BARNES & SHERWOOD LIMITED
🌳Matureactive
03200095 · ltd · incorporated 1996-05-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueActive trading company with a 66-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
11 live charges · 8 lenders · oldest 28.6y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 28.6 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
10 officers (3 active, 10 linked, 6 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
112 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
6
filings
- • 4 officers
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
6
filings
- • 4 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (47 events)Click to expand
- 2026-04-24📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-23📄change-person-secretary-company-with-change-dateofficers · CH03
- 2026-03-26📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-26📄change-person-secretary-company-with-change-dateofficers · CH03
- 2026-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2010-04-02➖CARTWRIGHT, Ian resigneddirector
- 2009-11-23➖PETTITT, David Robert William resigneddirector
- 2007-11-28🔒Charge registered #12Lender: National Westminster Bank PLC
- 2006-08-31➕PEARCE, Robin Philip appointedsecretary
- 2006-08-31➕PEARCE, Robin Philip appointeddirector
- 2006-08-31➕SWEET, Robert John appointeddirector
- 2006-08-31➖BARNES, Linda Anne resignedsecretary
- 2006-08-31➖BARNES, Paul Robert resigneddirector
- 2006-08-31➕CARTWRIGHT, Ian appointeddirector
- 2006-08-31➕PETTITT, David Robert William appointeddirector
- 2006-08-26🔓Charge satisfied #3
- 2006-08-26🔓Charge satisfied #1
- 2006-07-10🔒Charge registered #11Lender: The Governor and Company of the Bank of Scotland
- 2005-06-28🔓Charge satisfied #10
- 2004-05-21🔒Charge registered #10Lender: Hsbc Bank PLC
- 2003-06-27🔒Charge registered #9Lender: Lloyds Tsb Bank PLC
- 2003-06-12🔒Charge registered #8Lender: Norwich and Peterborough Building Society
- 2003-06-12🔒Charge registered #7Lender: Norwich and Peterborough Building Society
- 2002-12-23🔒Charge registered #6Lender: Barclays Bank PLC
- 2000-06-30🔒Charge registered #4Lender: National Westminster Bank PLC
- 2000-06-30🔒Charge registered #3Lender: Mayhurst Developments Limited
- 2000-05-11🔒Charge registered #2Lender: National Westminster Bank PLC
- 1998-11-30➖SHERWOOD, Michael resigneddirector
- 1997-10-21🔒Charge registered #1Lender: The Mortgage Corporation
- 1996-11-29➕SHERWOOD, Michael appointeddirector
- 1996-05-17🏢Company incorporatedAs BARNES & SHERWOOD LIMITED
- 1996-05-17➕BARNES, Linda Anne appointedsecretary
- 1996-05-17➕WATERLOW SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 1996-05-17➖WATERLOW SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 1996-05-17➕BARNES, Paul Robert appointeddirector
- 1996-05-17➕WATERLOW NOMINEES LIMITED appointedcorporate-nominee-director
- 1996-05-17➖WATERLOW NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Cartwright Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Cartwright Group Ltd
Corporate parent · holds 75-100% shares
⬇
BARNES & SHERWOOD LIMITED
This company · 03200095
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cartwright Group Ltd Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BAHISFINSHAW LIMITED→ 15878350 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BAILEN LTD→ 16622528 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BAOBAB FINANCIAL SOLUTIONS LIMITED→ 16969764 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BARBER INVESTMENTS LIMITED→ 13983225 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BARKLEY'S FINANCIAL SERVICES LTD→ 12523271 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BAROMETER GROUP LIMITED→ 11493998 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BAROMETER INVESTMENTS LIMITED→ 08936391 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| BARRINGTON HAMILTON PERSONAL ASSET MANAGEMENT LTD.→ 06380664 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| BATES INDEPENDENT LIMITED→ 05355418 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| BAVEX HOLDINGS LIMITED→ 10929021 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BBSB SERVICES LTD→ 11982174 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BCL ADVISERS LTD→ 15900691 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1996-05-17
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
Cartwrights, 250 Fowler Avenue
Farnborough
GU14 7JP
England
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-05-06
Last: 2026-04-22
Officers (3 active · 7 resigned)
PEARCE, Robin Philip→
Activesecretary · appointed 2006-08-31
View their other companies + combined net worth →
PEARCE, Robin Philip→
Activedirector · ~66y · appointed 2006-08-31
View their other companies + combined net worth →
SWEET, Robert John→
Activedirector · ~66y · appointed 2006-08-31
View their other companies + combined net worth →
BARNES, Linda Anne→
Resignedsecretary · appointed 1996-05-17 · resigned 2006-08-31
WATERLOW SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1996-05-17 · resigned 1996-05-17
BARNES, Paul Robert→
Resigneddirector · ~74y · appointed 1996-05-17 · resigned 2006-08-31
CARTWRIGHT, Ian→
Resigneddirector · ~69y · appointed 2006-08-31 · resigned 2010-04-02
PETTITT, David Robert William→
Resigneddirector · ~66y · appointed 2006-08-31 · resigned 2009-11-23
SHERWOOD, Michael→
Resigneddirector · ~68y · appointed 1996-11-29 · resigned 1998-11-30
WATERLOW NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 1996-05-17 · resigned 1996-05-17
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
8
Outstanding
4
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 28/11/2007 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 10/07/2006 | — | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 21/05/2004 | 28/06/2005 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 27/06/2003 | — | |
| outstanding | Norwich and Peterborough Building Society | Assignment | 1 property | 12/06/2003 | — | |
| outstanding | Norwich and Peterborough Building Society | Mortgage deed | 1 property | 12/06/2003 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 23/12/2002 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 30/06/2000 | — | |
| satisfied | Mayhurst Developments Mayhurst Developments Limited | Second legal charge | 2 properties | 30/06/2000 | 26/08/2006 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 11/05/2000 | — | |
| satisfied | The Mortgage Corporation | Rent deposit deed | 1 property | 21/10/1997 | 26/08/2006 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (112 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-27
change-person-director-company-with-change-date
officers · CH01
2026-04-24
change-person-secretary-company-with-change-date
officers · CH03
2026-04-23
change-person-director-company-with-change-date
officers · CH01
2026-03-26
change-person-secretary-company-with-change-date
officers · CH03
2026-03-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-03-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-03-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-22