A.C. WILGAR LIMITED

🌳Matureactive
03190804 · ltd · incorporated 1996-04-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£244.2k
book net assets
Opportunity
82/100
Exceptional
🔔
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What this business does
Primary activity: Plumbing, heat and air-conditioning installation
Sector: Construction
Investor take
Pursue
Asset-holding vehicle with a 65-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 12.8y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 12.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 5 with DOB)
81
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
100 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £244,239
Net assets shrinking
Down £184,015 YoY
Cash YoY
-29%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£403k
↓ 29% YoY
Net Worth
£244k
↓ 43% YoY
Current Assets
£760k
↓ 15% YoY
Current Liabilities
—
£0£179k£358k£537k£716k£895kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£267.5k£457.1k
Current assets£759.7k£894.8k
Cash£403.0k£568.6k
Debtors£289.0k£270.7k
Net assets£244.2k£428.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • • 2 officers
  • • 1 confirmation-statement
Last 180 days
4
filings
  • • 2 officers
  • • 1 confirmation-statement
  • • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2026-03-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-03-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2026-03-05
    ➕
    LIASKO, Egor appointed
    director
  4. 2026-03-05
    ➕
    PAGANUCCI XAVIER JUNIOR, Walter appointed
    director
  5. 2026-02-09
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2026-02-09
    🔓
    Charge satisfied #1
  7. 2025-08-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-12-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-10-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-07-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-12-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-10-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  13. 2021-10-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2021-09-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2021-05-13
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  16. 2021-05-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2021-04-30
    ➖
    WILGAR, Liam resigned
    secretary
  18. 2021-04-30
    ➖
    WILGAR, Liam Thomas Darren resigned
    director
  19. 2021-02-24
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  20. 2021-02-24
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  21. 2020-12-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2019-11-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2019-03-05
    ➕
    WILGAR, Liam Thomas Darren appointed
    director
  24. 2017-11-13
    ➖
    GILL, Stephen Richard resigned
    secretary
  25. 2017-11-13
    ➕
    WILGAR, Liam appointed
    secretary
  26. 2013-08-06
    🔒
    Charge registered #1
    Lender: Hsbc Bank PLC
  27. 1998-11-21
    ➕
    GILL, Stephen Richard appointed
    secretary
  28. 1998-11-21
    ➖
    WILLOUGHBY, Tina Denise resigned
    secretary
  29. 1996-04-25
    🏢
    Company incorporated
    As A.C. WILGAR LIMITED
  30. 1996-04-25
    ➕
    WILGAR, William Andrew Clarke appointed
    director
  31. 1996-04-25
    ➕
    BREWER, Suzanne appointed
    nominee-secretary
  32. 1996-04-25
    ➖
    BREWER, Suzanne resigned
    nominee-secretary
  33. 1996-04-25
    ➕
    WILLOUGHBY, Tina Denise appointed
    secretary
  34. 1996-04-25
    ➕
    BREWER, Kevin, Dr appointed
    nominee-director
  35. 1996-04-25
    ➖
    BREWER, Kevin, Dr resigned
    nominee-director

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "WILGAR" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

W.A.C. Wilgar Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
W.A.C. Wilgar Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
A.C. WILGAR LIMITED
This company · 03190804

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
W.A.C. Wilgar Holdings Limited
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting10/08/2020
2 historic (ceased) PSCs
  • Mr William Andrew Clarke Wilgarceased 10/08/2020· 75-100% shares · 75-100% voting
  • Mrs Sally Wilgarceased 07/08/2017· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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16735559 · est 2025 · no financials extracted
———————
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14037750 · est 2022 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1996-04-25
Jurisdictionengland-wales
Primary SIC43220 — Plumbing, heat and air-conditioning installation

Registered office

Unit 1 Metro Centre
Bridge Road
Orpington
Kent
BR5 2BE
United Kingdom

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-20
Last: 2026-04-06

Officers (3 active · 6 resigned)

LIASKO, Egor→
director · ~32y · appointed 2026-03-05
View their other companies + combined net worth →
Active
PAGANUCCI XAVIER JUNIOR, Walter→
director · ~38y · appointed 2026-03-05
View their other companies + combined net worth →
Active
WILGAR, William Andrew Clarke→
director · ~65y · appointed 1996-04-25
View their other companies + combined net worth →
Active
BREWER, Suzanne→
nominee-secretary · appointed 1996-04-25 · resigned 1996-04-25
Resigned
GILL, Stephen Richard→
secretary · appointed 1998-11-21 · resigned 2017-11-13
Resigned
WILGAR, Liam→
secretary · appointed 2017-11-13 · resigned 2021-04-30
Resigned
WILLOUGHBY, Tina Denise→
secretary · appointed 1996-04-25 · resigned 1998-11-21
Resigned
BREWER, Kevin, Dr→
nominee-director · ~74y · appointed 1996-04-25 · resigned 1996-04-25
Resigned
WILGAR, Liam Thomas Darren→
director · ~40y · appointed 2019-03-05 · resigned 2021-04-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
HSBC
Hsbc Bank PLC
A registered charge1 property06/08/201309/02/2026

Recent filings (100 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-17
appoint-person-director-company-with-name-date
officers · AP01
2026-03-16
appoint-person-director-company-with-name-date
officers · AP01
2026-03-16
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-10-01
change-person-director-company-with-change-date
officers · CH01
2021-10-01