ~65y · appointed 2019-12-19
View their other companies + combined net worth →
CARNE, Sarah→
Resignedsecretary · appointed 2019-12-16 · resigned 2022-01-28
COURT, Susan Catherine→
Resignedsecretary · appointed 1999-10-04 · resigned 2019-12-13
EDELSTYN, Paul→
Resignedsecretary · appointed 1994-11-08 · resigned 1994-11-16
HANSON, Shay Dinata→
Resignedsecretary · appointed 1999-05-31 · resigned 1999-09-24
HORSNELL, Richard, Dr→
Resignedsecretary · appointed 1994-11-16 · resigned 1996-04-04
MCDOUGALL, Ian Paul, Mr.→
Resignedsecretary · appointed 1998-09-22 · resigned 1999-05-31
MCLELLAND, Brian→
Resignedsecretary · appointed 2022-01-28 · resigned 2023-12-29
STEEDS, Robert Hurle→
Resignedsecretary · appointed 1996-04-04 · resigned 1998-09-22
NORTON ROSE LIMITED→
Resignedcorporate-nominee-secretary · appointed 1994-10-03 · resigned 1994-11-08
ASTBURY, Mark Harvey Ayrton→
Resigneddirector · ~66y · appointed 2004-10-20 · resigned 2007-01-23
ASTBURY, Mark Harvey Ayrton→
Resigneddirector · ~66y · appointed 2000-07-28 · resigned 2004-08-31
BOTT, Stephen John→
Resigneddirector · ~75y · appointed 1999-07-12 · resigned 2004-07-20
BULL, Ian Alan→
Resigneddirector · ~65y · appointed 1998-09-22 · resigned 2004-07-20
COLLISON, David→
Resigneddirector · ~76y · appointed 1998-08-05 · resigned 1999-06-21
DALE, Alan Christopher→
Resigneddirector · ~66y · appointed 2020-07-01 · resigned 2023-12-06
EARLE, George William Eric David→
Resigneddirector · ~73y · appointed 2004-10-20 · resigned 2017-02-10
EDELSTYN, Paul→
Resigneddirector · ~60y · appointed 1994-11-08 · resigned 1994-11-16
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | The Scottish Provident Institution | Rent deposit deed | 1 property | 23/03/1998 | 24/07/2014 | |
| satisfied | Utilities Consortium Utilities Consortium Limited | Debenture | 1 property | 23/12/1997 | 23/09/1998 | |
| satisfied | Utilities Consortium (As Agent and Trustee for the Noteholders) Utilities Consortium Limited (As Agent and Trustee for the Noteholders) | Debenture | 1 property | 04/04/1996 | 23/09/1998 |
Recent filings (188 total)
accounts-with-accounts-type-full
accounts · AA
2025-11-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-03
change-corporate-secretary-company-with-change-date
officers · CH04
2025-09-04
accounts-with-accounts-type-full
accounts · AA
2024-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-03
second-filing-of-director-appointment-with-name
officers · RP04AP01
2024-09-20
accounts-with-accounts-type-full
accounts · AA
2024-02-19
appoint-corporate-secretary-company-with-name-date
officers · AP04
2024-02-01
termination-secretary-company-with-name-termination-date
officers · TM02
2024-01-03
termination-director-company-with-name-termination-date
officers · TM01
2023-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-04
appoint-person-director-company-with-name-date
officers · AP01
2023-08-14
accounts-with-accounts-type-full
accounts · AA
2023-01-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-18
change-person-secretary-company-with-change-date
officers · CH03
2022-02-14