AGE UK SUNDERLAND SERVICES LIMITED

💤Zombieactive
03181457 · ltd · incorporated 1996-04-02
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-1.2k
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 65120Non-life insurance
  • 88100Social work activities without accommodation for the elderly and disabled
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (68/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
17 officers (2 active, 17 linked, 11 with DOB)
83
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
Network not yet resolved
30
Filing history
104 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Negative net assets
Liabilities exceed assets by £1,195

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
-£1k
~ YoY
Current Assets
—
Current Liabilities
—
-£1k-£1k-£1k-£1k-£1k-£1kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£-1.2k£-1.2k
Net assets£-1.2k£-1.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
3
filings
  • • 2 officers
  • • 1 confirmation-statement
Last 90 days
3
filings
  • • 2 officers
  • • 1 confirmation-statement
Last 180 days
3
filings
  • • 2 officers
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
  1. 2026-05-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-04-29
    📄
    replacement-filing-of-director-appointment-with-name
    officers · RP01AP01
  3. 2025-07-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-09-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-09-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-09-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-09-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-10-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2019-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-06-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2019-06-11
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  12. 2018-11-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2018-10-26
    ➖
    RITCHIE, Susan Amanda resigned
    director
  14. 2018-08-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2018-08-24
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2018-08-21
    ➕
    COLLINS, Tracy Teresa appointed
    director
  17. 2018-08-20
    ➖
    PATCHETT, Alan resigned
    director
  18. 2018-08-14
    📄
    accounts-with-accounts-type-small
    accounts · AA
  19. 2018-08-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2018-08-01
    ➖
    READMAN, Les resigned
    director
  21. 2017-04-01
    ➕
    COLLINS, Tracy Teresa appointed
    secretary
  22. 2017-04-01
    ➖
    GRAHAM, David Pottie resigned
    director
  23. 2017-04-01
    ➖
    MILLER, Graeme Ferguson resigned
    director
  24. 2017-04-01
    ➕
    PATCHETT, Alan appointed
    director
  25. 2017-04-01
    ➖
    POPE, Christopher John resigned
    director
  26. 2017-04-01
    ➕
    READMAN, Les appointed
    director
  27. 2017-03-31
    ➖
    PATCHETT, Alan resigned
    secretary
  28. 2016-05-25
    ➕
    MILLER, Graeme Ferguson appointed
    director
  29. 2016-01-21
    ➕
    RITCHIE, Susan Amanda appointed
    director
  30. 2015-09-17
    ➖
    HALL, Alan Atkin resigned
    director
  31. 2011-06-07
    ➕
    PATCHETT, Alan appointed
    secretary
  32. 2011-06-06
    ➖
    KNOX, Douglas Roland resigned
    secretary
  33. 2006-04-19
    ➖
    BROWN, Gavin resigned
    director
  34. 2005-02-17
    ➕
    KNOX, Douglas Roland appointed
    secretary
  35. 2005-02-17
    ➖
    PATCHETT, Alan resigned
    secretary
  36. 2004-11-04
    ➕
    HALL, Alan Atkin appointed
    director
  37. 2004-06-01
    ➖
    LITTLE, Karen resigned
    director
  38. 2003-04-01
    ➖
    KNOX, Douglas Roland resigned
    secretary
  39. 2003-04-01
    ➕
    PATCHETT, Alan appointed
    secretary
  40. 2002-09-11
    ➖
    LYALL, Graeme Henderson resigned
    director
  41. 2002-03-21
    ➕
    LITTLE, Karen appointed
    director
  42. 2001-07-24
    ➕
    BROWN, Gavin appointed
    director
  43. 2001-07-24
    ➕
    LYALL, Graeme Henderson appointed
    director
  44. 1999-07-06
    ➕
    KNOX, Douglas Roland appointed
    secretary
  45. 1999-05-31
    ➖
    BLAIR, Jean Elizabeth resigned
    secretary
  46. 1996-04-02
    🏢
    Company incorporated
    As AGE UK SUNDERLAND SERVICES LIMITED
  47. 1996-04-02
    ➕
    BLAIR, Jean Elizabeth appointed
    secretary
  48. 1996-04-02
    ➕
    GRAHAM, David Pottie appointed
    director
  49. 1996-04-02
    ➕
    POPE, Christopher John appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1996-04-02
Jurisdictionengland-wales
Primary SIC65110 — Life insurance

Registered office

Grange House
Stockton Road
Sunderland
Tyne & Wear
SR2 7AQ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-11
Last: 2026-03-28

Officers (2 active · 15 resigned)

COLLINS, Tracy Teresa→
secretary · appointed 2017-04-01
View their other companies + combined net worth →
Active
COLLINS, Tracy Teresa→
director · ~57y · appointed 2018-08-21
View their other companies + combined net worth →
Active
BLAIR, Jean Elizabeth→
secretary · appointed 1996-04-02 · resigned 1999-05-31
Resigned
KNOX, Douglas Roland→
secretary · appointed 2005-02-17 · resigned 2011-06-06
Resigned
KNOX, Douglas Roland→
secretary · appointed 1999-07-06 · resigned 2003-04-01
Resigned
PATCHETT, Alan→
secretary · appointed 2011-06-07 · resigned 2017-03-31
Resigned
PATCHETT, Alan→
secretary · appointed 2003-04-01 · resigned 2005-02-17
Resigned
BROWN, Gavin→
director · ~64y · appointed 2001-07-24 · resigned 2006-04-19
Resigned
GRAHAM, David Pottie→
director · ~89y · appointed 1996-04-02 · resigned 2017-04-01
Resigned
HALL, Alan Atkin→
director · ~72y · appointed 2004-11-04 · resigned 2015-09-17
Resigned
LITTLE, Karen→
director · ~66y · appointed 2002-03-21 · resigned 2004-06-01
Resigned
LYALL, Graeme Henderson→
director · ~74y · appointed 2001-07-24 · resigned 2002-09-11
Resigned
MILLER, Graeme Ferguson→
director · ~64y · appointed 2016-05-25 · resigned 2017-04-01
Resigned
PATCHETT, Alan→
director · ~74y · appointed 2017-04-01 · resigned 2018-08-20
Resigned
POPE, Christopher John→
director · ~69y · appointed 1996-04-02 · resigned 2017-04-01
Resigned
READMAN, Les→
director · ~73y · appointed 2017-04-01 · resigned 2018-08-01
Resigned
RITCHIE, Susan Amanda→
director · ~59y · appointed 2016-01-21 · resigned 2018-10-26
Resigned

Click a director name to see their full track record across all companies.

Recent filings (104 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-01
change-person-director-company-with-change-date
officers · CH01
2026-05-01
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-04-29
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-08
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-04
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-17
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-08
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-03