AERCO (HOLDINGS) LIMITED

🌳Matureactive
03174085 · ltd · incorporated 1996-03-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 13.5y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Activities of distribution holding companies
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 76-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 65/100. Strong seller-intent signal (83/100, director aged 76). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

6 live charges · 2 lenders · oldest 13.5y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 13.5 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
15 officers (2 active, 15 linked, 11 with DOB)
85
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
150 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 1 incorporation
  • 1 resolution
  • 1 capital
Last 180 days
4
filings
  • 1 incorporation
  • 1 resolution
  • 1 capital
Counts from Companies House filing history.
Corporate timeline (55 events)Click to expand
  1. 2026-06-04
    📄
    memorandum-articles
    incorporation · MA
  2. 2026-06-03
    📄
    resolution
    resolution · RESOLUTIONS
  3. 2026-04-22
    📄
    capital-allotment-shares
    capital · SH01
  4. 2025-12-01
    📄
    accounts-with-accounts-type-group
    accounts · AA
  5. 2025-02-27
    📄
    capital-cancellation-shares
    capital · SH06
  6. 2025-02-24
    📄
    resolution
    resolution · RESOLUTIONS
  7. 2025-02-24
    📄
    capital-return-purchase-own-shares
    capital · SH03
  8. 2024-07-24
    📄
    mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2024-06-21
    📄
    accounts-with-accounts-type-group
    accounts · AA
  10. 2024-04-24
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2024-04-23
    🔒
    Charge registered #5
    Lender: Lloyds Bank PLC
  12. 2024-03-18
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  13. 2023-08-22
    📄
    accounts-with-accounts-type-group
    accounts · AA
  14. 2023-05-25
    🔒
    Charge registered #6
    Lender: Lloyds Bank PLC
  15. 2023-05-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2023-05-05
    🔒
    Charge registered #4
    Lender: Lloyds Bank PLC
  17. 2022-10-10
    📄
    accounts-with-accounts-type-group
    accounts · AA
  18. 2021-10-08
    📄
    capital-return-purchase-own-shares
    capital · SH03
  19. 2021-10-08
    📄
    capital-return-purchase-own-shares
    capital · SH03
  20. 2021-10-07
    📄
    accounts-with-accounts-type-group
    accounts · AA
  21. 2021-09-20
    📄
    capital-cancellation-shares
    capital · SH06
  22. 2021-09-20
    📄
    capital-cancellation-shares
    capital · SH06
  23. 2021-08-10
    📄
    capital-cancellation-shares
    capital · SH06
  24. 2021-06-30
    WHITE, Paul Leslie James resigned
    secretary
  25. 2021-06-30
    WHITE, Paul Leslie James resigned
    director
  26. 2020-04-29
    🔒
    Charge registered #3
    Lender: Lloyds Bank PLC
  27. 2016-03-31
    LAUGHTON, Harry Charles resigned
    director
  28. 2016-03-31
    STEPHENS, Anthony John resigned
    director
  29. 2016-03-31
    STILL, Nicola Anne resigned
    director
  30. 2014-07-18
    🔒
    Charge registered #2
    Lender: Lloyds Bank PLC
  31. 2014-03-26
    LAUGHTON, Harry Charles appointed
    director
  32. 2013-09-08
    LAUGHTON, William Benjamin resigned
    director
  33. 2013-01-02
    🔒
    Charge registered #1
    Lender: Lloyds Tsb Bank PLC
  34. 2012-07-01
    AYRES, Fiona Georgina appointed
    director
  35. 2012-07-01
    STEPHENS, Anthony John appointed
    director
  36. 2010-03-31
    STILL, Nicola Anne appointed
    director
  37. 2010-03-31
    WHITE, Paul Leslie James appointed
    director
  38. 2002-10-15
    LAUGHTON, Robert resigned
    secretary
  39. 2002-10-15
    WHITE, Paul Leslie James appointed
    secretary
  40. 1999-05-31
    GRIFFITHS, Michael John resigned
    director
  41. 1998-06-30
    LAUGHTON, Robert appointed
    secretary
  42. 1998-06-30
    WARD, Paul Derek resigned
    secretary
  43. 1998-06-30
    WARD, Paul Derek resigned
    director
  44. 1996-03-18
    🏢
    Company incorporated
    As AERCO (HOLDINGS) LIMITED
  45. 1996-03-18
    LAUGHTON, Robert appointed
    director
  46. 1996-03-18
    DWYER, Daniel John appointed
    nominee-secretary
  47. 1996-03-18
    DWYER, Daniel John resigned
    nominee-secretary
  48. 1996-03-18
    WARD, Paul Derek appointed
    secretary
  49. 1996-03-18
    DOYLE, Betty June appointed
    nominee-director
  50. 1996-03-18
    DOYLE, Betty June resigned
    nominee-director
Showing most recent 50 of 55 events

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 76 — succession pressure is live.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
6 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Robert Laughton
Individual · British · DOB 09/1950 · age 76
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016
Mrs Fiona Georgina Ayres
Individual · British · DOB 07/1957 · age 69
2550%
25–50%25-50% shares · 25-50% voting06/04/2016
1 historic (ceased) PSC
  • Mr John James Mortenceased 31/12/2023· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1996-03-18
Jurisdictionengland-wales
Primary SIC64204 — Activities of distribution holding companies

Registered office

Units 16-17
Lawson Hunt Industrial Park
Broadbridge Heath Horsham
West Sussex
RH12 3JR

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-05
Last: 2026-02-19

Officers (2 active · 13 resigned)

AYRES, Fiona Georgina
director · ~69y · appointed 2012-07-01
View their other companies + combined net worth →
Active
LAUGHTON, Robert
director · ~76y · appointed 1996-03-18
View their other companies + combined net worth →
Active
DWYER, Daniel John
nominee-secretary · appointed 1996-03-18 · resigned 1996-03-18
Resigned
LAUGHTON, Robert
secretary · appointed 1998-06-30 · resigned 2002-10-15
Resigned
WARD, Paul Derek
secretary · appointed 1996-03-18 · resigned 1998-06-30
Resigned
WHITE, Paul Leslie James
secretary · appointed 2002-10-15 · resigned 2021-06-30
Resigned
DOYLE, Betty June
nominee-director · ~90y · appointed 1996-03-18 · resigned 1996-03-18
Resigned
DWYER, Daniel John
nominee-director · ~85y · appointed 1996-03-18 · resigned 1996-03-18
Resigned
GRIFFITHS, Michael John
director · ~87y · appointed 1996-03-18 · resigned 1999-05-31
Resigned
LAUGHTON, Harry Charles
director · ~35y · appointed 2014-03-26 · resigned 2016-03-31
Resigned
LAUGHTON, William Benjamin
director · ~101y · appointed 1996-03-18 · resigned 2013-09-08
Resigned
STEPHENS, Anthony John
director · ~49y · appointed 2012-07-01 · resigned 2016-03-31
Resigned
STILL, Nicola Anne
director · ~52y · appointed 2010-03-31 · resigned 2016-03-31
Resigned
WARD, Paul Derek
director · ~68y · appointed 1996-03-18 · resigned 1998-06-30
Resigned
WHITE, Paul Leslie James
director · ~63y · appointed 2010-03-31 · resigned 2021-06-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
6
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property23/04/2024
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property25/05/2023
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property05/05/2023
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge2 properties29/04/2020
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property18/07/2014
outstanding
Lloyds Banking Group
Lloyds Tsb Bank PLC
An omnibus guarantee and set-off agreement1 property02/01/2013
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (150 total)

memorandum-articles
incorporation · MA
2026-06-04
resolution
resolution · RESOLUTIONS
2026-06-03
capital-allotment-shares
capital · SH01
2026-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-20
accounts-with-accounts-type-group
accounts · AA
2025-12-01
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-11
capital-cancellation-shares
capital · SH06
2025-02-27
resolution
resolution · RESOLUTIONS
2025-02-24
capital-return-purchase-own-shares
capital · SH03
2025-02-24
mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-24
accounts-with-accounts-type-group
accounts · AA
2024-06-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-03-18
accounts-with-accounts-type-group
accounts · AA
2023-08-22