AMERICAN MUFFIN CO. LTD

🌳Matureactive

03110905 · ltd · incorporated 1995-10-06

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: SIC 10720

Sector: Manufacturing

Investor take

Pursue

Active trading company with a 70-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (73/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 3 lenders · oldest 29.9y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 29.9 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

4 charges (4/4 with lender, 4/4 with type)

Directors & officers

7 officers (5 active, 7 linked, 5 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

4 connected companies via shared directors

Filing history

98 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31
Average employees	2200	2000

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (37 events)Click to expand

2025-09-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-15
📄
change-person-director-company-with-change-date
officers · CH01
2024-04-15
📄
change-person-director-company-with-change-date
officers · CH01
2023-12-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-30
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-06-30
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-06-30
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-04-16
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-04-16
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-04-16
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-04-16
🔓
Charge satisfied #4
2023-04-16
🔓
Charge satisfied #2
2023-04-16
🔓
Charge satisfied #3
2023-02-15
📄
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2023-02-15
📄
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2023-02-15
📄
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2022-10-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-13
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-11-13
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-11-01
➕
BHUJWALLA, Bernadette Mary appointed
director
2019-11-01
➕
MULJI, Harshadevi Jose appointed
director
2007-06-21
🔓
Charge satisfied #1
2007-06-08
🔒
Charge registered #4
Lender: Sme Wholesale Finance (London) Limited
2007-04-26
🔒
Charge registered #2
Lender: Barclays Bank PLC
2007-04-19
🔒
Charge registered #3
Lender: Barclays Bank PLC
1996-06-28
🔒
Charge registered #1
Lender: Midland Bank PLC
1995-10-11
➕
BHUJWALLA, Zoeb appointed
secretary
1995-10-11
➕
BHUJWALLA, Zoeb appointed
director
1995-10-11
➕
MULJI, Jose Hareshkumar Nathoobhai appointed
director
1995-10-11
➖
YOUNGER, Miriam resigned
nominee-secretary
1995-10-11
➖
YOUNGER, Norman resigned
nominee-director
1995-10-06
🏢
Company incorporated
As AMERICAN MUFFIN CO. LTD
1995-10-06
➕
YOUNGER, Miriam appointed
nominee-secretary
1995-10-06
➕
YOUNGER, Norman appointed
nominee-director

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 70 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Amc Newco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Amc Newco Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

AMERICAN MUFFIN CO. LTD

This company · 03110905

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Amc Newco Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	20/06/2023

2 historic (ceased) PSCs

Mr Zoeb Bhujwallaceased 20/06/2023· significant influence
Mr Jose Hareshkumar Nathoobhai Muljiceased 20/06/2023· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ALKHAYRAT BAKERY AND SWEETS LTD→ 12583942 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ALMADA BAKERY LIMITED→ 13733349 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
AMC NEWCO LIMITED→ 14748975 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
AMG SLUSH LTD→ 14964355 · est 2023 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1995-10-06

Jurisdictionengland-wales

Primary SIC10720 — SIC 10720

Registered office

39 Minerva Road

Park Royal

London

NW10 6HJ

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-10-20

Last: 2025-10-06