APEX PENSION TRUSTEES LIMITED
💤Zombieactive
03030424 · ltd · incorporated 1995-03-08
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2023
Net worth
—
book net assets
Opportunity
81/100
Exceptional
What this business does
Primary activity: Pension funding
Sector: Financial & insurance
Investor take
PursueActive trading company with a 80-year-old founder — textbook succession opportunity.
Opportunity 81/100 (exceptional), bankability 85/100. Strong seller-intent signal (93/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 22.4y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 22.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
30 officers (1 active, 30 linked, 22 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
202 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2023-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (82 events)Click to expand
- 2025-10-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-11-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-07-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-04-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-31➖FRYER, Jane Kathryn resigneddirector
- 2024-01-31➖BENFORD, Colin Arthur resigneddirector
- 2024-01-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-04-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-03-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-09-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-10-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-07-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-07-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-01-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-01-13🔓Charge satisfied #2
- 2021-01-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-11-19📄change-person-director-company-with-change-dateofficers · CH01
- 2020-03-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-06-28➖LINK GROUP CORPORATE SECRETARY LIMITED resignedcorporate-secretary
- 2018-06-30➖JONES, Steve resigneddirector
- 2017-11-03➖CAPITA GROUP SECRETARY LIMITED resignedcorporate-secretary
- 2017-11-03➕LINK GROUP CORPORATE SECRETARY LIMITED appointedcorporate-secretary
- 2015-06-30➖BARNFATHER, David Rovere resigneddirector
- 2012-09-19➖CLARK, Michael Anthony resigneddirector
- 2012-01-17➕CLARK, Michael Anthony appointeddirector
- 2010-07-07➕BENFORD, Colin Arthur appointeddirector
- 2010-07-07➖MARTIN, Sean Peter resigneddirector
- 2009-04-21➖VICKERS, Jonathan Glyn resigneddirector
- 2008-12-01➖CAPITA COMPANY SECRETARIAL SERVICES LIMITED resignedcorporate-secretary
- 2008-12-01➕CAPITA GROUP SECRETARY LIMITED appointedcorporate-secretary
- 2008-08-20➕KENNELL, Ann Rosemary appointeddirector
- 2008-08-20➕FRYER, Jane Kathryn appointeddirector
- 2008-08-20➕JONES, Steve appointeddirector
- 2008-08-20➕MARTIN, Sean Peter appointeddirector
- 2007-04-30➖BRAITHWAITE, David Ronald resigneddirector
- 2006-02-13➖ADDENBROOKE, Michael resigneddirector
- 2006-02-13➖PARKINSON, Stephen David resigneddirector
- 2006-02-13➖STRONG, Anthony Charles resigneddirector
- 2006-02-13➖STURGESS, Paul Andrew resigneddirector
- 2006-02-13➕VICKERS, Jonathan Glyn appointeddirector
- 2005-12-13➖JOHNSTONE, John Peter resigneddirector
- 2005-11-30➖BLACK, Frances Karen Louise resigneddirector
- 2005-09-01➖BLACK, Frances Karen Louise resignedsecretary
- 2005-09-01➕CAPITA COMPANY SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2005-09-01➕ADDENBROOKE, Michael appointeddirector
- 2005-09-01➕PARKINSON, Stephen David appointeddirector
- 2005-07-25🔓Charge satisfied #1
Showing most recent 50 of 82 events
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 80 — succession pressure is live.
Succession & seller-readiness
98/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Apex Corporate Trustees (Uk) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Apex Corporate Trustees (Uk) Limited
Corporate parent · holds 75-100% shares · board control
⬇
APEX PENSION TRUSTEES LIMITED
This company · 03030424
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Apex Corporate Trustees (Uk) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & P WORLDWIDE SOLUTIONS LTD→ 08891951 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ANTON INVESTMENTS LIMITED→ 03621300 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| APEX LOAN AGENCY LIMITED→ 08989781 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| APEX MORTGAGE FINANCE LTD→ 14429418 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| APOLLO MGA LIMITED→ 13079112 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| APR RISKS LTD→ 17043744 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| APRIL INTERNATIONAL UK LIMITED→ 07261287 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| APROPOS WEALTH MANAGEMENT LTD→ 08875651 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| AQUARIUS (FINANCIAL INTERMEDIARIES) LIMITED→ 10567505 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AQUILA EUROPEAN RENEWABLES PLC→ 11932433 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AQUILA GROUP INVESTMENTS LIMITED→ 10091773 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AQUILES SPECIALTY LIMITED→ 16843828 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1995-03-08
Jurisdictionengland-wales
Primary SIC65300 — Pension funding
Registered office
4th Floor, 140 Aldersgate Street
London
EC1A 4HY
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-04-14
Last: 2026-03-31
Officers (1 active · 29 resigned)
KENNELL, Ann Rosemary→
Activedirector · ~80y · appointed 2008-08-20
View their other companies + combined net worth →
BLACK, Frances Karen Louise→
Resignedsecretary · appointed 2000-09-01 · resigned 2005-09-01
JONES, Nicholas Humphrey→
Resignedsecretary · appointed 1995-08-07 · resigned 1999-09-25
PARKINSON, Keith Brian→
Resignedsecretary · appointed 1999-09-25 · resigned 2000-08-31
CAPITA COMPANY SECRETARIAL SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2005-09-01 · resigned 2008-12-01
CAPITA GROUP SECRETARY LIMITED→
Resignedcorporate-secretary · appointed 2008-12-01 · resigned 2017-11-03
HALCO SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 1995-03-08 · resigned 1995-08-07
LINK GROUP CORPORATE SECRETARY LIMITED→
Resignedcorporate-secretary · appointed 2017-11-03 · resigned 2019-06-28
ADDENBROOKE, Michael→
Resigneddirector · ~71y · appointed 2005-09-01 · resigned 2006-02-13
AKID, Lionel Barry→
Resigneddirector · ~92y · appointed 1998-04-03 · resigned 1999-09-10
BARNFATHER, David Rovere→
Resigneddirector · ~82y · appointed 2004-09-08 · resigned 2015-06-30
BENFORD, Colin Arthur→
Resigneddirector · ~64y · appointed 2010-07-07 · resigned 2024-01-31
BLACK, Frances Karen Louise→
Resigneddirector · ~59y · appointed 2000-09-01 · resigned 2005-11-30
BRAITHWAITE, David Ronald→
Resigneddirector · ~79y · appointed 2000-09-01 · resigned 2007-04-30
BRAITHWAITE, David Ronald→
Resigneddirector · ~79y · appointed 1995-08-07 · resigned 1998-04-03
CLARK, Michael Anthony→
Resigneddirector · ~69y · appointed 2012-01-17 · resigned 2012-09-19
FRYER, Jane Kathryn→
Resigneddirector · ~65y · appointed 2008-08-20 · resigned 2024-03-31
JOHNSTONE, John Peter→
Resigneddirector · ~74y · appointed 2005-02-14 · resigned 2005-12-13
JONES, Steve→
Resigneddirector · ~66y · appointed 2008-08-20 · resigned 2018-06-30
MACDONALD, Ian Roy Hunter→
Resigneddirector · ~64y · appointed 1998-09-18 · resigned 2000-09-26
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Norwich and Peterborough Building Society | Mortgage | 1 property | 15/07/2005 | 13/01/2021 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 28/01/2004 | 25/07/2005 |
Recent filings (202 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-31
accounts-with-accounts-type-dormant
accounts · AA
2025-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-18
accounts-with-accounts-type-dormant
accounts · AA
2024-07-30
termination-director-company-with-name-termination-date
officers · TM01
2024-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-03
termination-director-company-with-name-termination-date
officers · TM01
2024-01-31
accounts-with-accounts-type-dormant
accounts · AA
2023-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-11
change-person-director-company-with-change-date
officers · CH01
2023-04-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-03-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-03-20
accounts-with-accounts-type-dormant
accounts · AA
2022-09-27