AMBERLEY HEALTHCARE LIMITED
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (83/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
5 live charges · 3 lenders · oldest 30.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 30.7 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-06-30 | 2023-06-30 |
|---|---|---|
| Average employees | 3200 | 3000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (34 events)Click to expand
- 2025-03-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-09📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-06-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-31📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2018-01-31📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2018-01-26➕HUTCHINS, James appointedsecretary
- 2018-01-26➕HUTCHINS, Piers Edward appointedsecretary
- 2017-03-30📄accounts-with-accounts-type-fullaccounts · AA
- 2016-08-03📄change-person-secretary-company-with-change-dateofficers · CH03
- 2016-06-07📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-07-03🔓Charge satisfied #3
- 2014-07-03🔓Charge satisfied #2
- 2014-06-19🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2014-06-19🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2002-12-02🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 2002-12-02🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2002-09-01➖RAYBOULD, Martin Howard resignedsecretary
- 2001-02-12➕RAYBOULD, Martin Howard appointedsecretary
- 2001-01-24🔓Charge satisfied #1
- 1995-09-01🔒Charge registered #1Lender: Nationwide Building Society
- 1995-08-07➕THOM, Eileen Edith appointedsecretary
- 1995-08-07➕HUTCHINS, Zoe Denise appointeddirector
- 1995-08-07➖ACCESS REGISTRARS LIMITED resignedcorporate-nominee-secretary
- 1995-08-07➖ACCESS NOMINEES LIMITED resignedcorporate-nominee-director
- 1995-07-14🏢Company incorporatedAs AMBERLEY HEALTHCARE LIMITED
- 1995-07-14➕ACCESS REGISTRARS LIMITED appointedcorporate-nominee-secretary
- 1995-07-14➕ACCESS NOMINEES LIMITED appointedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 72 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Zoe Denise Hutchins Individual · British · DOB 10/1954 · age 72 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
Mrs Eileen Edith Thom Individual · British · DOB 03/1930 · age 96 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · GL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 5 VALLEYS PHYSIOTHERAPY (GLOUCESTER) LIMITED→ 14096394 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 5 VALLEYS PHYSIOTHERAPY (STROUD) LIMITED→ 14096391 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACCOLADE SUPPORT AND CARE LTD→ 08489684 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ACP FIRST LTD→ 14321365 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADELFI CARE SERVICES LIMITED→ 12935232 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ADERYN HEARING LTD→ 15947729 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADULARIA THERAPIES AND CONSULTANCY SUSSEX LIMITED→ 10382217 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALISON JOY ROBINSON LTD→ 12574794 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALLERGY AND PAEDIATRIC CLINIC (CHELTENHAM) LTD.→ 08483985 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ALLIED HEALTH PHYSIOTHERAPY SERVICES LTD→ 16402035 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMIN NEUROLOGY LIMITED→ 11356417 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AMP IE&CC LTD→ 09198651 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 19/06/2014 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/06/2014 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 02/12/2002 | 03/07/2014 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 02/12/2002 | 03/07/2014 | |
| satisfied | Nationwide Nationwide Building Society | Third party legal charge | 1 property | 01/09/1995 | 24/01/2001 |