AJ BELL BUSINESS SOLUTIONS LIMITED

🌳Matureactive
03091664 · ltd · incorporated 1995-08-15
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 25.6y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
82/100
Exceptional
🔔
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What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 82/100 (exceptional), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 25.6y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 25.6 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
36 officers (10 active, 36 linked, 27 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
188 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • 1 officers
  • 1 confirmation-statement
Last 180 days
3
filings
  • 1 officers
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (88 events)Click to expand
  1. 2026-05-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-04-30
    MACKAY, William Findlay resigned
    director
  3. 2026-02-17
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2025-04-04
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2025-03-21
    📄
    auditors-resignation-company
    auditors · AUD
  6. 2025-03-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2025-03-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2025-01-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2025-01-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2025-01-01
    VOWLES, Stephen Eliott appointed
    director
  11. 2024-12-31
    STOTT, Roger John resigned
    director
  12. 2024-11-12
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  13. 2024-11-12
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  14. 2024-11-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2024-11-01
    SINCLAIR, Kina appointed
    secretary
  16. 2024-11-01
    LIKINYO, Olubunmi resigned
    secretary
  17. 2024-10-10
    HUGHES, Ryan David appointed
    director
  18. 2024-06-07
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2024-05-22
    MUSSON, Charles Alan appointed
    director
  20. 2024-02-15
    📄
    accounts-with-accounts-type-full
    accounts · AA
  21. 2023-12-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2023-12-14
    DORAN, Kevin resigned
    director
  23. 2023-11-10
    📄
    second-filing-of-director-termination-with-name
    officers · RP04TM01
  24. 2023-11-10
    📄
    second-filing-of-secretary-appointment-with-name
    officers · RP04AP03
  25. 2023-10-06
    📄
    second-filing-of-director-appointment-with-name
    officers · RP04AP01
  26. 2023-10-03
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  27. 2023-10-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  28. 2023-10-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  29. 2023-10-02
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  30. 2023-10-01
    SINCLAIR, Kina appointed
    director
  31. 2023-10-01
    LIKINYO, Olubunmi appointed
    secretary
  32. 2023-09-30
    ROBINSON, Christopher Bruce resigned
    secretary
  33. 2023-09-30
    ROBINSON, Christopher Bruce resigned
    director
  34. 2022-10-01
    BELL, Andrew James resigned
    director
  35. 2022-10-01
    GALBRAITH, Charles William resigned
    director
  36. 2022-07-01
    BIRCH, Peter Michael appointed
    director
  37. 2021-10-01
    CARRINGTON, Elizabeth Anne appointed
    director
  38. 2021-10-01
    DORAN, Kevin appointed
    director
  39. 2021-10-01
    LYONS, Fergus John resigned
    director
  40. 2021-10-01
    MACKAY, William Findlay appointed
    director
  41. 2021-09-20
    GOODMAN, Karen appointed
    director
  42. 2021-06-25
    PETHERICK, Louis resigned
    director
  43. 2019-11-01
    TAGARI, Mohamed appointed
    director
  44. 2017-07-01
    PETHERICK, Louis appointed
    director
  45. 2017-06-30
    TAYLOR, Richard Stuart resigned
    director
  46. 2014-10-01
    ROBINSON, Christopher Bruce appointed
    director
  47. 2012-11-01
    ROBINSON, Christopher Bruce appointed
    secretary
  48. 2012-10-31
    SUMMERSGILL, Michael Thomas resigned
    secretary
  49. 2012-07-01
    STOTT, Roger John appointed
    director
  50. 2011-07-01
    GALBRAITH, Charles William appointed
    director
Showing most recent 50 of 88 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -9 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

A J Bell Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
A J Bell Plc
Corporate parent · holds 75-100% shares
ultimate parent
AJ BELL BUSINESS SOLUTIONS LIMITED
This company · 03091664

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
A J Bell Plc
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1995-08-15
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

4 Exchange Quay
Salford Quays
Manchester
M5 3EE
England

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-03-15
Last: 2026-03-01

Officers (10 active · 26 resigned)

SINCLAIR, Kina
secretary · appointed 2024-11-01
View their other companies + combined net worth →
Active
BIRCH, Peter Michael
director · ~48y · appointed 2022-07-01
View their other companies + combined net worth →
Active
CARRINGTON, Elizabeth Anne
director · ~52y · appointed 2021-10-01
View their other companies + combined net worth →
Active
GOODMAN, Karen
director · ~40y · appointed 2021-09-20
View their other companies + combined net worth →
Active
HUGHES, Ryan David
director · ~49y · appointed 2024-10-10
View their other companies + combined net worth →
Active
MUSSON, Charles Alan
director · ~52y · appointed 2024-05-22
View their other companies + combined net worth →
Active
SINCLAIR, Kina
director · ~35y · appointed 2023-10-01
View their other companies + combined net worth →
Active
SUMMERSGILL, Michael Thomas
director · ~43y · appointed 2011-05-31
View their other companies + combined net worth →
Active
TAGARI, Mohamed
director · ~47y · appointed 2019-11-01
View their other companies + combined net worth →
Active
VOWLES, Stephen Eliott
director · ~59y · appointed 2025-01-01
View their other companies + combined net worth →
Active
DOOTSON, Stuart John
secretary · appointed 2009-01-01 · resigned 2011-05-31
Resigned
LIKINYO, Olubunmi
secretary · appointed 2023-10-01 · resigned 2024-11-01
Resigned
LITTLEFAIR, Nicholas Francis
secretary · appointed 1995-08-16 · resigned 2006-12-01
Resigned
POOLEY, Robert Stephen
secretary · appointed 2006-12-01 · resigned 2009-01-01
Resigned
ROBINSON, Christopher Bruce
secretary · appointed 2012-11-01 · resigned 2023-09-30
Resigned
SUMMERSGILL, Michael Thomas
secretary · appointed 2011-05-31 · resigned 2012-10-31
Resigned
BRITANNIA COMPANY FORMATIONS LIMITED
corporate-nominee-secretary · appointed 1995-08-15 · resigned 1996-08-15
Resigned
BELL, Andrew James
director · ~60y · appointed 1995-08-16 · resigned 2022-10-01
Resigned
BELL, Ian James
director · ~61y · appointed 2006-12-01 · resigned 2008-12-24
Resigned
CARRINGTON, Elizabeth Anne
director · ~52y · appointed 2006-12-01 · resigned 2010-04-13
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
The Governor and Company of the Bank of Ireland
Debenture1 property18/01/200105/03/2011
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property07/11/200001/02/2008

Recent filings (188 total)

termination-director-company-with-name-termination-date
officers · TM01
2026-05-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-11
accounts-with-accounts-type-full
accounts · AA
2026-02-17
accounts-with-accounts-type-full
accounts · AA
2025-04-04
auditors-resignation-company
auditors · AUD
2025-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-17
change-person-director-company-with-change-date
officers · CH01
2025-03-11
change-person-director-company-with-change-date
officers · CH01
2025-03-11
appoint-person-director-company-with-name-date
officers · AP01
2025-01-30
termination-director-company-with-name-termination-date
officers · TM01
2025-01-03
appoint-person-secretary-company-with-name-date
officers · AP03
2024-11-12
termination-secretary-company-with-name-termination-date
officers · TM02
2024-11-12
appoint-person-director-company-with-name-date
officers · AP01
2024-11-08
appoint-person-director-company-with-name-date
officers · AP01
2024-06-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-14