ROSE BUILDERS LTD

📈Growthactive

03106982 · ltd · incorporated 1995-09-27

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 27.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Development of building projects

Sector: Construction

ALSO REGISTERED FOR

41201Construction of commercial buildings
41202Construction of domestic buildings

Investor take

Pursue

Conservative operator. Family succession underway — not a classic acquisition target.

Opportunity 79/100 (strong), bankability 77/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 27.9y

60/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 27.9 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 25/100 — workable, but lender will want more DD.
· Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

12 officers (6 active, 12 linked, 8 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

19 connected companies via shared directors

Filing history

101 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Profitable

Profit before tax £1,159,103

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Profit before tax	£1.16M	£440.7k
Average employees	192	18900

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (47 events)Click to expand

2025-11-24
📄
accounts-with-accounts-type-full
accounts · AA
2025-08-13
➖
AUGER, Anthony Leonard resigned
director
2025-08-13
📄
change-person-director-company-with-change-date
officers · CH01
2025-08-13
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-12-17
📄
accounts-with-accounts-type-full
accounts · AA
2023-12-11
📄
accounts-with-accounts-type-full
accounts · AA
2022-12-19
📄
accounts-with-accounts-type-full
accounts · AA
2022-10-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-10-01
➕
ROSE, Thomas William appointed
director
2022-01-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-01-01
➕
WRIGHT, Claire Marie appointed
director
2021-12-29
📄
accounts-with-accounts-type-full
accounts · AA
2020-11-19
📄
accounts-with-accounts-type-full
accounts · AA
2020-10-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2020-09-14
➖
WOODS, Jonathan Michael resigned
director
2020-03-08
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2020-03-08
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2020-02-04
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-02-04
🔓
Charge satisfied #1
2019-12-11
📄
accounts-with-accounts-type-full
accounts · AA
2019-04-29
📄
mortgage-satisfy-charge-full
mortgage · MR04
2019-04-29
📄
mortgage-satisfy-charge-full
mortgage · MR04
2019-04-29
🔓
Charge satisfied #4
2019-04-29
🔓
Charge satisfied #3
2019-04-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2019-04-01
➕
BROWN, Samuel David appointed
director
2016-06-04
➖
ROSE, William Charles resigned
director
2015-10-06
🔓
Charge satisfied #5
2015-05-01
🔒
Charge registered #5
Lender: William Frederick Schwier
2013-10-22
🔓
Charge satisfied #2
2010-01-01
➕
BOWLES, Andrew Martin appointed
director
2009-11-25
🔒
Charge registered #4
Lender: Barclays Bank PLC
2006-03-01
➕
BOWLES, Andrew Martin appointed
secretary
2006-03-01
➖
ROSE, Jennifer Mary resigned
secretary
2003-04-01
➕
WOODS, Jonathan Michael appointed
director
2003-01-22
🔒
Charge registered #3
Lender: Barclays Bank PLC
2002-03-01
➕
ROSE, Jennifer Mary appointed
secretary
2002-03-01
➖
ROSE, Steven William Jolian resigned
secretary
2001-01-01
➕
AUGER, Anthony Leonard appointed
director
1998-08-03
🔒
Charge registered #2
Lender: Barclays Bank PLC
1998-07-17
🔒
Charge registered #1
Lender: Barclays Bank PLC
1995-09-27
🏢
Company incorporated
As ROSE BUILDERS LTD
1995-09-27
➕
ROSE, Steven William Jolian appointed
director
1995-09-27
➕
ROSE, Steven William Jolian appointed
secretary
1995-09-27
➕
UK COMPANY SECRETARIES LIMITED appointed
corporate-secretary
1995-09-27
➖
UK COMPANY SECRETARIES LIMITED resigned
corporate-secretary
1995-09-27
➕
ROSE, William Charles appointed
director

Owner dependency

88/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "ROSE" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 66 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFamily succession underway: Not a takeover target — ROSE, Thomas William (same surname) appointed 2022-10-01. Pattern consistent with intra-family handover.
primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Rose Construction Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Rose Construction Group Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

ROSE BUILDERS LTD

This company · 03106982

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Rose Construction Group Limited Corporate entity	75–100%	75–100%	75-100% shares · 75-100% voting	23/05/2019

1 historic (ceased) PSC

Rose Group Ltdceased 23/05/2019· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · CO postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
11 INTERIORS LTD→ 11156236 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
1ST DIRECT GLAZIERS LTD→ 15684875 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
1TO1 CONSTRUCTION LTD→ 15759477 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
3D FACADES LTD→ 14353700 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
4W BUILDING SERVICES LIMITED→ 10934917 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
8-10 POPE STREET LIMITED→ 11357606 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
A ALEXANDER TILING LIMITED→ 08662957 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
A AND H INVESTMENT (BUILDING) LIMITED→ 15204924 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
A AND H INVESTMENT (HIRE) LIMITED→ 15585179 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
A AND H INVESTMENT (HOLDINGS) LIMITED→ 15201406 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
A B L DEVELOPMENT LIMITED→ 04164123 · est 2001 · no financials extracted	—	—	—	—	25y	—	—
A&B GLASS HOME IMPROVEMENTS LIMITED→ 12333625 · est 2019 · no financials extracted	—	—	—	—	6y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1995-09-27

Jurisdictionengland-wales

Primary SIC41100 — Development of building projects

Registered office

Riverside House Riverside Avenue East

Lawford

Manningtree

Essex

CO11 1US

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-10-11

Last: 2025-09-27