ALBANY CONTINUATION
Opportunity 73/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (40/100).
Refinance opportunity
10 live charges · 4 lenders · oldest 40.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 40.4 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
- • 2 confirmation-statement
Corporate timeline (50 events)Click to expand
- 2025-05-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-08-07📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-04-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-03-13📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2024-03-13📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2024-03-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-07✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-02-07✏️change-of-name-noticechange-of-name · CONNOT
- 2024-01-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-01-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-01-12➖BEARDSELL, Janice Marion resigneddirector
- 2024-01-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-04📄resolutionresolution · RESOLUTIONS
- 2024-01-04📄re-registration-memorandum-articlesincorporation · MAR
- 2024-01-04✏️certificate-re-registration-limited-to-unlimitedchange-of-name · CERT3
- 2024-01-04✏️reregistration-assentchange-of-name · FOA-RR
- 2024-01-04✏️reregistration-private-limited-to-private-unlimited-companychange-of-name · RR05
- 2023-12-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-08-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-02➕BEARDSELL, Henry James appointeddirector
- 2011-01-20➖PARK, James Henry resignedsecretary
- 2003-12-01➕PARK, James Henry appointedsecretary
- 2003-11-30➖BUTTERWORTH, Catherine Elizabeth resignedsecretary
- 2003-02-24🔒Charge registered #10Lender: The Royal Bank of Scotland PLC
- 2003-02-24🔒Charge registered #9Lender: The Royal Bank of Scotland PLC
- 2003-01-03🔓Charge satisfied #8
- 2003-01-03🔓Charge satisfied #4
- 2003-01-03🔓Charge satisfied #5
- 2002-09-18🔓Charge satisfied #6
- 2002-09-18🔓Charge satisfied #3
- 2000-03-08🔓Charge satisfied #7
- 1998-07-09🔒Charge registered #8Lender: Britannia Building Society
- 1998-07-09🔒Charge registered #7Lender: Britannia Building Society
- 1998-04-30🔒Charge registered #2Lender: Barclays Bank PLC
- 1998-04-30🔒Charge registered #1Lender: Barclays Bank PLC
- 1997-06-13➖BEARDSELL, Janice Marion resignedsecretary
- 1997-06-13➕BUTTERWORTH, Catherine Elizabeth appointedsecretary
- 1997-06-13➕BEARDSELL, Janice Marion appointeddirector
- 1997-06-13➖BEARDSELL, Keith Macdonald resigneddirector
- 1997-03-14🔒Charge registered #6Lender: Nationwide Building Society
- 1995-02-01➕BEARDSELL, Janice Marion appointedsecretary
- 1995-02-01➖BRITANNIA COMPANY FORMATIONS LIMITED resignedcorporate-nominee-secretary
- 1995-02-01➕BEARDSELL, Keith Macdonald appointeddirector
- 1995-02-01➖DEANSGATE COMPANY FORMATIONS LIMITED resignedcorporate-nominee-director
- 1994-11-17🏢Company incorporatedAs ALBANY CONTINUATION
- 1994-11-17➕BRITANNIA COMPANY FORMATIONS LIMITED appointedcorporate-nominee-secretary
- 1994-11-17➕DEANSGATE COMPANY FORMATIONS LIMITED appointedcorporate-nominee-director
- 1993-01-29🔒Charge registered #4Lender: Nationwide Building Society
- 1986-07-25🔒Charge registered #5Lender: Nationwide Building Society
- 1986-01-23🔒Charge registered #3Lender: Nationwide Building Society
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 7 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 24/02/2003 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 2 properties | 24/02/2003 | — | |
| satisfied | Britannia Building Society | Assent and transfer | 1 property | 09/07/1998 | 03/01/2003 | |
| satisfied | Britannia Building Society | Floating charge | 1 property | 09/07/1998 | 08/03/2000 | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/04/1998 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/04/1998 | — | |
| satisfied | Nationwide Nationwide Building Society | Legal charge | 1 property | 14/03/1997 | 18/09/2002 | |
| satisfied | Nationwide Nationwide Building Society | Mortgage | 1 property | 29/01/1993 | 03/01/2003 | |
| satisfied | Nationwide Nationwide Building Society | Legal charge | 1 property | 25/07/1986 | 03/01/2003 | |
| satisfied | Nationwide Nationwide Building Society | Legal charge | 1 property | 23/01/1986 | 18/09/2002 |