P H PROPERTY HOLDINGS LIMITED
🌳Matureactive
03160558 · ltd · incorporated 1996-02-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£4.87M
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueAsset-holding vehicle with a 67-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (73/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 12 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
52 live charges · 12 lenders · oldest 28.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 28.3 years old — likely at or near maturity.
- · 12 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
52 charges (52/52 with lender, 52/52 with type)
90
Directors & officers
10 officers (5 active, 10 linked, 6 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
202 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £4,867,375
Net assets shrinking
Down £2,556,959 YoY
Cash YoY
+787%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£996k
↑ 787% YoY
Net Worth
£4.9m
↓ 34% YoY
Current Assets
£13m
↑ 8.6% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £4.88M | £8.63M |
| Current assets | £12.87M | £11.85M |
| Cash | £995.6k | £112.3k |
| Debtors | £9.50M | £10.70M |
| Net assets | £4.87M | £7.42M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (137 events)Click to expand
- 2025-09-29📄accounts-with-accounts-type-groupaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-groupaccounts · AA
- 2023-09-29📄accounts-with-accounts-type-groupaccounts · AA
- 2023-05-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-15🔓Charge satisfied #53
- 2022-12-06📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-04-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-04-19➖HEYWORTH, James Randle resigneddirector
- 2022-03-31📄accounts-with-accounts-type-groupaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-groupaccounts · AA
- 2021-03-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-25➖MCKELVEY, John resigneddirector
- 2020-10-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-10-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-10-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-10-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-10-27🔓Charge satisfied #52
- 2020-10-27🔓Charge satisfied #51
- 2020-10-27🔓Charge satisfied #44
- 2020-10-27🔓Charge satisfied #40
- 2020-07-07📄accounts-with-accounts-type-groupaccounts · AA
- 2019-04-02📄accounts-with-accounts-type-groupaccounts · AA
- 2019-02-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-02-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-07-09🔒Charge registered #53Lender: Clydesdale Bank PLC (Trading as Both Clydesdsale Bank and Yorkshire Bank)
- 2018-04-23➕MCKELVEY, John appointeddirector
- 2018-02-07🔓Charge satisfied #50
- 2017-11-20🔒Charge registered #52Lender: The Royal Bank of Scotland PLC
- 2017-11-20🔒Charge registered #51Lender: The Royal Bank of Scotland PLC
- 2017-10-10🔓Charge satisfied #49
- 2017-10-05🔓Charge satisfied #46
- 2017-09-20🔓Charge satisfied #48
- 2017-09-20🔓Charge satisfied #47
- 2017-08-14🔓Charge satisfied #38
- 2017-08-14🔓Charge satisfied #12
- 2016-07-22🔒Charge registered #50Lender: The Royal Bank of Scotland PLC
- 2016-05-20🔒Charge registered #49Lender: The Royal Bank of Scotland PLC
- 2016-03-02🔓Charge satisfied #45
- 2016-03-02🔓Charge satisfied #43
- 2016-03-02🔓Charge satisfied #42
- 2016-03-02🔓Charge satisfied #39
- 2016-03-02🔓Charge satisfied #37
- 2016-02-26🔓Charge satisfied #36
- 2016-01-12🔒Charge registered #48Lender: The Royal Bank of Scotland PLC
- 2016-01-12🔒Charge registered #47Lender: The Royal Bank of Scotland PLC
- 2015-11-20🔒Charge registered #46Lender: The Royal Bank of Scotland PLC
- 2015-08-18🔓Charge satisfied #41
- 2015-03-26🔒Charge registered #45Lender: Close Brothers Limited
- 2015-01-15🔒Charge registered #44Lender: The Royal Bank of Scotland PLC
- 2014-07-25🔒Charge registered #43Lender: The Royal Bank of Scotland PLC
Showing most recent 50 of 137 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Henry Hogarth Individual · British · DOB 10/1959 · age 67 | 75–100% | 25–50% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
Mr Philip Nigel Hughes Individual · British · DOB 09/1965 · age 61 | — | 25–50% | board control25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A.D.R. INSTALLATIONS LIMITED→ 05066569 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| AA PLUS PLUMBING LTD→ 12028585 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABODE DESIGN & BUILD LTD→ 11401786 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABODE PD LIMITED→ 13801708 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACE CONSTRUCTIONS SOLUTIONS LTD→ 15210965 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACF P LIMITED→ 14621761 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ACORN CIVILS LTD→ 15797125 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACOUSTICO UK LIMITED→ 11447877 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACQUIRED ACCESS LTD→ 13015931 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACR PVC AND JOINERY LIMITED→ 15243565 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACS LINING LIMITED→ 02956502 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| ACT FAST ROOFING LTD→ 16709596 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1996-02-16
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
Bollin House Oakfield Road
Cheadle Royal Business Park
Cheadle
Cheshire
SK8 3GX
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-15
Last: 2026-01-01
Officers (5 active · 5 resigned)
HUGHES, Philip Nigel→
Activesecretary · appointed 1997-01-06
View their other companies + combined net worth →
GALE, Daniel Richard→
Activedirector · ~61y · appointed 2004-02-04
View their other companies + combined net worth →
HOGARTH, Paul Henry→
Activedirector · ~67y · appointed 1997-01-06
View their other companies + combined net worth →
HUGHES, Philip Nigel→
Activedirector · ~61y · appointed 1997-01-06
View their other companies + combined net worth →
WOOD, Lee Francis→
Activedirector · ~54y · appointed 2004-01-04
View their other companies + combined net worth →
HUGHES, Fiona Jayne→
Resignedsecretary · appointed 1996-02-19 · resigned 1997-01-06
BRITANNIA COMPANY FORMATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1996-02-16 · resigned 1996-02-19
HEYWORTH, James Randle→
Resigneddirector · ~58y · appointed 2004-02-04 · resigned 2022-04-19
MCKELVEY, John→
Resigneddirector · ~62y · appointed 2018-04-23 · resigned 2021-03-25
DEANSGATE COMPANY FORMATIONS LIMITED→
Resignedcorporate-nominee-director · appointed 1996-02-16 · resigned 1996-02-19
Click a director name to see their full track record across all companies.
Mortgages & charges
52
Total charges
0
Outstanding
0
Active lenders
Status:Lender:52 of 52 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdsale Bank and Yorkshire Bank) | A registered charge | — | 09/07/2018 | 15/05/2023 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 20/11/2017 | 27/10/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 20/11/2017 | 27/10/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 22/07/2016 | 07/02/2018 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 20/05/2016 | 10/10/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 12/01/2016 | 20/09/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 12/01/2016 | 20/09/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 20/11/2015 | 05/10/2017 | |
| satisfied | Close Brothers Close Brothers Limited | A registered charge | 1 property | 26/03/2015 | 02/03/2016 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 27/10/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 25/07/2014 | 02/03/2016 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 27/06/2014 | 02/03/2016 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 14/03/2014 | 18/08/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 08/04/2013 | 27/10/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 08/04/2013 | 02/03/2016 | |
| satisfied | Co-operative Bank The Co-Operative Bank P.L.C. | Legal charge | 1 property | 23/04/2012 | 14/08/2017 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 16/03/2012 | 02/03/2016 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Debenture | 1 property | 16/03/2012 | 26/02/2016 | |
| satisfied | Simon Clarke | Legal charge | 1 property | 28/08/2009 | 22/03/2013 | |
| satisfied | The Dane Housing Group The Dane Housing Group Limited | Legal charge | 1 property | 16/09/2008 | 22/03/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 2 properties | 16/04/2008 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 19/12/2007 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 21/09/2007 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 24/08/2007 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 20/11/2006 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland / The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 29/09/2006 | 22/03/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 27/06/2005 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 29/04/2005 | 22/03/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 31/08/2004 | 14/03/2012 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 27/08/2004 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 04/08/2004 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 11/08/2003 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 04/08/2003 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 24/01/2003 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 24/01/2003 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 2 properties | 24/05/2002 | 22/03/2013 | |
| satisfied | Harry Anthony Edward Bloor | Legal charge | 1 property | 09/04/2002 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 09/04/2002 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 11/03/2002 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 25/01/2002 | 22/03/2013 | |
| satisfied | Zurich Insurance Company | Deed of deposit and charge | 1 property | 05/09/2001 | 14/08/2017 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 02/02/2001 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 02/02/2001 | 22/03/2013 | |
| satisfied | Bank of Ireland | Legal charge | 1 property | 25/08/2000 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 26/05/2000 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 24/05/2000 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 29/03/2000 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 26/05/1999 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 2 properties | 26/05/1999 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 23/11/1998 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 26/03/1998 | 22/03/2013 | |
| satisfied | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 26/03/1998 | 22/03/2013 |
Recent filings (202 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-21
accounts-with-accounts-type-group
accounts · AA
2025-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-21
accounts-with-accounts-type-group
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-09
accounts-with-accounts-type-group
accounts · AA
2023-09-29
mortgage-satisfy-charge-full
mortgage · MR04
2023-05-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-16
change-account-reference-date-company-current-extended
accounts · AA01
2022-12-06
termination-director-company-with-name-termination-date
officers · TM01
2022-04-25
accounts-with-accounts-type-group
accounts · AA
2022-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-03
accounts-with-accounts-type-group
accounts · AA
2021-06-30
termination-director-company-with-name-termination-date
officers · TM01
2021-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-26