CAREERNATURE LIMITED

🌳Matureactive
03003772 · ltd · incorporated 1994-12-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
£466.7k
book net assets
Opportunity
69/100
Strong
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What this business does
Primary activity: Primary education
Sector: Education
Investor take
Special-situation opportunity
Distressed education with salvageable qualities — special-situations priority.

Opportunity 69/100 (strong), bankability 47/100. Strong seller-intent signal (78/100, director aged 88). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

10 live charges · 4 lenders · oldest 31.4y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 31.4 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 50/100 (high).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
13 officers (3 active, 13 linked, 7 with DOB)
81
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
130 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £466,680
Net assets shrinking
Down £28,586 YoY
Cash YoY
+2%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£20k
↑ 1.7% YoY
Net Worth
£467k
↓ 5.8% YoY
Current Assets
£588k
↑ 4.7% YoY
Current Liabilities
—
£0£118k£235k£353k£471k£588kAug 2023Aug 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-08-312023-08-31
Total assets£466.7k£495.3k
Current assets£588.3k£561.9k
Cash£19.9k£19.6k
Debtors£568.3k£542.3k
Net assets£466.7k£495.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (58 events)Click to expand
  1. 2025-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-08-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-05-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-01-17
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  5. 2023-01-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-11-22
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  7. 2022-09-13
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  8. 2022-08-02
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  9. 2021-08-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-12-30
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  11. 2020-12-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2020-12-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2020-12-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2020-04-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2011-05-05
    🔓
    Charge satisfied #8
  18. 2011-05-05
    🔓
    Charge satisfied #7
  19. 2011-05-05
    🔓
    Charge satisfied #6
  20. 2011-05-05
    🔓
    Charge satisfied #5
  21. 2006-08-31
    ➕
    CAPPER, Jenifer appointed
    secretary
  22. 2006-08-31
    ➕
    CAPPER, Jenifer appointed
    director
  23. 2006-08-31
    ➕
    CAPPER, Peter Julian appointed
    director
  24. 2006-08-31
    ➖
    SCHOFIELD, Nigel Bennett resigned
    secretary
  25. 2006-08-31
    ➖
    HAWKINS, Marcus Frederick resigned
    director
  26. 2006-08-31
    🔒
    Charge registered #10
    Lender: Barclays Bank PLC
  27. 2006-08-31
    🔒
    Charge registered #9
    Lender: Barclays Bank PLC
  28. 2004-07-06
    ➖
    HAWKINS, Marcus Frederick resigned
    secretary
  29. 2004-07-06
    ➕
    SCHOFIELD, Nigel Bennett appointed
    secretary
  30. 2004-07-06
    ➖
    PADGETT, Richard Michael resigned
    director
  31. 2004-02-02
    🔒
    Charge registered #8
    Lender: The Governor and Company of the Bank of Scotland
  32. 2004-02-02
    🔒
    Charge registered #7
    Lender: The Governor and Company of the Bank of Scotland
  33. 2003-05-13
    🔓
    Charge satisfied #3
  34. 2003-05-13
    🔓
    Charge satisfied #2
  35. 2003-05-13
    🔓
    Charge satisfied #1
  36. 2003-05-09
    🔒
    Charge registered #6
    Lender: The Governor and Company of the Bank of Scotland
  37. 2003-05-09
    🔒
    Charge registered #5
    Lender: The Governor and Company of the Bank of Scotland
  38. 2002-01-11
    ➕
    PADGETT, Richard Michael appointed
    director
  39. 2002-01-11
    ➖
    RANKIN, David Barr resigned
    director
  40. 1996-08-19
    ➖
    FABIAN, Michael Paul Anthony resigned
    secretary
  41. 1996-08-19
    ➕
    HAWKINS, Marcus Frederick appointed
    secretary
  42. 1996-08-19
    ➖
    FABIAN, Michael Paul Anthony resigned
    director
  43. 1996-03-26
    🔓
    Charge satisfied #4
  44. 1995-11-20
    🔒
    Charge registered #4
    Lender: Graham John Clewer and Linda Margaret Clewer
  45. 1995-03-01
    ➖
    SARGENT, Sheila Mary resigned
    director
  46. 1995-02-28
    ➕
    RANKIN, David Barr appointed
    director
  47. 1995-02-27
    ➕
    HAWKINS, Marcus Frederick appointed
    director
  48. 1995-02-06
    🔒
    Charge registered #3
    Lender: Linda Margaret Clewer
  49. 1995-02-06
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  50. 1995-02-06
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
Showing most recent 50 of 58 events

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 88 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

84/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 88 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 20 years.
  • secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high · 1 med ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2026-05-31

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Peter Julian Capper
Individual · British · DOB 07/1938 · age 88
——sig. influencesignificant influence06/04/2016
Mrs Jenifer Capper
Individual · British · DOB 01/1959 · age 67
——sig. influencesignificant influence06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1994-12-21
Jurisdictionengland-wales
Primary SIC85200 — Primary education

Registered office

28 Attimore Road
Welwyn Garden City
AL8 6LP
England

Filing status

Accounts
Next due: 2026-05-31OVERDUE
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-09-26
Last: 2025-09-12

Officers (3 active · 10 resigned)

CAPPER, Jenifer→
secretary · appointed 2006-08-31
View their other companies + combined net worth →
Active
CAPPER, Jenifer→
director · ~67y · appointed 2006-08-31
View their other companies + combined net worth →
Active
CAPPER, Peter Julian→
director · ~88y · appointed 2006-08-31
View their other companies + combined net worth →
Active
FABIAN, Michael Paul Anthony→
secretary · appointed 1995-01-12 · resigned 1996-08-19
Resigned
HAWKINS, Marcus Frederick→
secretary · appointed 1996-08-19 · resigned 2004-07-06
Resigned
SCHOFIELD, Nigel Bennett→
secretary · appointed 2004-07-06 · resigned 2006-08-31
Resigned
SWIFT INCORPORATIONS LIMITED→
corporate-nominee-secretary · appointed 1994-12-21 · resigned 1995-01-12
Resigned
FABIAN, Michael Paul Anthony→
director · ~70y · appointed 1995-01-12 · resigned 1996-08-19
Resigned
HAWKINS, Marcus Frederick→
director · ~68y · appointed 1995-02-27 · resigned 2006-08-31
Resigned
PADGETT, Richard Michael→
director · ~73y · appointed 2002-01-11 · resigned 2004-07-06
Resigned
RANKIN, David Barr→
director · ~62y · appointed 1995-02-28 · resigned 2002-01-11
Resigned
SARGENT, Sheila Mary→
director · ~94y · appointed 1995-01-12 · resigned 1995-03-01
Resigned
INSTANT COMPANIES LIMITED→
corporate-nominee-director · appointed 1994-12-21 · resigned 1995-01-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

10
Total charges
2
Outstanding
1
Active lenders
Status:Lender:10 of 10 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property31/08/2006—
outstanding
Barclays
Barclays Bank PLC
Guarantee & debenture1 property31/08/2006—
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Legal charge1 property02/02/200405/05/2011
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Debenture1 property02/02/200405/05/2011
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Debenture1 property09/05/200305/05/2011
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Legal charge1 property09/05/200305/05/2011
satisfied
Graham John Clewer and Linda Margaret Clewer
Mortgage of policy of assurance1 property20/11/199526/03/1996
satisfied
Linda Margaret Clewer / Graham John Clewer
Mortgage of policy of assurance1 property06/02/199513/05/2003
satisfied
Barclays
Barclays Bank PLC
Debenture1 property06/02/199513/05/2003
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property06/02/199513/05/2003
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (130 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-16
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-19
gazette-filings-brought-up-to-date
gazette · DISS40
2023-01-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-15
gazette-notice-compulsory
gazette · GAZ1
2022-11-22
gazette-filings-brought-up-to-date
gazette · DISS40
2022-09-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-12
gazette-notice-compulsory
gazette · GAZ1
2022-08-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-04