INK UNDERWRITING AGENCIES LIMITED
⚰️Wound downdissolved
03110970 · ltd · incorporated 1995-10-06
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
54/100
Worth a look
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 54/100 (worth a look), bankability 72/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
4 live charges · 4 lenders · oldest 23.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 23.3 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
36 officers (4 active, 36 linked, 28 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
28 connected companies via shared directors
90
Filing history
152 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
54/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
41
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (98 events)Click to expand
- 2022-02-01📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2022-02-01🏁Company dissolved
- 2021-11-09📄gazette-notice-voluntarygazette · GAZ1(A)
- 2021-10-29📄legacycapital · SH20
- 2021-10-29📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2021-10-29⚠️legacyinsolvency · CAP-SS
- 2021-10-29📄resolutionresolution · RESOLUTIONS
- 2021-10-28📄dissolution-application-strike-off-companydissolution · DS01
- 2020-12-01📄change-person-director-company-with-change-dateofficers · CH01
- 2020-10-14📄accounts-with-accounts-type-fullaccounts · AA
- 2019-10-03📄accounts-with-accounts-type-fullaccounts · AA
- 2018-09-27📄accounts-with-accounts-type-fullaccounts · AA
- 2018-08-15📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2018-08-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2018-08-10➕PEEL, Alistair Charles appointedsecretary
- 2018-08-10➖MCGOWAN, William Lindsay resignedsecretary
- 2018-07-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-07-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-07-09➕SCOTT, Charles Douglas appointeddirector
- 2018-06-30➖STORY, Ian Graham resigneddirector
- 2017-09-27📄accounts-with-accounts-type-fullaccounts · AA
- 2016-10-07➖PIKE, Matthew William resigneddirector
- 2016-10-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2016-10-05📄accounts-with-accounts-type-fullaccounts · AA
- 2016-07-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2016-07-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2016-07-18➕REA, Michael Peter appointeddirector
- 2016-07-18➕RICHMOND, Carol Ann appointeddirector
- 2015-04-29➕STORY, Ian Graham appointeddirector
- 2015-03-17➖DALGARNO, Sarah resigneddirector
- 2015-02-09➖ROSS, David Christopher resigneddirector
- 2015-01-26➖MUGGE, Mark Stephen resigneddirector
- 2014-09-04➖LINCOLN, John Edward resigneddirector
- 2014-06-30➖MCMANUS, Brendan James resigneddirector
- 2014-01-31➖MATSON, Paul Dominic resigneddirector
- 2013-12-05➖ARDEN, Jeremy Michael Ashby resigneddirector
- 2013-12-05➖PRESCOTT, George Andrew resigneddirector
- 2013-12-05➖SCALES, Matthew resigneddirector
- 2013-11-29🔓Charge satisfied #4
- 2013-11-29🔓Charge satisfied #3
- 2013-11-14➕MCGOWAN, William Lindsay appointedsecretary
- 2013-11-14➖EXPECTRUM SECRETARIES LIMITED resignedcorporate-secretary
- 2013-11-14➕DALGARNO, Sarah appointeddirector
- 2013-11-14➖MAGEEAN, Bernard resigneddirector
- 2013-11-14➕MUGGE, Mark Stephen appointeddirector
- 2013-11-14➕PIKE, Matthew William appointeddirector
- 2013-11-14➕ROSS, David Christopher appointeddirector
- 2013-11-14➖ROYLE, Andy resigneddirector
- 2013-07-02➖HESSETT, Alastair George resignedsecretary
- 2013-07-02➕EXPECTRUM SECRETARIES LIMITED appointedcorporate-secretary
Showing most recent 50 of 98 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
2 high · 1 med ·Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2022-02-01
1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2021-10-29: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Quillco 227 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Quillco 227 Limited
Corporate parent · holds 75-100% shares
⬇
INK UNDERWRITING AGENCIES LIMITED
This company · 03110970
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Quillco 227 Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 2X IGNITE LIMITED→ 15873885 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| 345 RAIL LEASING MID CO LIMITED→ 11849732 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 39 MORELAND STREET LTD→ 16624564 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3FR GROUP LTD→ 13833144 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 3G CAPITAL INVESTMENTS LTD→ 13578756 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 3MG INTERNATIONAL LIMITED→ 13272866 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 4C CAPITAL LIMITED→ 16121031 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4T MARKETS LIMITED→ 08891879 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 4TH AND BAINBRIDGE LIMITED→ 10661685 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 55 AMPS→ 13973952 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 5D GROUP LIMITED→ 14362942 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1995-10-06
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
The Walbrook Building
25 Walbrook
London
EC4N 8AW
Filing status
Accounts
Next due: —
Last made up to: 2019-12-31
Confirmation statement
Next due: —
Last: —
Officers (0 active · 32 resigned)
PEEL, Alistair Charles→
Activesecretary · appointed 2018-08-10
View their other companies + combined net worth →
REA, Michael Peter→
Activedirector · ~60y · appointed 2016-07-18
View their other companies + combined net worth →
RICHMOND, Carol Ann→
Activedirector · ~63y · appointed 2016-07-18
View their other companies + combined net worth →
SCOTT, Charles Douglas→
Activedirector · ~53y · appointed 2018-07-09
View their other companies + combined net worth →
GARDNER, Derek Gordon→
Resignedsecretary · appointed 2007-05-09 · resigned 2008-02-29
HESSETT, Alastair George→
Resignedsecretary · appointed 2008-03-02 · resigned 2013-07-02
MCCARTHY, Michael Edward→
Resignedsecretary · appointed 1995-10-06 · resigned 1995-10-06
MCGOWAN, William Lindsay→
Resignedsecretary · appointed 2013-11-14 · resigned 2018-08-10
THOMAS, Philip Donald→
Resignedsecretary · appointed 1995-10-06 · resigned 2007-05-09
EXPECTRUM SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2013-07-02 · resigned 2013-11-14
ADDIS, Mark→
Resigneddirector · ~55y · appointed 2009-09-15 · resigned 2013-01-14
ARDEN, Jeremy Michael Ashby→
Resigneddirector · ~78y · appointed 2011-09-13 · resigned 2013-12-05
CHAMBERS, Mark Russell→
Resigneddirector · ~54y · appointed 2010-10-26 · resigned 2012-01-01
DALGARNO, Sarah→
Resigneddirector · ~58y · appointed 2013-11-14 · resigned 2015-03-17
GARDNER, Derek Gordon→
Resigneddirector · ~64y · appointed 2007-05-09 · resigned 2008-02-29
GILES, Christopher Michael→
Resigneddirector · ~62y · appointed 2007-05-09 · resigned 2013-04-01
LINCOLN, John Edward→
Resigneddirector · ~71y · appointed 2013-04-17 · resigned 2014-09-04
LYONS, Sarah Elizabeth→
Resigneddirector · ~56y · appointed 2009-09-15 · resigned 2012-03-31
MAGEEAN, Bernard→
Resigneddirector · ~70y · appointed 2012-09-04 · resigned 2013-11-14
MATSON, Paul Dominic→
Resigneddirector · ~60y · appointed 2012-01-01 · resigned 2014-01-31
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Debenture | 1 property | 23/04/2008 | 29/11/2013 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Security Trustee for Itself and the Other Secured Parties (The Security Agent) | Debenture | 1 property | 03/03/2008 | 29/11/2013 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Debenture | 1 property | 17/08/2007 | 07/03/2008 | |
| satisfied | Barclays Barclays Bank PLC | Guarantee and debenture | 1 property | 21/01/2003 | 11/08/2007 |
Recent filings (152 total)
gazette-dissolved-voluntary
gazette · GAZ2(A)
2022-02-01
gazette-notice-voluntary
gazette · GAZ1(A)
2021-11-09
legacy
capital · SH20
2021-10-29
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2021-10-29
legacy
insolvency · CAP-SS
2021-10-29
resolution
resolution · RESOLUTIONS
2021-10-29
dissolution-application-strike-off-company
dissolution · DS01
2021-10-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-02
change-person-director-company-with-change-date
officers · CH01
2020-12-01
accounts-with-accounts-type-full
accounts · AA
2020-10-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-03
accounts-with-accounts-type-full
accounts · AA
2019-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-03-01
accounts-with-accounts-type-full
accounts · AA
2018-09-27
appoint-person-secretary-company-with-name-date
officers · AP03
2018-08-15