ACORNS NURSERIES LIMITED
🌳Matureactive
03023352 · ltd · incorporated 1995-02-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Child day-care activities
Sector: Human health & social work
Investor take
PursueActive trading company with a 69-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
14 live charges · 3 lenders · oldest 30.7y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 30.7 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
14 charges (14/14 with lender, 14/14 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 5 with DOB)
83
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
121 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £6.20M |
| Current assets | — | £5.09M |
| Cash | — | £98.0k |
| Debtors | — | £4.99M |
| Net assets | — | £4.54M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (55 events)Click to expand
- 2025-12-19📄accounts-with-accounts-type-mediumaccounts · AA
- 2025-01-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-12-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-12-05📄accounts-with-accounts-type-fullaccounts · AA
- 2023-12-12📄accounts-with-accounts-type-fullaccounts · AA
- 2022-12-20📄accounts-with-accounts-type-fullaccounts · AA
- 2021-12-14📄accounts-with-accounts-type-fullaccounts · AA
- 2020-12-17📄accounts-with-accounts-type-smallaccounts · AA
- 2019-12-18📄accounts-with-accounts-type-smallaccounts · AA
- 2018-12-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-12-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-11-21📄accounts-with-accounts-type-smallaccounts · AA
- 2018-07-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-07-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-06-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-06-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-06-05➖HOGG, Martyn James resigneddirector
- 2018-06-05➖HOGG, Susan Margaret resigneddirector
- 2018-05-31🔒Charge registered #14Lender: National Westminster Bank PLC
- 2018-05-31🔒Charge registered #13Lender: National Westminster Bank PLC
- 2018-04-23🔓Charge satisfied #10
- 2018-04-23🔓Charge satisfied #9
- 2018-04-23🔓Charge satisfied #8
- 2018-04-23🔓Charge satisfied #6
- 2018-04-23🔓Charge satisfied #5
- 2018-04-23🔓Charge satisfied #4
- 2010-08-26🔓Charge satisfied #7
- 2010-08-26🔓Charge satisfied #3
- 2010-08-13🔒Charge registered #12Lender: National Westminster Bank PLC
- 2010-07-14🔒Charge registered #11Lender: National Westminster Bank PLC
- 2010-06-10🔓Charge satisfied #2
- 2009-04-01➖REYNOLDS, Lesley resigneddirector
- 2007-06-30➕REYNOLDS, Lesley appointeddirector
- 2002-08-28🔒Charge registered #10Lender: The Governor and Company of the Bank of Scotland
- 2001-09-04🔒Charge registered #9Lender: The Governor and Company of the Bank of Scotland
- 2001-09-04🔒Charge registered #8Lender: The Governor and Company of the Bank of Scotland
- 2001-09-04🔒Charge registered #7Lender: The Governor and Company of the Bank of Scotland
- 2001-09-04🔒Charge registered #6Lender: The Governor and Company of the Bank of Scotland
- 2001-09-04🔒Charge registered #5Lender: The Governor and Company of the Bank of Scotland
- 2001-09-04🔒Charge registered #4Lender: The Governor and Company of the Bank of Scotland
- 2001-09-04🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 2001-07-18➕WILSON, Cherie appointeddirector
- 1999-04-09🔓Charge satisfied #1
- 1998-12-01🔒Charge registered #2Lender: National Westminster Bank PLC
- 1995-09-29🔒Charge registered #1Lender: Midland Bank PLC
- 1995-07-20➕HOGG, Susan Margaret appointeddirector
- 1995-04-05➕REYNOLDS, Peter Charles appointedsecretary
- 1995-04-05➕REYNOLDS, Peter Charles appointeddirector
- 1995-04-05➖MB SECRETARIES LIMITED resignedcorporate-secretary
Showing most recent 50 of 55 events
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Acorns (Holdings) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Acorns (Holdings) Limited
Corporate parent · holds 75-100% shares
⬇
ACORNS NURSERIES LIMITED
This company · 03023352
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Acorns (Holdings) Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 31/05/2018 |
3 historic (ceased) PSCs
- Mr Martyn James Hoggceased 31/05/2018· 25-50% shares
- Mr Peter Charles Reynoldsceased 31/05/2018· 25-50% shares
- Mrs Susan Margaret Hoggceased 31/05/2018· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABLOC HEALTH LTD→ 16104317 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACE FEET IN MOTION LTD→ 09479066 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ACE SOCIAL WORK LTD→ 11507371 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACTIVE MOTION CHIROPRACTIC LIMITED→ 16103041 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADENPALM LIMITED→ 12994894 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AEASA LTD→ 16867684 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGARTHA LTD→ 16849817 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGEWISE MEDICOLEGAL EXPERTS LTD→ 16436534 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AHMED AL-JANABI LTD→ 16845456 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AHPOLKAT LTD→ 11389960 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AID2RECOVERYUK LIMITED→ 16322316 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AIDA HEALTH SOLUTIONS LIMITED→ 16876695 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1995-02-17
Jurisdictionengland-wales
Primary SIC88910 — Child day-care activities
Registered office
7 Park Grove
Cathays
Cardiff
CF10 3BJ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-22
Last: 2025-12-08
Officers (3 active · 5 resigned)
REYNOLDS, Peter Charles→
Activesecretary · appointed 1995-04-05
View their other companies + combined net worth →
REYNOLDS, Peter Charles→
Activedirector · ~69y · appointed 1995-04-05
View their other companies + combined net worth →
WILSON, Cherie→
Activedirector · ~54y · appointed 2001-07-18
View their other companies + combined net worth →
MB SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 1995-02-17 · resigned 1995-04-05
HOGG, Martyn James→
Resigneddirector · ~70y · appointed 1995-04-05 · resigned 2018-06-05
HOGG, Susan Margaret→
Resigneddirector · ~64y · appointed 1995-07-20 · resigned 2018-06-05
REYNOLDS, Lesley→
Resigneddirector · ~68y · appointed 2007-06-30 · resigned 2009-04-01
MB INCORPORATIONS LIMITED→
Resignedcorporate-director · appointed 1995-02-17 · resigned 1995-04-05
Click a director name to see their full track record across all companies.
Mortgages & charges
14
Total charges
4
Outstanding
1
Active lenders
Status:Lender:14 of 14 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 2 properties | 31/05/2018 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 2 properties | 31/05/2018 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 13/08/2010 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 14/07/2010 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 28/08/2002 | 23/04/2018 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 04/09/2001 | 23/04/2018 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 04/09/2001 | 23/04/2018 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 04/09/2001 | 26/08/2010 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 04/09/2001 | 23/04/2018 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 04/09/2001 | 23/04/2018 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 04/09/2001 | 23/04/2018 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 04/09/2001 | 26/08/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 01/12/1998 | 10/06/2010 | |
| satisfied | Midland Bank Midland Bank PLC | Fixed and floating charge | 1 property | 29/09/1995 | 09/04/1999 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (121 total)
accounts-with-accounts-type-medium
accounts · AA
2025-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-12-09
accounts-with-accounts-type-full
accounts · AA
2024-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-12
accounts-with-accounts-type-full
accounts · AA
2023-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-09
accounts-with-accounts-type-full
accounts · AA
2022-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-10
accounts-with-accounts-type-full
accounts · AA
2021-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-08
accounts-with-accounts-type-small
accounts · AA
2020-12-17